Recommendations

(Disclosure: Some of the links below may be affiliate links)

Here are some recommendations for the products I use and like. I know that many of these services can be helpful to you too! These are only services I use or services I would use myself.

Banks

Best Digital Bank
Neon
5.0

All the banking services you need, in a neat package, with extremely good prices!

Use the F9YMGT code to receive 10CHF for free!

Pros:
  • Pay abroad for free
  • Everything from your phone

Everybody needs a bank account! But there is no need to pay expensive fees for this account. You can have a free account with Neon. Neon is a good digital account I would currently recommend to everybody. To learn more about this great bank account, read my review of Neon.

For more information on banks, learn about the Best Swiss Banks.

Investing

Best Swiss Broker
Swissquote
4.0
Very affordable

Everything you need to start investing in the stock market! Open an account with Swissquote and get 100 CHF in trading credits with my code MKT_THEPOORSWISS

Pros:
  • Swiss broker
  • Easy to use
The code is only valid for Swiss residents.

To invest your assets directly yourself, you will need a broker account. If you want a Swiss broker, I recommend Swissquote. For foreign brokers, I recommend Interactive Brokers. I have more recommendations for you on my Investing Recommendations page.

Retirement

Best Third Pillar!
Finpension 3a

Finpension 3a is the best third pillar in Switzerland.

Use the FEYKV5 code to get a chance to win 6883 CHF in your third pillar*!

*(if you deposit 1000 CHF in the first 12 months)

Pros:
  • Invest 99% in stocks

The easiest way to start investing is to invest the money from your third pillar. Since the money is blocked for many years, they are great for long-term investing. For this, I am using Finpension 3a. I have more recommendations for you on my Investing Recommendations page.

Robo-Advisors

Robo-Advisors are a great way to invest if you are not ready (or not wanting) to invest by yourself. You will pay more in fees each year, but you will save a ton of time, and this beats not investing.

Perfect to get started
Selma Robo Advisor
4.5
Great Robo-Advisor

Invest easily with Selma: a great way to invest in the stock market without the hassle of doing it yourself.

Pros:
  • Beginner-Friendly
  • Degressive Fees

Selma is a great Robo-advisor to get started investing, even with low amounts. They have very reasonable fees. You can read more about it in my review of Selma.

Cheapest Swiss Robo-Advisor
TrueWealth Robo-Advisor
4.0
Very affordable

TrueWealth is an excellent Swiss Robo-advisor with very affordable prices, making it the best Robo-advisor for serious investors.

Pros:
  • Very customizable
By using this link, you will pay only 0.25% fees for a year!

If you already know about investing (even a little), you may want to look at True Wealth. They have outstanding fees and allow you to invest very aggressively and with great control. Read more on my review of True Wealth.

Side hustles

Ampuls

Ampuls is a great online survey platform where you can answer surveys to make some extra money!

One simple to get some extra money is to answer surveys online. For that, I recommend using Ampuls. They are the best services I have found, and I have used them to generate several hundreds of CHF. For more details, I have an article about more options for online surveys.

Online Comparators

Moneyland Comparators

Moneyland offers independent comparators for many services: telecom, mortgages, insurances!

Find exactly what you need with Moneyland!

If you want to save money, you will need to find the best services for your money. Moneyland has great independent comparators available for you: telecom, mortgages, insurances, and more! You will find what you need for each service!