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Financial Independence and Retire Early

Posts about the Financial Independence and Retire Early (FIRE) philosophy. Being Financially Independent (FI) will let you have the choice of what you want to do in your life. Financial Independence or Financial Freedom is something a lot of people are aiming for. Find how to become FI quickly. With FIRE, if you want it is possible to retire early. Of course, it requires some effort. But it may be simpler than you think!

Recent Content

9 Reasons to Aim for Financial Independence

Retiring is not the only reason to aim for financial independence, it's not even the first one! Here are 7 good reasons to aim for FI!

Should you use a cash cushion in retirement?

Does a cash cushion help your chances of success in retirement? We find out with a ton of historical data and some simulations!

Should you rebalance your portfolio in retirement?

Find out whether you should rebalance your portfolio during retirement. Increase your chances of success with different rebalancing techniques!

Add some margin of safety to your FIRE plan

A good FIRE plan relies on historical data, so we need to protect it with some margin of safety! Here are some ways to achieve extra safety!

How to choose a Safe Withdrawal Rate?

Your Safe Withdrawal Rate (SWR) is a fundamental piece of your retirement planning, here is a step-by-step guide on how to choose it for you!

All you need to know about the Trinity Study

Find out all there is to know about the famous Trinity Study, the origin of the 4% Rule that started the entire FIRE movement.

Retiring early is simple but not easy

The journey to Early Retirement is a simple one, but it is not easy. You will need to work hard to reach your goal, but you can do it!

Can you withdraw 4% of your current portfolio?

In the Trinity Study, we withdraw based on the initial portfolio, what happens if we withdraw based on the value of the current portfolio?

How often should you withdraw money from your portfolio?

If you retire following the 4 percent rule, you will sell shares (withdraw) from your portfolio: How often should you withdraw?

Your FI Number – How much do you need to retire?

Your FI number will tell you when you have reached Financial Independence (FI). It is an important number, you should learn how to calculate it!

Updated Trinity Study for 2024 – More Withdrawal Rates!

Updated Trinity Study Results for 2024, with data from 1871 to 2023. Find out if the 4% rule still holds and the best withdrawal rate for you!

Grow Your Income or Spend Less to Reach FI in 2024?

Financial Independence (FI) brings you a lot of freedom. To reach FI, you can either grow your income or spend less? On which should you focus?