Top Financial Tools & Guides for Swiss Residents
(Disclosure: Some of the links below may be affiliate links)
Our goal with this blog is to empower you to reach your financial goals. Too many people lack proper financial education, and in Switzerland, money remains a taboo topic. Yet, understanding how money works is essential, so you can stop worrying about it and start making it work for you.
To help our readers, we have developed a few resources that can help you with your money.
The Cheapest Way to Manage Your Money in Switzerland
Switzerland is undeniably expensive, but that does not mean you should overpay for management fees.
These days, more and more banking packages are paid. And some financial services are much more expensive than others. However, there are ways to manage your money for less.
To help you with that, we have written a short guide that will give you the best services to manage your money with Swiss finance tools (banks, brokers, Robo-advisors, …) at the lowest costs.
Our guide to investing in the stock market
Many individuals are eager to invest in the stock market but feel they cannot navigate it alone. Doing so is really not that difficult if you learn a few necessary concepts first (we have articles to get you started).
But if you require a more guided approach or if you simply want to save time on learning all these subjects, I have written an e-book to guide Swiss investors towards their first investment in the stock market, using Interactive Brokers.
Comparison Tools
On this blog, we talk about many services, such as brokers, Robo-advisors, banks, credit cards and more. Even though we cover all these subjects in reviews and comparison articles, it is not always easy for our readers to choose.
To help you, we have written multiple comparison tools to help you find the best services for your needs.
The Simple Budget Spreadsheet
Many people do not even track their expenses. Tracking your expenses is the best way to improve your finances. Once you start tracking your expenses, you will realize how you can spend less money and increase your savings!
To help you, we have developed a simple template in Google Sheets that will help you with budgeting in Switzerland.
The Advanced Budget Spreadsheet
If you require something complete to track your expenses, we have what you need.
This advanced version of our spreadsheet will let you have all your expenses in the same place and get monthly, yearly, and overall overviews of your expenses, savings, income, and savings rates.
Money Calculators
We talk about many numbers on this blog, especially about Financial Independence. And some of these numbers are not easy to compute by yourself.
For instance, you could compute the number of years you need to retire. Or you would want to know whether it is worth investing in the second or third pillar.
So, to help you, we have developed several calculators that will help you make decisions about your financial future.
Retire Early – The Simple Guide
I wrote a book about early retirement with another Swiss personal finance writer. The goal of this book is to prove all the foundations for creating your own plan towards financial independence.
KPIs and Goals Spreadsheet
Every month, we track our progress and publish a summary of the results on the blog.
We track all of this (and more!) on a Google Sheets document. This spreadsheet is available for download if you are interested.