11 Tips to Save Money Sustainably
Saving money is great, but saving money in a sustainable way (good for the planet!) is even better! Here are my best tips to achieve both!
How to implement the Trinity study in 2024
A guide to implement the trinity study: The decisions from the planing phase, how to invest in the second phase and how to withdraw in the last one.
How much we spent in 2022 – Full Expense Report
Here is exactly how much our family of three spent in 2022, everything included! Learn from our good categories and from our bad ones!
January 2023 – A good start of the year
January 2023 was a good standard month to start the year. It was quiet, which is what we needed. And financially, it was quite good.
Vested benefits accounts: All you need to know!
Vested benefits come into play when you leave the pension fund system. This is where you keep the money in the meantime.
2023 Goals and 2022 Goals Review
Our 2023 goals are ready for the new year and we are reviewing our 2022 goals as well. Come see what we plan for 2023.
Pando 3a by Swiss Life Review 2024 – Pros & Cons
Pando 3a is a new third pillar by Swiss Life, focusing on sustainability. Let's find out how good (or bad) it is and whether you should use it.
December 2022 – Glad it is over
December 2022 was a bad month overall for several reasons, but it was financially okay financially with a decent savings rate.
What is the Substitute Occupational Benefit Institution?
The substitute occupational benefit institution plays an important role in Switzerland's retirement system, yet many people do not know about it!
Is indirect amortization really better for you?
In Switzerland, you can use direct or indirect amortization and banks will often recommend the latter, but are they telling the truth? We find out!
November 2022 – A normal month?
November 2022 turned out to be more expensive than expected, with large health bills and a food budget out of control! Find out what happened!