Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Poinz Credit Cards Review 2026 – Pros & Cons
Poinz credit cards come as a duo: AMEX and Visa, with good cashback and some special deals. We review them to see whether they are any good.
How to track expenses in Switzerland?
Tracking expenses is essential, but it is not always easy, sometimes even for technical reasons. Here is how to track your expenses in Switzerland.
March 2025 – Bonus and splurging (a little)
In March 2025, we had our highest savings rate ever! We splurged a little, but the yearly bonus and no taxes made it easy to reach this record.
Finpension Invest vs VIAC Invest 2026
The best wealth app? Finpension Invest vs VIAC Invest: We compare fees, strategies, and features to help you choose the best private investment app.
Can flexibility help your early retirement?
Can you withdraw more money from your portfolio if you have flexibility with your expenses in retirement? We find out with many simulations.
Kaspar& 3a Review 2026 – Pros & Cons
Kaspar& 3a is a relatively recent third pillar with some interesting features. We check how it fares in practice in this review.
February 2025 – Back from China
In February 2025, we came back from China and saved much of our income because of higher than average income and lower expenses.
Step-by-Step Guide: How to buy an ETF with Saxo in 2026
Trade on Saxo. A step-by-step tutorial on how to buy your first ETF with Saxo Bank, covering currency conversion, order types, and fees.
How much we spent in 2024 – Full Expense Report
This full expense report will exactly what our 2024 expenses look like. We will detail the total and categories and what went well and what did not.
3a buybacks are now possible: All you need to know
Missed a year? Learn about the new 3a Buyback rules. Discover who is eligible to make retroactive contributions and save taxes on past years.
January 2025 – Going to China
In January 2025, we got better after a bad December, and then we left for a few days in China. Other than that, the month was pretty quiet.