Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
How much time does investing take?
Invest in minutes. Discover how much time you really need to manage your portfolio. Spoiler: It takes less than 15 minutes a month to build wealth.
April 2021 – A quiet month
In April 2021, we managed to save 77% of our expenses, with very low expenses and normal income. Find out all the details!
The 13 Steps of My Monthly Personal Finance Routine
Take control of your finances. Discover my monthly personal finance routine to track expenses, pay bills, and ensure your savings goals are on track.
Cornèrtrader Review 2026 – Cheap Swiss broker
Honest review of Cornèrtrader, a very affordable Swiss broker: how good is it really? Is it really affordable? We will find out!
Can you withdraw 4% of your current portfolio?
In the Trinity Study, we withdraw based on the initial portfolio, what happens if we withdraw based on the value of the current portfolio?
How often should you withdraw money from your portfolio?
Withdrawal frequency. Should you withdraw monthly or yearly in retirement? We test different strategies to see which one minimizes risk and cash drag.
Yapeal Review 2026 – Pros & Cons
Is Yapeal worth it? Read our 2026 review of the Yapeal digital bank account. We analyze their fees and features to see if it competes with Neon.
Your FI Number – How much do you need to retire?
Your FI number will tell you when you have reached Financial Independence (FI). It is an important number, you should learn how to calculate it!
Frugality is personal – Spend based on your needs
Is frugality for you? I share my personal take on frugality, why it is not about being cheap, and how it helps prioritize spending on what matters.
March 2021 – Splurging the bonus
In March 2021, we managed to save 78% of our income, thanks to my bonus, but we still spent a lot!
Introduction to short selling: How to bet against a stock?
Betting against the market. Learn what short selling is, how it works, and the extreme risks involved in trying to profit from falling stock prices.