Author: Baptiste Wicht
Baptiste Wicht started thepoorswiss.com in 2017. He realized that he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. This blog is relating his story and findings. In 2019, he is saving more than 50% of his income. He made it a goal to reach Financial Independence. You can send Mr. The Poor Swiss a message here.
2019 Goals Review – We are getting better at it!
In 2019, we set ourselves many goals (financial, personal and career). Now is the time for our 2019 Goals Review!
Does the 4% rule work with low yield bonds?
Most safe withdrawal simulations are based upon historical bond yields, which are significantly higher than now. Would they still work today?
Third Pillar: All you need to know to retire in Switzerland
The retirement system in Switzerland is based on three pillars. The third pillar is a tax-advantaged retirement account, with voluntary contributions.
How to set goals to improve your life
If you want to succeed in your life, it is very important to set yourself goals to reach. Find out how you can set good goals with this guide!
Second Pillar: All you need to know to retire in Switzerland
The second pillar is an occupational pension that every Swiss worker contributes to. It will pay you an annuity after retirement, or a lump sum.
First Pillar: All you need to know to retire in Switzerland
The first pillar is the first of the three pillars of the retirement of Switzerland. The first pillar is a state pension for every Swiss citizen.
December 2019 – Quiet month
In December 2019, we saved 57% of our income! It was a simple and quiet month and we had cool holiday parties.
The Little Glossary of Investing: Every term you need to know
There are many terms used in the investing world: index fund, volatility, TER, ... This glossary will help you learn the necessary terms for investing!
Frugal Living in Switzerland Interview 2 – Mr. Road To Fire
Find out how Mr. RTF is saving more than 55% of his income in Switzerland, without a huge income. Learn from him to save more each month!
All you need to know about Car Insurance in Switzerland
If you have a car in Switzerland, you will need car insurance. But how to choose? This complete guide will help you choose the best car insurance!
11 Personal Finance Myths You should ignore
Many personal finance myths are hurting people's personal finances. It is important to ignore these myths to not hurt your finances.