Most of the time, when we hear stories of early retirees, they are all living in countries where the cost of living is much lower than in Switzerland. But recently, I have had the chance to interview an early retiree in Switzerland!
Dror has retired in Switzerland in 2021 at the age of 46. His story is very interesting, in that he is one of the first early retirees I have had the chance to talk with.
Without further ado, here is the story of Dror Allouche, an early retiree in Switzerland!
Continue reading “Early retiree in Switzerland – Dror’s Story”
Charles Schwab is a giant financial firm in the United States. Among other services, they offer stock broker services. And through Charles Schwab International, they are open to non-US residents.
Many of my readers have requested that I write about it. Therefore, I will review Charles Schwab International from the point of view of a Swiss investor. We will how much it costs to invest with Charles Schwab International and the advantages and disadvantages.
I am only going to focus on their offer for non-US residents. They also offer their platform for US investors under slightly different conditions.
Continue reading “Charles Schwab International Review – Pros & Cons”
I have not done a book review in a long time on this blog. I felt like most books did not deserve to be talked about. However, I felt like Just Keep Buying, from Nick Maggiulli, deserved to be talked about.
In this article, I will review this book, what I liked and what I did not like. By the end of the book review, you should know whether you want to read that book or not.
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May 2022 was a good month. We had a nice time in the lovely weather. The first half of the month almost felt like summer. I even started wishing for colder temperatures (which I got in the second half of the month).
Financially, it was a good month for our savings rate. However, it was a bad month for our net worth because of the wild stock market. Even though we saved a considerable amount of money, our net worth decreased compared to last month.
Continue reading “May 2022 – Another month goes by”
I have talked about car costs a few times already on this blog. However, I have never written about Mobility.
Mobility is a Swiss car-sharing cooperative. Mobility has a large fleet of cars in Switzerland. Mobility users can then use these cars when they need them and do not need to own a car.
Is Mobility actually cheaper than owning your car? Let’s find out!
Continue reading “When is Mobility cheaper than owning a car?”
Recently, I realized that too much optimization of our finances was creating complexity that I did not want anymore. Optimization of finances is about balance.
Until recently, we were optimizing for the best price. Now, we are trying to make our finances simpler in a few ways. In this article, I will discuss what we are planning to do.
Continue reading “A few ways to simplify our life”
It is time for yet another Robo-advisor review. Simplewealth is a Swiss Robo-advisor that aims to be affordable, transparent, and easy to use.
This review will analyze Simplewealth in detail: its pros and cons, its fees and strategies. By the end of the article, you will know whether you should use Simplewealth for your investing.
Continue reading “Simplewealth Review 2022 – Pros & Cons”
April 2022 was a good month. We had a few pleasant events with our friends and family. It was not very eventful, but we had time to work on a few late things, which is excellent since we have very little free time these days.
On the financial side, it was a great month with regular earnings and relatively low expenses. So, we managed to save a sizeable portion of our income again.
Continue reading “April 2022 – A good month”
Daycare is a large portion of the budget for many people in Switzerland. Indeed, daycare can become quite expensive quickly, especially if you have several children.
So far, we have not put our son in daycare, but we think we may do it next year. So, I wanted to delve into the costs of daycare in Switzerland.
I only talk about daycare facilities, not about day moms, nannies, or other ways to ensure people are taking care of your child. I may speak of these in another article if people are interested.
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Recently, I did a review of Raiffeisen as a bank account, and several people asked me what I thought about their Robo-advisor service. So, I researched this product.
Raiffeisen Rio is a new Robo-advisor, proposed by Raiffeisen. They are quite different in the way they invest your money.
In this review, I go into detail about the Raiffeisen Rio service. By the end of the review, you will know whether you should invest or not with Raiffeisen Rio.
Continue reading “Raiffeisen Rio Review 2022”