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What is a failsafe withdrawal rate?

A failsafe withdrawal rate is a withdrawal rate that did not fail historically. How to find them? Should we only use a failsafe withdrawal rate?

Should you use IB Fixed or Tiered pricing in 2024?

Interactive Brokers has two pricing models! Should you use Fixed or Tiered pricing? Let's compare these two pricing models to find the cheapest!

True Wealth 3a Review 2024: Pros & Cons

True Wealth 3a is a third pillar Robo-advisior. This review analyzes the True Wealth 3a offer: its fees, investment strategies, and pros and cons.

October 2022 – A weird month

October 2022 was mixed month, with many days being sick, large expenses, short nights, a nice trips, few nice events, ...

What should you do with a life insurance 3a?

Life insurance 3a is a poor investment for retirement. What should you do with an existing life insurance 3a? I compare 3 strategies to deal with it.

The Trap of Life Insurance Third Pillar

Life insurance third pillars are often recommended, but in practice, they have many issues. Here is why life insurance 3a are bad investments!

Fifth year of blogging – Summary

The blog is now five years old! Here is a summary of this fifth with French translation and decreasing traffic!

September 2022 – An eventful and expensive month

September 2022 was eventful, tiring and expensive. There was one major event for our son and several minor events, skyrocketing our expenses.

Can you retire with cash instead of bonds?

Many people plan to retire with bonds in their asset allocation. But very people think about cash? Can you use cash instead of bonds? We find out!

Spending less will not make you rich

Beware of articles saying you can get rich by cutting your expenses and having a budget! It is a lie! We see why most households can't get rich.

IBKR Global Trader Review 2024 – Simple stock trading

IBKR Global Trader is the new mobile application Interactive Brokers to make trading even simpler for everybody! Let's see how it fares!

August 2022 Update – An expensive month

August 2022 was a very tiring yet good month. We spent significantly more than usual and had to organize many things.