Financial Independence and Retire Early
Posts about the Financial Independence and Retire Early (FIRE) philosophy. Being Financially Independent (FI) will let you have the choice of what you want to do in your life. Financial Independence or Financial Freedom is something a lot of people are aiming for. Find how to become FI quickly. With FIRE, if you want it is possible to retire early. Of course, it requires some effort. But it may be simpler than you think!
Featured Content
Updated Trinity Study for 2026- More Withdrawal Rates!
Is the 4% rule dead? We updated the Trinity Study with recent market data to see if the safe withdrawal rate still holds for early retirees.Recent Content
Can you withdraw 4% of your current portfolio?
In the Trinity Study, we withdraw based on the initial portfolio, what happens if we withdraw based on the value of the current portfolio?
How often should you withdraw money from your portfolio?
Withdrawal frequency. Should you withdraw monthly or yearly in retirement? We test different strategies to see which one minimizes risk and cash drag.
Your FI Number – How much do you need to retire?
Your FI number will tell you when you have reached Financial Independence (FI). It is an important number, you should learn how to calculate it!
Updated Trinity Study for 2026- More Withdrawal Rates!
Is the 4% rule dead? We updated the Trinity Study with recent market data to see if the safe withdrawal rate still holds for early retirees.
Grow Your Income or Spend Less to Reach FIRE in 2026?
Reach Financial Independence faster. Learn why growing your income is just as important as spending less and how to widen the gap to save more.
Does the 4 percent rule work in recent years?
Does the 4% rule still work? We analyze the performance of the safe withdrawal rate using the most recent market data and economic conditions.
Does the 4% rule work with low yield bonds?
Retiring with low interest? Learn how low bond yields impact safe withdrawal rates and how to adjust your FIRE strategy for a low-yield future.
A Free FIRE Calculator – Find your chance of success
Plan your retirement. Use our free FIRE calculator to estimate when you can retire early based on your savings rate and expenses.
Sequence of Returns Risk can ruin your retirement
Protect your retirement. Learn what Sequence of Returns Risk is and how a market crash early in retirement can destroy your portfolio.
How to retire early in Switzerland?
FIRE in Switzerland? A complete guide to retiring early in Switzerland, including cost of living, taxes, and healthcare considerations.
9 Things that are Wrong With FIRE
Is FIRE perfect? We discuss the common criticisms and downsides of the Financial Independence, Retire Early movement.