If you need a car where you live, you probably also want to save money on your car expenses. Cars can be expensive. But there are many ways to make having a car cheaper.
Let’s take a look at ten tips that will help you save money on your car expenses.
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It is time for another monthly update! June 2020 flew by us! Like last month, we had to pay a ton of taxes. I did not pay enough taxes last year, so this year is very high.
Fortunately, we had less to pay this month than in May. So, we still managed to save a little amount of money. It is better than last month, where our savings rate was zero.
Continue reading “June 2020 – Another month deep in taxes!”
We have not yet talked a lot about value investing on this blog. Since I have received many questions from you about this subject, I thought it would be a good time to cover value investing on this blog.
Value investing is a form of investing where investors evaluate the value of a company to find undervalued stocks in the stock market.
Continue reading “Value Investing: What is it? And should you do it?”
People that are between jobs in Switzerland transfer their second pillar to a vested benefits account. It is essential to choose the best vested benefits account.
There are many vested benefits account providers in Switzerland. Unfortunately, there are not many great options. So, it is crucial to choose the best account for your needs.
VIAC and valuepension are the best options available for vested benefits accounts. So, let’s see which of VIAC vs valuepension you should choose!
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A big trend in investing this last decade has been impact investing! And you may have heard about sustainable investing, ESG Investing, and SRI investing as well. Are those all the same thing?
All these follow the same idea: Investing for a better future. But these investing philosophies are all slightly different. So, we are going to see what they are and how you can invest sustainably.
Continue reading “What is impact investing? And what about ESG investing and SRI?”
You have probably heard a lot about Financial Independence. A lot of things on this blog are about my path to Financial Independence (FI). But why would you want to be financially independent? There are many reasons for wanting to be financially independent. And as you will see, retiring may not be the most significant reason.
In this post, I am going to list the main reasons people want to be Financially Independent. Of course, the reasons may not be the same for everybody. Some reasons will appeal to you more than others. It is fine. Not everybody has the same motivations in trying to reach FI. And not even everybody wants to reach FI!
You may have some reasons to reach FI that I did not even think about! Please let me know in the comments if that is the case! I would like to know why you want to be Financially Independent.
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VIAC is an excellent company that provides the best third pillar in Switzerland. And they just entered the Vested Benefits market. It means that they can also serve the second pillar for some people. It is excellent news!
VIAC Vested Benefits account offers a large allocation to stocks at a low price. On paper, it looks great. Let’s review this account in detail now.
Continue reading “VIAC Vested Benefits Review: Another great retirement account”
When you are investing, you want to minimize your investing fees. It is something most people already realize. But what most people do not realize is how expensive fees can be in the long-term.
In this article, we are going to see precisely how much investing fees are hurting you! Not only will we see that they are more expensive than they seem. We will also see that investing fees have a significant impact on your retirement!
Continue reading “Investing Fees could cost you your early retirement!”
Selma Finance is a Robo-Advisor in Switzerland. They offer a different approach than other Robo-Advisors in Switzerland. Indeed, you will have your own virtual personal assistant.
This assistant will guide you through investing. And through your chat with the assistant, the system will design a personalized portfolio.
Continue reading “Selma Finance Review – Great Swiss Robo-Advisor for 2020”
TransferWise and Revolut offer services that are quite similar. They are both offering cheap money transfers in many different currencies. How can you decide between both services?
I have both cards. But, I am mostly using my Revolut card. So, many of my readers asked me why I was mainly using my Revolut card, where I could have only used my TransferWise card. Today, I am going to answer the question: Which is better between TransferWise and Revolut?
Both companies will help you save money on foreign currency exchanges. However, they are still different in their fees and their offers. They both have some pros and cons. And that is precisely what we are going to go over in this post.
Continue reading “Transferwise vs Revolut: Which Is Best in 2020?”