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Discover Swiss Financial Secrets That Maximize Your Money!

Learn easy ways to optimize your finances and save thousands in Switzerland with our exclusive e-book. Learn about the most cost-effective financial services tailored for savvy residents and expats!

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Author: Baptiste Wicht

Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.

Should you invest in structured products in 2026?

Too complex? We explain what Structured Products are, why banks love to sell them, and why they are usually a bad deal for long-term investors.

Rabattcorner Review 2026 – Pros & Cons

Rabattcorner is a Swiss company offering cashback on many online platforms. Should you use this site to get money back on your purchases?

May 2025 – A nice month

May 2025 was a nice and balanced month, with good weather! Financially, it was also good with extra income and low expenses.

How to invest during a market downturn – 2025 tariffs

Buy the dip? Learn how to handle a market downturn psychologically, why you shouldn't sell, and how to profit when stock prices are falling.

SwissBorg Review 2026 – Pros & Cons

SwissBorg is a Swiss cryptocurrency platform with very transparent pricing and many features. In this article, we review it in depth.

From Early Retiree to Investment Coach: An interview with Charlene Cong

Charlene Cong retired early in Switzerland and started an investment coach career. Learn from her story and profit from her advice.

April 2025 – Out of balance

April 2025 was a weird month. We had an urgent issue with the blog, which took time to resolve, on top of older issues, making it highly unbalanced.

Step-by-Step Guide: How to buy an ETF with Swissquote in 2026

All you need to know about buying ETFs and converting currencies on Swissquote. This guide will make your experience straightforward.

Should you opt for securities lending?

Earn extra yield? Learn what Securities Lending is, how it generates passive income on your stocks, and the risks involved with lending your assets.

Poinz Credit Cards Review 2026 – Pros & Cons

Poinz credit cards come as a duo: AMEX and Visa, with good cashback and some special deals. We review them to see whether they are any good.

How to track expenses in Switzerland?

Tracking expenses is essential, but it is not always easy, sometimes even for technical reasons. Here is how to track your expenses in Switzerland.

March 2025 – Bonus and splurging (a little)

In March 2025, we had our highest savings rate ever! We splurged a little, but the yearly bonus and no taxes made it easy to reach this record.