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Our Portfolio

(Disclosure: Some of the links below may be affiliate links)

In order to reach Financial Independence (FI), I am investing as much as possible. My money is invested in stocks in a custom ETF portfolio. I am trying to minimize the fees, diversify my investments and get enough returns to reach FI faster.

I am going to try to keep this page updated along the way with the state of my portfolio. If you are interested, you can see exactly which funds I hold in my investment portfolio. I am only holding Exchange Traded Funds (ETFs) and only those that use indexing and not active investing.

If you want to design your portfolio yourself, I have a guide on how to design an ETF portfolio from scratch. I also have an article about the best ETF Portfolio for Switzerland where I go into detail.

If you have a comment regarding my portfolio, I would be very glad to hear it!

Even simpler – 24.06.2019 – Current

Once I moved my portfolio from DEGIRO to Interactive Brokers, I have also simplified my portfolio even more:

Having only two funds is simpler than having three funds. Also, investing in dividends is not very tax efficient in Switzerland. So, it was better for me to simply invest in the SPI index instead of in medium companies and large companies with high dividend.

You can read more about this change in how I moved from DEGIRO to IB.

Simplicity is key – 04.05.2018

I made a complete overhaul of my portfolio to make my portfolio simpler. The previous portfolio was really too complicated. And I did not need bonds in my portfolio.

My portfolio as of May 2018
My portfolio as of May 2018

There were many issues with the previous portfolio that the new one is overcoming:

Overall, this new portfolio is much simpler than the previous one and it is also cheaper.

Add bonds – Remove Crypto – 06.03.2018

I got rid of my crypto-currencies and added a few bonds and some Switzerland dividend-paying companies.

Portfolio Allocation March 2018
Portfolio Allocation March 2018

Original Portfolio – 01.01.2018

This is the first portfolio I settled on. We’ll see how this goes.

What about you? In what portfolio do you invest?