Financial Independence and Retire Early
Posts about the Financial Independence and Retire Early (FIRE) philosophy. Being Financially Independent (FI) will let you have the choice of what you want to do in your life. Financial Independence or Financial Freedom is something a lot of people are aiming for. Find how to become FI quickly. With FIRE, if you want it is possible to retire early. Of course, it requires some effort. But it may be simpler than you think!
Featured Content

Updated Trinity Study for 2025- More Withdrawal Rates!
Updated Trinity Study Results for 2024, with data from 1871 to 2024. Find out if the 4% rule still holds and the best withdrawal rate for you!Recent Content

Can flexibility help your early retirement?
Can you withdraw more money from your portfolio if you have flexibility with your expenses in retirement? We find out with many simulations.
Should you use a dynamic withdrawal rate?
Dynamic withdrawal rate strategies are varying the withdrawal based on the portfolio value, to increase spending. Should we use them?
Trinity Study with world stocks in 2025
Trinity Study simulations are generally done with US stocks, but would they work with international stocks? We will find out!
6 keys to avoid the pitfalls of financial independence
Dror talks about important keys and concepts to avoid the pitfalls of financial independence. We learn from his experience with early retirement.
Early retirement and social security
How can we factor social security into early retirement scenarios? Social security may be interesting, but it needs to be well planned.
Equity Glidepaths in Retirement
Changing the stock allocation over time may be interesting in retirement. Do equity glidepaths improve your retirement success?
Happily Back to work after 1 year of retirement – Dror’s Story
After one year of retirement, Dror is going back to work and building a coaching business. We catch up and see what happened!
How to sustain your capital in retirement?
Many people want to sustain their capital in retirement. But is that even possible? We can look at historical data to find out!
Can you retire early with a Robo-advisor?
Most retirement simulations assume DIY investing and low fees, but can you also retire early with a Robo-advisor and higher fees? We will find out!
How to implement the Trinity study in 2025
A guide to implement the trinity study: The decisions from the planing phase, how to invest in the second phase and how to withdraw in the last one.
What is a failsafe withdrawal rate?
A failsafe withdrawal rate is a withdrawal rate that did not fail historically. How to find them? Should we only use a failsafe withdrawal rate?