Author: Baptiste Wicht
Baptiste Wicht started thepoorswiss.com in 2017. He realized that he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. This blog is relating his story and findings. In 2019, he is saving more than 50% of his income. He made it a goal to reach Financial Independence. You can send Mr. The Poor Swiss a message here.
Wealth Tax in Switzerland in 2024
In Switzerland, we pay a wealth tax. The more capital we accumulate, the more we will pay on this capital.
Happily Back to work after 1 year of retirement – Dror’s Story
After one year of retirement, Dror is going back to work and building a coaching business. We catch up and see what happened!
How to sustain your capital in retirement?
Many people want to sustain their capital in retirement. But is that even possible? We can look at historical data to find out!
Alpian Review 2024 – Pros & Cons
Alpian is one of the first Swiss digital private banks. Is Alpian a good option if you are looking for a private bank? We find out in this detailed review.
April 2023 – Another expensive month
In April 2023, we saved a significant portion of our income, but it was still a very expensive April, compared to previous years.
How to choose life insurance?
Life insurance in Switzerland has a bad reputation, because of the life insurance 3a trap. But what if you need life insurance? How to choose it?
How should you finance a car in 2024?
There are different ways to finance a car, each with pros and cons. Which one should you pick? We run the numbers and see what's best!
Margin Loans – Borrow money from your broker
A margin loan is a way to borrow money from your broker using your portfolio as collateral. How does it work? It is risky? We will find out!
March 2023 – A little splurging
We spent too much in March, but it was our highest income month, leading to a great savings rate!
Can you retire early with a Robo-advisor?
Most retirement simulations assume DIY investing and low fees, but can you also retire early with a Robo-advisor and higher fees? We will find out!
Automate your investments with Interactive Brokers in 2024
Put your investments on auto-pilot with Interactive Brokers, in a very easy way, available to anyone! It's time to automate your investments!