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The Trap of Life Insurance Third Pillar

Avoid this mistake. Learn why mixing life insurance with your Third Pillar is usually a bad idea and costs you thousands in fees.

Fifth year of blogging – Summary

The blog is now five years old! Here is a summary of this fifth with French translation and decreasing traffic!

September 2022 – An eventful and expensive month

September 2022 was eventful, tiring and expensive. There was one major event for our son and several minor events, skyrocketing our expenses.

Can you retire with cash instead of bonds?

Cash vs Bonds. Can you replace bonds with cash in your retirement portfolio? We analyze the impact on volatility and long-term returns.

Spending less will not make you rich

Beware of articles saying you can get rich by cutting your expenses and having a budget! It is a lie! We see why most households can't get rich.

IBKR Global Trader Review 2026 – Simple stock trading

Trade easily on mobile. Read our review of the IBKR GlobalTrader app and see if it makes using Interactive Brokers simpler for beginners.

August 2022 Update – An expensive month

August 2022 was a very tiring yet good month. We spent significantly more than usual and had to organize many things.

Swissquote vs Interactive Brokers 2026

Swissquote and Interactive Brokers are great brokers for Swiss investors: which should you choose? We compare Swissquote vs Interactive Brokers in detail!

How do commission-free brokers make money?

Are free brokers real? Discover the truth about commission-free trading, hidden spreads, and how brokers make money from your trades.

How much of a raise can you spend?

Got a raise? Don't spend it all. Learn how much of your salary increase you should save versus spend to avoid lifestyle inflation.

Migros Cumulus Visa Credit Card Review 2026

My in-depth of the successor of the Cumulus Mastercard: The Cumulus Visa credit card, by Migros! Is it better than before? We find out!

July 2022 -Another hot month

July 2022 was a pretty standard month, although very hot. We saved half of our income and had a good time overall!