Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Your FI Number – How much do you need to retire?
Your FI number will tell you when you have reached Financial Independence (FI). It is an important number, you should learn how to calculate it!
Frugality is personal – Spend based on your needs
Is frugality for you? I share my personal take on frugality, why it is not about being cheap, and how it helps prioritize spending on what matters.
March 2021 – Splurging the bonus
In March 2021, we managed to save 78% of our income, thanks to my bonus, but we still spent a lot!
Introduction to short selling: How to bet against a stock?
Betting against the market. Learn what short selling is, how it works, and the extreme risks involved in trying to profit from falling stock prices.
The Three Axes of Personal Finance
Master the 3 axes. Learn about the three main levers of personal finance: Income, Expenses, and Returns, and which one you should focus on first.
Best places to buy second-hand in Switzerland
Save thousands. Discover the best websites and shops to buy second-hand items in Switzerland, from furniture to electronics, and reduce your waste.
How to work out at home for free in 2026
I have now started to work out at home, almost for free! Find out why and how I am working out at home!
Should You Contribute to Your Second Pillar in 2026?
Should you buy into your pension? Learn the tax benefits and risks of voluntary Second Pillar contributions and when it makes sense to invest extra.
What is the best third pillar in Switzerland for 2026?
Save on taxes. We compare the best Third Pillar (3a) accounts in Switzerland for 2026. Find the cheapest and most profitable option for your retirement.
VIAC 3a Review 2026 – Pros & Cons
Read our 2026 review of VIAC, analyze their low fees and investment strategies, and find out if it is the best place for your savings.
How to file your taxes with Swiss and foreign securities in 2026
A step-by-step guide to filing your taxes with Swiss and US securities. It is really not that complicated!