Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
How Much We Spent in 2020 – Full Expense Report
Find out exactly how much we spent in 2020! Our taxes went way up while we saved on our transportation and holidays!
Emergency Fund – Do you Really Need One in 2026?
Protect your finances. Learn why you need an emergency fund, how much cash you should save, and where to keep it for financial security.
US ETFs are the best ETFs for Swiss investors
Why US ETFs? Discover why US-domiciled ETFs are superior for Swiss investors due to lower fees, better tax efficiency, and wider diversification.
How to manage your finances as a couple?
Money and Love. Discover practical tips to manage finances as a couple, from joint accounts to splitting bills, and avoid arguments about money.
Selma Review 2026 – Pros & Cons
Invest on autopilot. Read our review of Selma Finance, a beginner-friendly Swiss Robo-Advisor, and decide if it is the right tool to grow your wealth.
Investart Review 2026 – Pros and Cons
Investart is a new Swiss online investing service that lets you invest in ETFs directly! We see what is Investart and what it could do for you!
Keeping It Simple – Book Review
Investing made easy. Read our review of "Keeping It Simple" and learn how to strip away complexity to build a stress-free investment portfolio.
Your Marginal Tax Rate and all you need to know about it
Your marginal tax rate is an important metric that will help you know how much taxes you are going to pay for more income and more!
January 2021 – Starting the new year in force
In January 2021, we managed to save 62% of our income and enjoyed living in our new house! Find out all the details!
The Complete Guide to Asset Allocation
Stocks vs Bonds. Learn what asset allocation is, why it determines 90% of your investment returns, and how to choose the right mix for your goals.
Our 2021 Goals – We try to do better!
Discover the 2021 goals we set for ourselves! And find out how we want to achieve these goals! Improve our finances, health, ...