![](https://thepoorswiss.com/wp-content/uploads/2024/11/VZ-3a-Review-300x150.jpg)
VZ 3a Review 2025 – Pros & Cons
VZ 3a is a third pillar by the popular VZ company, a financial service provider and advisor. Is it any good? We find out in this in-depth review.![](https://thepoorswiss.com/wp-content/uploads/2025/01/Saving-Rate-december-2024-300x150.jpg)
December 2024 – A month sick and horrible expenses
December 2024 was not a great month. I was sick for almost the entire month and we spent way too much money.![](https://thepoorswiss.com/wp-content/uploads/2024/09/Use-an-LLC-to-save-money-300x150.jpg)
How we use our LLC to save money in 2025
Our blog is operated as an LLC, like many businesses. Here is how we are using it to optimize our finances, for transparency with our readers.![](https://thepoorswiss.com/wp-content/uploads/2024/12/VIAC-Invest-Review-300x150.jpg)
VIAC Invest Review 2025 – Pros & Cons
VIAC Invest is a new Robo-advisor from VIAC, the notorious third pillar provider. In this article, we review this new service in detail.![](https://thepoorswiss.com/wp-content/uploads/2024/12/Saving-Rate-11.2024-300x150.jpg)
November 2024 – Rainy and cold
November 2024 was a good month, although a bit rainy and cold. We got the first snow! With some higher income, we managed a 50% savings rate!![](https://thepoorswiss.com/wp-content/uploads/2024/10/Neon-Invest-vs-Swissquote-300x150.jpg)
Neon Invest vs Swissquote 2025 – Which is the best broker?
Neon Invest is a new broker in Switzerland. Can it compete with the mature Swissquote? We compare these two brokers in detail to find out.![](https://thepoorswiss.com/wp-content/uploads/2024/10/Why-does-cash-has-to-settle-on-IB-300x150.jpg)
How does cash settle with Interactive Brokers?
When using Interactive Brokers, people are often surprised when their cash is not settled. So, it is important to know about US cash settlement.![](https://thepoorswiss.com/wp-content/uploads/2024/09/Safe-Deposit-Boxes-2-300x150.jpg)
Safe Deposit Box in Switzerland – All you need to know
Many people want to store valuables in a safe deposit box in Switzerland. Here is how to get the best one for your needs and save some fees.![](https://thepoorswiss.com/wp-content/uploads/2024/11/Saving-Rate-10.2024-300x150.jpg)
October 2024 – Trip to China and meetup
October 2024 was nice, with decent weather and some nice events. We bought plane tickets to China and only saved 20% of our income.![](https://thepoorswiss.com/wp-content/uploads/2024/09/Use-Interactive-Brokers-300x150.jpg)
How to use Interactive Brokers for your investing
A simple guide to using Interactive Brokers for your day-to-day investing operations like buying shares or checking your profits.![](https://thepoorswiss.com/wp-content/uploads/2024/08/Swiss-VAT-300x150.jpg)
Swiss Value-Added Tax (VAT): Everything you need to know
The Swiss Value-Added Tax (VAT) is an important of the tax system. Here is exactly how it works and why we pay it so often.![](https://thepoorswiss.com/wp-content/uploads/2024/09/seventh-year-of-blogging-300x150.jpg)