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Author: Baptiste Wicht

Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.

December 2025 – The house is sold and gone

In December 2025, we finalized the sale of our house. We also had nice celebrations and a lot of fun. And less importantly, we saved some money.

Your second pillar when you stop working in Switzerland

Learn what happens to your second pillar when you stop working, become self-employed, or leave Switzerland. Essential tips for every situation.

philoro Review 2026 – Pros and Cons

philoro is an online shop for gold and precious metals. We review it in detail to see its advantages, disadvantages, and fees.

November 2025 – A standard month

November 2025 was a standard month, with a few events with family and friends. We could save almost half of our income this month.

Neon 3a Review 2026 – Pros & Cons

Neon 3a Review. Is Neon the best place for your retirement savings? We analyze their 0% TER claim and the underlying investment costs.

E-tax statements now available for Interactive Brokers

Thanks to Datalevel AG, e-tax statements are now available for Interactive Brokers, removing one of its few disadvantages against Swiss brokers.

Tellco Vested Benefits Review 2026 – Pros & Cons

Tellco Review. We analyze the Tellco Vested Benefits foundation. Are their fees low enough to compete with VIAC and Finpension?

October 2025 – Always more taxes

In October 2025, we could not save any money because we had to pay too much in taxes. Our general expenses were also high.

Eighth year of blogging – Summary

The eighth year of blogging was less active than usual, but the blog is still doing well. Here is everything that happened to it in this last year.

Dukascopy Bank Review 2026: Pros & cons

Dukascopy Bank is an atypical Swiss bank, with a multi-currency account. Is it an interesting bank account? We find out in this detailed review.

Imputed rental value is going away – What changes?

Imputed rental value is going away in the next few years. Should we do anything differently now? Here is what will change and our strategy.

September 2025 – We moved in

In September 2025, we moved into our new house! We are thrilled about that. We also spent too much money, but we will get back to saving later.