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Discover Swiss Financial Secrets That Maximize Your Money!

Learn easy ways to optimize your finances and save thousands in Switzerland with our exclusive e-book. Learn about the most cost-effective financial services tailored for savvy residents and expats!

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Author: Baptiste Wicht

Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.

My Investor Policy Statement – You Need One Too!

Find out about my Investor Policy Statement and why you need one too! This statement contains my investment strategy, my asset allocation and my drawdown.

The Millionaire Next Door – Book Review

Discover the secrets of the wealthy. Read our review of The Millionaire Next Door and learn how to build real wealth, not just look rich.

April 2018 – Birthday and new savings record

In April, I turned 30 years gold and saved a good amount of money, in a nice trend.

The many ways to budget and how we budget ourselves

Master your personal finances. Learn how to create a budget that works, track your expenses, and save money effectively in Switzerland.

The Three Pillars of Retirement in Switzerland

Master the Swiss pension system. Learn how the Three Pillars work together and what you need to do to secure a comfortable retirement in Switzerland.

March 2018 Update – Excellent month

March 2018 was a month with record savings rate, thanks to very low expenses!

February 2018 Update – Vacation and wedding

In February, we saved very little money, mostly because of some high expenses while in China.

January 2018 Update – Ph.D. and good savings

In January 2018, we saved more money than ever, thanks to low expenses and higher than average income.

Rich Dad Poor Dad – Learn how to get rich

Rich Dad Poor Dad is a book by Robert Kiyosaki about getting rich by making your money work for you. But is it great and true? Let's find out!

The Bogleheads Guide to Investing – Book Review

Master the Bogleheads philosophy. Read our review of The Bogleheads' Guide to Investing and learn how to build wealth with low-cost index funds.

Goals for 2018 – Reaching for FI

Find out the set of goals I have set up for myself in 2018, the first year with goals!

The Little Book of Common Sense Investing – Book Review

Is this the only investing book you need? Read our review of The Little Book of Common Sense Investing and discover the power of index funds.