Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
October 2022 – A weird month
October 2022 was mixed month, with many days being sick, large expenses, short nights, a nice trips, few nice events, ...
What should you do with a life insurance 3a?
Life insurance 3a is a poor investment for retirement. What should you do with an existing life insurance 3a? I compare 3 strategies to deal with it.
The Trap of Life Insurance Third Pillar
Avoid this mistake. Learn why mixing life insurance with your Third Pillar is usually a bad idea and costs you thousands in fees.
Fifth year of blogging – Summary
The blog is now five years old! Here is a summary of this fifth with French translation and decreasing traffic!
September 2022 – An eventful and expensive month
September 2022 was eventful, tiring and expensive. There was one major event for our son and several minor events, skyrocketing our expenses.
Can you retire with cash instead of bonds?
Cash vs Bonds. Can you replace bonds with cash in your retirement portfolio? We analyze the impact on volatility and long-term returns.
Spending less will not make you rich
Beware of articles saying you can get rich by cutting your expenses and having a budget! It is a lie! We see why most households can't get rich.
IBKR Global Trader Review 2026 – Simple stock trading
Trade easily on mobile. Read our review of the IBKR GlobalTrader app and see if it makes using Interactive Brokers simpler for beginners.
August 2022 Update – An expensive month
August 2022 was a very tiring yet good month. We spent significantly more than usual and had to organize many things.
Swissquote vs Interactive Brokers 2026
Swissquote and Interactive Brokers are great brokers for Swiss investors: which should you choose? We compare Swissquote vs Interactive Brokers in detail!
How do commission-free brokers make money?
Are free brokers real? Discover the truth about commission-free trading, hidden spreads, and how brokers make money from your trades.