Credit Cards are an important part of your personal finances. They are tools that you need to use to your advantage.
The problem is that it is easy to misuse credit cards. You need to have a good credit card strategy to take full advantage of credit cards.
Continue reading “The Best 2021 Credit Card Strategy: No Fees and Maximum Returns”
Retire Early The Simple Guide is now available as an ebook and hardcover! I wrote this book with Thomas Walke, another blogger in Switzerland.
Our book is about guiding the reader to their financial independence and possibly to their early retirement. Retire Early The Simple Guide is a general book applicable to most countries, but we primarily think about European countries.
This article discusses Retire Early: The Simple Guide in detail and how we wrote that book.
Continue reading “Retire Early: The Simple Guide – I wrote a book”
Even before my son was born, I knew I was going to invest for my children. It is a great idea to invest for your children, and it makes a lot more sense than to let money rests on a bank account with very low interest rates.
However, until recently, I never worried about how to achieve that. Once my son was born, it was time to research the best way to invest for my children! And I found a great way to do so.
In this article, I will share how you can invest for your children and what I am going to do for mine.
The Poor Swiss blog just turned four years old last month. Funny enough, I forgot about this birthday this year. It is why this article pops up in November instead of the usual October.
The fourth year of blogging has had very mixed results. I have continued to write regularly, updated many articles, and translated many others. I believe the content is in a good place. Unfortunately, my efforts did not pay off in terms of traffic since traffic is lower now than it was a year ago.
This article is a retrospective of this fourth year of blogging, and I share the numbers about this blog, what went well, and what did not go well.
October is now over. It is time for another monthly update. This month has been very different from the months we were used to. We have to adapt to life with our baby. And every day is different.
We are still not sleeping well and have very little free time at this point. So, we are in survival mode, and we only do the things we deem necessary.
Fortunately, the baby grows well. The only issue is that he still has strong problems with digestion during the nights.
Financially, it has been a good month with reasonable expenses and a good income. So, let’s see in detail what happened.
You have probably heard a lot about Financial Independence. A lot of things on this blog are about my path to Financial Independence (FI). But why would you want to be financially independent? There are many reasons for wanting to reach financial independence. And as you will see, retiring may not be the most significant reason.
In this article, I list the main reasons people want to be Financially Independent. Of course, the reasons may not be the same for everybody, and some will appeal to you more than others. It is fine. Not everybody has the same motivations in trying to reach FI. And not even everybody wants to reach FI!
You may have some reasons to reach financial independence that I did not even think about! Please let me know in the comments if that is the case! I would like to know why you want to be Financially Independent.
Continue reading “9 Reasons to Aim for Financial Independence”
Update: Freya will be discontinued at the end of 2021!
Using the third pillar in Switzerland is a great way to save money on your taxes. However, it is not always easy to choose a third pillar provider since there are many of them, and new ones are regularly coming.
Freya 3a is a new third pillar available in Switzerland. They aim to provide sustainable investments for the third pillar, and they claim that they are doing differently than the existing third pillars and at a reasonable price.
This Freya 3a Review will show what Freya 3a is, its fees and strategies, and how it compares with other third pillars. At the end of the article, you will know whether you should use Freya 3a for your retirement money.
Continue reading “Freya 3a Review (Discontinued)- Pros & Cons”
In Switzerland, many people are more comfortable having a Swiss broker than having a foreign broker for their stock market investments. Swissquote is one of the most well-known Swiss brokers, and many investors are using Swissquote. But is it any good?
I will answer this question in this in-depth review. We will see what Swissquote is, what you can do with it, how much it costs, and much more!
By the end of this review, you will know whether Swissquote is a good broker for you or not!
Continue reading “Swissquote Review 2021 – A great Swiss Broker”
It seems that there will not be a shortage of Robo-Advisors in Switzerland anytime soon. These last few years, there has been more and more new Robo-Advisor available for Swiss investors.
Findependent is a recent Robo-Advisor. They only started in 2021. But they have some interesting characteristics already. This review will cover all there is to know about Findependent and its pros and cons.
September 2021 was very eventful for my family and me. Usually, there is not much new in my updates, but this update is packed with two big news! Keep reading if you want to know!
Financially, this was a good month, without anything out of the ordinary. We had a good income and also low expenses, despite some unexpected expenses. So, we managed to save a sizeable portion of our income.
In this article, we will see everything that happened to us and our finances in September 2021.
