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February 2025 – Back from China

In February 2025, we came back from China and saved much of our income because of higher than average income and lower expenses.

Step-by-Step Guide: How to buy an ETF with Saxo in 2026

Trade on Saxo. A step-by-step tutorial on how to buy your first ETF with Saxo Bank, covering currency conversion, order types, and fees.

How much we spent in 2024 – Full Expense Report

This full expense report will exactly what our 2024 expenses look like. We will detail the total and categories and what went well and what did not.

3a buybacks are now possible: All you need to know

Missed a year? Learn about the new 3a Buyback rules. Discover who is eligible to make retroactive contributions and save taxes on past years.

January 2025 – Going to China

In January 2025, we got better after a bad December, and then we left for a few days in China. Other than that, the month was pretty quiet.

Should you use multiple brokers?

Having a single broker is simple, so why would you want multiple brokers? This article outlines multiple reasons why this may be good for you.

2025 Goals and 2024 Goals Review

Find out all about our 2025 goals and how our 2024 goals went. Here is what going to happen in 2025 for us, our money and the blog.

VZ 3a Review 2026 – Pros & Cons

VZ 3a Review. We analyze the VZ VermögensZentrum 3rd Pillar. Is their active management worth the higher fees compared to VIAC or Finpension?

December 2024 – A month sick and horrible expenses

December 2024 was not a great month. I was sick for almost the entire month and we spent way too much money.

How we use our LLC to save money in 2026

Our blog is operated as an LLC, like many businesses. Here is how we are using it to optimize our finances, for transparency with our readers.

VIAC Invest Review 2026 – Pros & Cons

Invest without limits. Read our review of VIAC Invest. We test their private investment solution to see if it's as good as their famous 3a pillar.

November 2024 – Rainy and cold

November 2024 was a good month, although a bit rainy and cold. We got the first snow! With some higher income, we managed a 50% savings rate!