Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Automate your investments with Interactive Brokers in 2026
Put your investments on auto-pilot with Interactive Brokers, in a very easy way, available to anyone! It's time to automate your investments!
Inyova 3a Review 2026 – Pros & Cons
Impact 3a. Read our review of Inyova's Third Pillar. Can you really grow your retirement savings while fighting climate change?
February 2023 – Expensive
In February 2023, we saved slightly less than our goal, because of some large extraordinary expenses, low taxes and high income .
11 Tips to Save Money Sustainably
Save green. Discover practical tips to save money while living sustainably. Protect the planet and your wallet at the same time.
How to implement the Trinity study in 2026
Apply the 4% Rule. Practical steps to implement the findings of the Trinity Study in your own retirement plan and withdraw funds safely.
How much we spent in 2022 – Full Expense Report
Here is exactly how much our family of three spent in 2022, everything included! Learn from our good categories and from our bad ones!
January 2023 – A good start of the year
January 2023 was a good standard month to start the year. It was quiet, which is what we needed. And financially, it was quite good.
Vested benefits accounts: All you need to know!
Pension freedom. A complete guide to Swiss Vested Benefits accounts. Learn when you need one, how to open it, and how to invest the money.
2023 Goals and 2022 Goals Review
Our 2023 goals are ready for the new year and we are reviewing our 2022 goals as well. Come see what we plan for 2023.
Pando 3a by Swiss Life Review 2026 – Discontinued
Pando 3a is a new third pillar by Swiss Life, focusing on sustainability. Let's find out how good (or bad) it is and whether you should use it.
December 2022 – Glad it is over
December 2022 was a bad month overall for several reasons, but it was financially okay financially with a decent savings rate.