(Disclosure: Some of the links below may be affiliate links)
If you want your money to work, you should consider investing. However, you may need a few things before you can invest.
Find the Best Broker
If you want to invest in shares or Exchange Traded Funds (ETFs), you will need to choose a broker. There are many different brokers available.
I recommend Interactive Brokers as a broker. They are very well-known, and they have an excellent reputation. Moreover, they have very cheap fees and have an incredible offer of products to invest in. If you are interested, I wrote a post about how to open an Interactive Brokers account.
If you do not want to invest yourself or are not ready to do so, you can consider Robo-Advisors.
Selma is an excellent Robo-Advisor in Switzerland. For a reasonable fee (about 0.88% per year), you will be able to invest very simply. Send your money to Selma every month, and they will invest it according to your goals. On top of that, you will also have access to your smart personal assistant. If you want to learn more, I have written a review of Selma. They also have a third pillar account, the only Robo-Advisor to offer that: review of Selma 3a.
If you are not ready to invest by yourself, investing with Robo-Advisors is a good idea.
Stock market Investing
As for investing, I believe that everyone should do his research and decide on what suits him the most. I invest only in low-cost index funds. I think this is the best option for my long-term investment profile.
Now, if you are interested in investing, I wrote a long series of posts about various subjects of investing: All about investing. If you go through the entire set of posts, you should have a much better idea of what you want to invest in.
If you want, I also wrote a post about designing your entire portfolio from scratch. Once you have decided on your portfolio or chosen an existing portfolio, you will be ready to invest some money!
For reference, you can also check out my portfolio. Do not follow it blindly! It is just an example of a portfolio.
Vested Benefits Accounts
In some cases in Switzerland, you can transfer your retirement assets in a vested benefits account. If you are in that case, you want to use the best vested benefits account available to you. Currently, the best account is offered by valuepension. You can have a large allocation to stocks and invest at very low fees!
Another way to invest money is to lend it to other people and gain interests. You can do this online directly in the form of P2P Lending. If you are interested in P2P Lending, I recommend you read my article about it.
For this, I recommend using Mintos. Mintos is a good platform with a large number of loans in euros. And most loans have buyback guarantee.
Remember that this is not without risks. Be careful about not investing too much money.
If you want more recommendations, I have a list of the services I am recommending.