Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Some extra income in retirement goes a long way
Planning to retire early and looking to increase your chances? Would income in retirement help your chances of success? We do the test!
February 2026 – Another busy month
February 2026 was a busy month, although better than the last. Financially, an unexpected bill turned it from a great month into an average month.
Swisscard credit card Review 2026 – Pros & Cons
Swisscard Review. We analyze the credit cards offered by Swisscard AECS, focusing on their cashback options and foreign currency fees.
How much we spent in 2025 – Full 2025 Expense Report
Our 2025 expenses are lower than in 2024! Find out all the details about our expenses for the entire year.
Selling a house in Switzerland: the complete guide
Selling a house is an important step in a life. It should be well prepared. We just sold ours, and here is everything we learned!
January 2026 – No more life insurance 3a!
January 2026 was a taxing month with a lot of stress. But on the good side, we got rid of our life insurance 3a, a big investing mistake now fixed.
Zak Invest Review 2026 – Pros & Cons
Zak Invest is a new service by Bank Cler. Is this broker worth it? I analyze its features and fees and compare it with alternatives like Saxo and Neon.
2026 Goals and 2025 Goals Review
Here is how we did with our 2025 goals and what we will do for our 2026 goals. Here is what we have in mind for 2026.
The best and worst times to retire early
Timing is everything. We look at historical data to find the best and worst times to retire early and how market valuations predict success.
December 2025 – The house is sold and gone
In December 2025, we finalized the sale of our house. We also had nice celebrations and a lot of fun. And less importantly, we saved some money.
Your second pillar when you stop working in Switzerland
Learn what happens to your second pillar when you stop working, become self-employed, or leave Switzerland. Essential tips for every situation.