You have probably heard a lot about Financial Independence. A lot of things on this blog are about my path to Financial Independence (FI). But why would you want to be financially independent? There are many reasons for wanting to reach financial independence. And as you will see, retiring may not be the most significant reason.
In this article, I list the main reasons people want to be Financially Independent. Of course, the reasons may not be the same for everybody, and some will appeal to you more than others. It is fine. Not everybody has the same motivations in trying to reach FI. And not even everybody wants to reach FI!
You may have some reasons to reach financial independence that I did not even think about! Please let me know in the comments if that is the case! I would like to know why you want to be Financially Independent.
Continue reading “9 Reasons to Aim for Financial Independence”
Using the third pillar in Switzerland is a great way to save money on your taxes. However, it is not always easy to choose a third pillar provider since there are many of them, and new ones are regularly coming.
Freya 3a is a new third pillar available in Switzerland. They aim to provide sustainable investments for the third pillar, and they claim that they are doing differently than the existing third pillars and at a reasonable price.
This Freya 3a Review will show what Freya 3a is, its fees and strategies, and how it compares with other third pillars. At the end of the article, you will know whether you should use Freya 3a for your retirement money.
Continue reading “Freya 3a Review – Pros & Cons”
In Switzerland, many people are more comfortable having a Swiss broker than having a foreign broker for their stock market investments. Swissquote is one of the most well-known Swiss brokers. Many investors are using Swissquote. But is it any good?
This is what I am going to find out in this in-depth review. We will see what Swissquote is, what you can do with it, how much it costs, and much more!
By the end of this review, you will know whether Swissquote is a good broker for you or not!
Continue reading “Swissquote Review 2021- A great Swiss Broker”
It seems that there will not be a shortage of Robo-Advisors in Switzerland anytime soon. These last few years, there has been more and more new Robo-Advisor available for Swiss investors.
Findependent is a recent Robo-Advisor. They only started in 2021. But they have some interesting characteristics already. This review will cover all there is to know about Findependent and its pros and cons.
Continue reading “Findependent Review 2021 – Pros & Cons”
September 2021 was very eventful for my family and me. Usually, there is not much new in my updates, but this update is packed with two big news! Keep reading if you want to know!
Financially, this was a good month, without anything out of the ordinary. We had a good income and also low expenses, despite some unexpected expenses. So, we managed to save a sizeable portion of our income.
In this article, we will see everything that happened to us and our finances in September 2021.
Continue reading “September 2021 – Some big news”
I have talked in detail about the retirement system in Switzerland, the so-called three pillars. However, I have not yet talked about a not well-known part of this system: 1e pension plans.
In this article, I want to cover in detail 1e pension plans. These pension plans are sometimes called pillar 1e. We will see what it is all about, who can profit from it, and more!
Continue reading “What is a 1e pension plan (pillar 1e)?”
Finpension just started their third pillar offer: Finpension 3a. And it is extremely interesting.
Finpension is already behind valuepension, the best vested benefits (second pillar) account available in Switzerland. So, it is great that they now start to offer a third pillar account.
So, let’s review Finpension 3a in detail.
Continue reading “Finpension 3a Review: An excellent new third pillar”
When you want to invest in the stock market, you need a broker account. And many Swiss investors only feel comfortable having a broker from Switzerland, or at least a broker with an office in Switzerland.
So, we need to compare these Swiss brokers and see which one is the best to invest in the stock market for a Swiss investor.
In this article, I compare six Swiss brokers with different scenarios and see which one is the best (the cheapest!).
Continue reading “What is the best Swiss broker in 2021?”
Continuing in my series of articles about making some side money, I want to talk about the ways to make some money online.
I have hesitated a while about doing this article since there are so many articles online, and most of these are really bad. So, I will start with a disclaimer: you will not get rich by doing any of these things. These techniques are intended to do on the side and will require some investment of your time, sometimes significant.
However, if you have time, doing something like that could be interesting to supplement your main income. In that case, keep reading to find the main ways to make money online.
Continue reading “How to make money online in 2021 in Switzerland”
August 2021 was a good and simple month for us. We had many events during the weekend with our friends and families. This month was the perfect mix of events and time at home.
Financially, it was also a great month with good income and record low expenses (not counting taxes). So, we managed to save more than half of our income. This puts us back on track to save more than half of our income during the entire year.
Continue reading “August 2021 – A good simple month”