Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
2025 Goals and 2024 Goals Review
Find out all about our 2025 goals and how our 2024 goals went. Here is what going to happen in 2025 for us, our money and the blog.
VZ 3a Review 2026 – Pros & Cons
VZ 3a Review. We analyze the VZ VermögensZentrum 3rd Pillar. Is their active management worth the higher fees compared to VIAC or Finpension?
December 2024 – A month sick and horrible expenses
December 2024 was not a great month. I was sick for almost the entire month and we spent way too much money.
How we use our LLC to save money in 2026
Our blog is operated as an LLC, like many businesses. Here is how we are using it to optimize our finances, for transparency with our readers.
VIAC Invest Review 2026 – Pros & Cons
Invest without limits. Read our review of VIAC Invest. We test their private investment solution to see if it's as good as their famous 3a pillar.
November 2024 – Rainy and cold
November 2024 was a good month, although a bit rainy and cold. We got the first snow! With some higher income, we managed a 50% savings rate!
Neon Invest vs Swissquote 2026 – Which is the best broker?
Neon Invest vs Swissquote. We compare the fees, ETF limits, and features to help you choose between the low-cost app and the established bank.
How does cash settle with Interactive Brokers?
Where is my money? Learn how cash settlement works at Interactive Brokers (T+2) and why you cannot withdraw your funds immediately after selling.
Safe Deposit Box in Switzerland – All you need to know
Secure your valuables. Learn where to rent a safe deposit box in Switzerland, how much it costs, and non-bank alternatives for storing gold.
October 2024 – Trip to China and meetup
October 2024 was nice, with decent weather and some nice events. We bought plane tickets to China and only saved 20% of our income.
How to use Interactive Brokers for your investing
A simple guide to using Interactive Brokers for your day-to-day investing operations like buying shares or checking your profits.