Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Pilla 3a Review 2026 – Pros & Cons
Pilla 3a is a new digital third pillar account proposed by CA next bank and the Liberty Foundation. Is it good? We review it in detail.
August 2025 – Tired but excited to move
In August 2025, we got the keys to our new house! We have been dealing with many things and are exhausted but looking forward to moving in.
Neon vs radicant – Which is the best digital bank in 2026?
neon and radicant are two interesting digital banks with many features. Which one should you choose? We compare them in detail to help you.
Is Interactive Brokers safe for Swiss investors?
Wondering if Interactive Brokers is safe for Swiss investors? Learn about its financials, asset protection, and how it compares to a Swiss broker.
Should you take a pension or a lump sum from your second pillar in Switzerland?
The big decision. Annuity or Capital? We analyze whether you should take your Second Pillar as a monthly pension or a lump sum cash withdrawal.
July 2025 – Buying a new house
In July 2025, we signed the contract for buying a new house. Other than that, we did not save much money and had little time for ourselves.
How to securely store your cryptocurrencies?
If you are investing in cryptocurrencies, it is crucial to store your cryptocurrencies very securely. Here are a few important tips to do that!
Should you sell stocks or bonds in retirement?
Withdrawal Strategy. Should you sell stocks or bonds first in retirement? We simulate different strategies to find the one that preserves your capital.
Alternative Investments Explained: Should we invest in them?
Beyond stocks. Discover Alternative Investments like art, wine, and collectibles. Are they a good way to diversify or just risky speculation?
UBS Key4 Review – Pros & Cons
UBS Key4 is a digital bank account by UBS that recently became free. Is it any good? We find out in this in-depth review.
June 2025 – E-Book is now available in French
In June 2025, we spent reasonably and had time to translate our e-book in French. Overall, it was a good, although hot, month.