Posts about the Financial Independence and Retire Early (FIRE) philosophy. Being Financially Independent (FI) will let you have the choice of what you want to do in your life. Financial Independence or Financial Freedom is something a lot of people are aiming for. Find how to become FI quickly. With FIRE, if you want it is possible to retire early. Of course, it requires some effort. But it may be simpler than you think!
All you need to know about the Trinity Study
Find out all there is to know about the famous Trinity Study, the origin of the 4% Rule that started the entire FIRE movement.
Retiring early is simple but not easy
The journey to Early Retirement is a simple one, but it is not easy. You will need to work hard to reach your goal, but you can do it!
Can you withdraw 4% of your current portfolio?
In the Trinity Study, we withdraw based on the initial portfolio, what happens if we withdraw based on the value of the current portfolio?
How often should you withdraw money from your portfolio?
If you retire following the 4 percent rule, you will sell shares (withdraw) from your portfolio: How often should you withdraw?
Your FI Number – How much do you need to retire?
Your FI number will tell you when you have reached Financial Independence (FI). It is an important number, you should learn how to calculate it!
Updated Trinity Study for 2023 – More Withdrawal Rates!
Updated Trinity Study Results for 2022, with data from 1871 to 2021. Find out if the 4% rule still holds and the best withdrawal rate for you!
Grow Your Income or Spend Less to Reach FI in 2023?
Financial Independence (FI) brings you a lot of freedom. To reach FI, you can either grow your income or spend less? On which should you focus?
Does the 4 percent rule work in recent years?
Safe withdrawal simulations are done over the last 150 years and work well. But would that work well for the last 50 years? Let's find out.
Does the 4% rule work with low yield bonds?
Most safe withdrawal simulations are based upon historical bond yields, which are significantly higher than now. Would they still work today?
A Free FIRE Calculator – Find your chance of success
Discover a new FIRE calculator. This calculator can tell you the chances of success of your retirement scenario and help you have a better retirement!
Sequence of Returns Risk can ruin your retirement
Sequence of Returns Risks can reduce your chances of success in retirement. Learn exactly what they are and how to protect yourself from these risks!
How to retire early in Switzerland?
How can you retire early in Switzerland? Is it even possible? Let's find out! Summary of the important things about retiring early in Switzerland.