Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
November 2025 – A standard month
November 2025 was a standard month, with a few events with family and friends. We could save almost half of our income this month.
Neon 3a Review 2026 – Pros & Cons
Neon 3a Review. Is Neon the best place for your retirement savings? We analyze their 0% TER claim and the underlying investment costs.
E-tax statements now available for Interactive Brokers
Thanks to Datalevel AG, e-tax statements are now available for Interactive Brokers, removing one of its few disadvantages against Swiss brokers.
Tellco Vested Benefits Review 2026 – Pros & Cons
Tellco Review. We analyze the Tellco Vested Benefits foundation. Are their fees low enough to compete with VIAC and Finpension?
October 2025 – Always more taxes
In October 2025, we could not save any money because we had to pay too much in taxes. Our general expenses were also high.
Eighth year of blogging – Summary
The eighth year of blogging was less active than usual, but the blog is still doing well. Here is everything that happened to it in this last year.
Dukascopy Bank Review 2026: Pros & cons
Dukascopy Bank is an atypical Swiss bank, with a multi-currency account. Is it an interesting bank account? We find out in this detailed review.
Imputed rental value is going away – What changes?
Imputed rental value is going away in the next few years. Should we do anything differently now? Here is what will change and our strategy.
September 2025 – We moved in
In September 2025, we moved into our new house! We are thrilled about that. We also spent too much money, but we will get back to saving later.
Should you use your Retirement Savings for a Down Payment?
Buy a home with pension? Learn the pros and cons of using your 2nd or 3rd Pillar money as a down payment for your house in Switzerland.
Credit Card Insurance in Switzerland 2026 – Is it worth it?
Are you covered? We analyze common Swiss credit card insurances (travel, purchase protection) to see if they are actually useful or just marketing.