Author: Baptiste Wicht
Baptiste Wicht started thepoorswiss.com in 2017. He realized that he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. This blog is relating his story and findings. In 2019, he is saving more than 50% of his income. He made it a goal to reach Financial Independence. You can send Mr. The Poor Swiss a message here.
Early retirement and social security

Alternative Bank Switzerland Review 2023: Pros & Cons
The Alternative Bank Switzerland is a different kind of bank, focused on sustainability rather than profits. Should you use it? We will find out!
Save taxes with staggered withdrawals in 2023

October 2023 – New heat pump boiler
In October 2023, we spent more reasonably than during previous months. Here is all that happened to us during this month.
Frankly Vested Benefits Review 2023: Pros & Cons
Frankly Vested Benefits is a new vested benefits account, by Frankly. We review its advantages and disadvantages in depth.
Can you retire early with Swiss Stocks and Bonds?

Sixth year of blogging – Summary
The blog is now six years old. Read about everything that happened during this sixth year of blogging.
Building Insurance in Switzerland
Homeowners often protect their house with building insurance. Here is all you need to know about this insurance in Switzerland.
September 2023 – Finally colder but more expensive
September 2023 was finally a colder month (a great thing!). We spent too much on food and "only" saved 29% of our income as a result.
Yuh 3a Review 2023 – Pros & Cons
Yuh 3a is a new third pillar from Yuh. I examine their pros and cons in details to see whether we should use Yuh 3a!
The truth about 3b pillar accounts
3b products have nothing in common with the 3a and are terrible products most of the time! Here is why you should not use a 3b!