Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Investart Review 2026 – Pros and Cons
Investart is a new Swiss online investing service that lets you invest in ETFs directly! We see what is Investart and what it could do for you!
Keeping It Simple – Book Review
Investing made easy. Read our review of "Keeping It Simple" and learn how to strip away complexity to build a stress-free investment portfolio.
Your Marginal Tax Rate and all you need to know about it
Your marginal tax rate is an important metric that will help you know how much taxes you are going to pay for more income and more!
January 2021 – Starting the new year in force
In January 2021, we managed to save 62% of our income and enjoyed living in our new house! Find out all the details!
The Complete Guide to Asset Allocation
Stocks vs Bonds. Learn what asset allocation is, why it determines 90% of your investment returns, and how to choose the right mix for your goals.
Our 2021 Goals – We try to do better!
Discover the 2021 goals we set for ourselves! And find out how we want to achieve these goals! Improve our finances, health, ...
VIAC vs Finpension 3a – Which is the best third pillar for 2026?
The ultimate 3a battle. VIAC or Finpension? We compare the two best 3rd Pillar accounts in Switzerland to see which one has lower fees and better returns.
Interview of Richard Toolen – CEO of Investart
Investart is a great online service that offers free investing in ETFs, to know more I interview Investart CEO, Richard Toolen.
2020 Goals Review – How did we do?
We review each of our 2020 goals and see how well (or how badly) we did at each of them and plan the future of our goals!
Updated Trinity Study for 2026- More Withdrawal Rates!
Is the 4% rule dead? We updated the Trinity Study with recent market data to see if the safe withdrawal rate still holds for early retirees.
December 2020 – Moving to the new house
In December 2020, we finally moved to the new house! It is a great event for us. On top of that, we managed to save a large portion of our income.