Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Save money with open-source software: Stop Paying for Subscriptions
Stop paying for software subscriptions! Discover the best free open-source software to Office, Photoshop, and Windows to save hundreds of CHF every year.
April 2026 – Buying a second car
April 2026 was a nice month with few events. We bought a second car to handle more office days. Thanks to no taxes, we saved all of our income.
The Complete Guide to Travel Insurance in Switzerland
Do you really need travel insurance in Switzerland? Learn what your health insurance covers abroad and how to avoid overpaying for coverage.
Individual taxation – What changes for married couples?
Swiss citizens voted for individual taxation in 2026. Learn how this reform eliminates the marriage penalty and if your taxes will go up or down.
Accident Insurance in Switzerland – The Complete Guide
Is accident insurance mandatory in Switzerland? Learn the difference between accidents and illnesses, and how to avoid double coverage.
March 2026 – The bonus goes into the roof
In March 2026, most of our yearly bonus went into the solar roof advance payment. It was a nice and relatively quiet month.
How can you plan to die with zero?
Review of Die with Zero by Bill Perkins: Learn why maximizing experiences may matter more than net worth and how to apply these strategies.
Interview of Victor Cianni CIO of Alpian
Interview of Victor Cianni, CIO of Alpian. He answers my questions about how Alpian invests and what we can learn from it.
Old-age care costs in Switzerland
Is Swiss old-age care affordable? From at-home support to residential homes, find out the costs of aging in Switzerland and who is paying for the bill.
Some extra income in retirement goes a long way
Planning to retire early and looking to increase your chances? Would income in retirement help your chances of success? We do the test!
February 2026 – Another busy month
February 2026 was a busy month, although better than the last. Financially, an unexpected bill turned it from a great month into an average month.