Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Best places to buy second-hand in Switzerland
Save thousands. Discover the best websites and shops to buy second-hand items in Switzerland, from furniture to electronics, and reduce your waste.
How to work out at home for free in 2026
I have now started to work out at home, almost for free! Find out why and how I am working out at home!
Should You Contribute to Your Second Pillar in 2026?
Should you buy into your pension? Learn the tax benefits and risks of voluntary Second Pillar contributions and when it makes sense to invest extra.
What is the best third pillar in Switzerland for 2026?
Save on taxes. We compare the best Third Pillar (3a) accounts in Switzerland for 2026. Find the cheapest and most profitable option for your retirement.
VIAC 3a Review 2026 – Pros & Cons
Read our 2026 review of VIAC, analyze their low fees and investment strategies, and find out if it is the best place for your savings.
How to file your taxes with Swiss and foreign securities in 2026
A step-by-step guide to filing your taxes with Swiss and US securities. It is really not that complicated!
February 2021 – More and more taxes
In February 2021, we saved more than half of our income and had to pay a large amount in taxes. Our taxes will increase because of the house.
How Much We Spent in 2020 – Full Expense Report
Find out exactly how much we spent in 2020! Our taxes went way up while we saved on our transportation and holidays!
Emergency Fund – Do you Really Need One in 2026?
Protect your finances. Learn why you need an emergency fund, how much cash you should save, and where to keep it for financial security.
US ETFs are the best ETFs for Swiss investors
Why US ETFs? Discover why US-domiciled ETFs are superior for Swiss investors due to lower fees, better tax efficiency, and wider diversification.
How to manage your finances as a couple?
Money and Love. Discover practical tips to manage finances as a couple, from joint accounts to splitting bills, and avoid arguments about money.