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The best financial services for your money!

Download this e-book and optimize your finances and save money by using the best financial services available in Switzerland!

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The Trap of Life Insurance Third Pillar

Life insurance third pillars are often recommended, but in practice, they have many issues. Let's go over why life insurance 3a are bad investments!

Fifth year of blogging – Summary

The blog is now five years old! Here is a summary of this fifth with French translation and decreasing traffic!

September 2022 – An eventful and expensive month

September 2022 was eventful, tiring and expensive. There was one major event for our son and several minor events, skyrocketing our expenses.

Can you retire with cash instead of bonds?

Many people plan to retire with bonds in their asset allocation. But very people think about cash? Can you use cash instead of bonds? Let's find out!

Spending less will not make you rich

Beware of articles saying you can get rich by cutting your expenses and having a budget! It is a lie! Let's see why most households can't get rich.

IBKR Global Trader Review – Simple stock trading

IBKR Global Trader is the new mobile application Interactive Brokers to make trading even simpler for everybody! Let's see how it fares!

August 2022 Update – An expensive month

August 2022 was a very tiring yet good month. We spent significantly more than usual and had to organize many things.

Swissquote vs Interactive Brokers

Swissquote and Interactive Brokers are great brokers for Swiss investors: which should you choose? Let's compare Swissquote vs Interactive Brokers in detail!

How do commission-free brokers make money?

Commission-free brokers do not charge any transaction fees! So, how do they make money? Is it too good to be true? Let's find out!

How much of a raise can you spend?

When you get a raise at work, how much of it can you spend it without impacting your finances? The results may surprise you!

Migros Cumulus Visa Credit Card Review 2023

My in-depth of the successor of the Cumulus Mastercard: The Cumulus Visa credit card, by Migros! Is it better than before? Let's find out!

July 2022 -Another hot month

July 2022 was a pretty standard month, although very hot. We saved half of our income and had a good time overall!