Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Zak Invest Review 2026 – Pros & Cons
Zak Invest is a new service by Bank Cler. Is this broker worth it? I analyze its features and fees and compare it with alternatives like Saxo and Neon.
2026 Goals and 2025 Goals Review
Here is how we did with our 2025 goals and what we will do for our 2026 goals. Here is what we have in mind for 2026.
The best and worst times to retire early
Timing is everything. We look at historical data to find the best and worst times to retire early and how market valuations predict success.
December 2025 – The house is sold and gone
In December 2025, we finalized the sale of our house. We also had nice celebrations and a lot of fun. And less importantly, we saved some money.
Your second pillar when you stop working in Switzerland
Learn what happens to your second pillar when you stop working, become self-employed, or leave Switzerland. Essential tips for every situation.
philoro Review 2026 – Pros and Cons
philoro is an online shop for gold and precious metals. We review it in detail to see its advantages, disadvantages, and fees.
November 2025 – A standard month
November 2025 was a standard month, with a few events with family and friends. We could save almost half of our income this month.
Neon 3a Review 2026 – Pros & Cons
Neon 3a Review. Is Neon the best place for your retirement savings? We analyze their 0% TER claim and the underlying investment costs.
E-tax statements now available for Interactive Brokers
Thanks to Datalevel AG, e-tax statements are now available for Interactive Brokers, removing one of its few disadvantages against Swiss brokers.
Tellco Vested Benefits Review 2026 – Pros & Cons
Tellco Review. We analyze the Tellco Vested Benefits foundation. Are their fees low enough to compete with VIAC and Finpension?
October 2025 – Always more taxes
In October 2025, we could not save any money because we had to pay too much in taxes. Our general expenses were also high.