Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
October 2026 – Solar and more house bills
October 2026 was a good month with some good family reunions. Financially, it was expensive, and we did not save anything.
Ninth year of blogging – Summary
The ninth year of blogging continued on a downward trajectory for engagement. Here is everything that happened to it in this last year.
Bank WIR Bankpaket top vs Migros Bank 2026: Which is better?
Bank WIR Bankpaket top vs Migros Bank: We compare fees, card usage abroad, limits, and features to help you choose the best Swiss bank account.
Monte Carlo Simulations for FIRE: Better Than Backtesting?
Compare Monte Carlo simulations vs backtesting for FIRE. Discover how generating future scenarios impacts withdrawal rates and portfolio survival.
September 2026 – Land register tax
Leaving Switzerland in 2026: A Financial Guide
Leaving Switzerland in 2026? Discover what happens to your Pillar 1, 2, and 3a pensions, taxes, bank accounts, and monthly bills.
Best Joint Bank Account 2026 in Switzerland
Looking for the best joint bank account in Switzerland? We compare fees, cards, TWINT, and foreign exchange rates to find the top pick.
The Swiss FIRE Paradox – High income – High expenses
Switzerland is among the best places to accumulate money. But it is also among the worst places to retire early, making it a Swiss FIRE Paradox.
August 2026 – Switching to Bank WIR Bankpaket top
Backtesting vs Bootstrapping for FIRE in 2026
Discover how bootstrapping compares to backtesting for FIRE simulations. Learn which method gives better safe withdrawal rate estimates.
Why All-In-One Financial Apps Are Costing You Money
Using an all-in-one financial app in Switzerland could be costing you. Discover the hidden fees of convenience and why specialization wins.