Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Wealth Tax in Switzerland in 2026
Tax on assets. Understand the Swiss Wealth Tax, how it is calculated in different cantons, and how it impacts your FIRE number.
Happily Back to work after 1 year of retirement – Dror’s Story
After one year of retirement, Dror is going back to work and building a coaching business. We catch up and see what happened!
How to sustain your capital in retirement?
Never run out of money. Learn strategies to sustain your capital indefinitely during retirement, even with market crashes and inflation.
Alpian Review 2026 – Pros & Cons
Read our review of Alpian. Is the premium metal card and advisory service worth the monthly fee for Swiss investors?
April 2023 – Another expensive month
In April 2023, we saved a significant portion of our income, but it was still a very expensive April, compared to previous years.
How to choose pure-risk life insurance?
Do you need it? Learn the truth about Life Insurance in Switzerland. Why you should separate insurance from investing and avoid mixed pillars.
How should you finance a car in 2026?
Leasing or Buying? We analyze the cheapest way to finance a car in Switzerland and why paying cash is almost always the best financial decision.
Margin Loans – Borrow money from your broker
A margin loan is a way to borrow money from your broker using your portfolio as collateral. How does it work? It is risky? We will find out!
March 2023 – A little splurging
We spent too much in March, but it was our highest income month, leading to a great savings rate!
Can you retire early with a robo-advisor?
Most retirement simulations assume DIY investing and low fees, but can you also retire early with a Robo-advisor and higher fees? We will find out!
Automate your investments with Interactive Brokers in 2026
Put your investments on auto-pilot with Interactive Brokers, in a very easy way, available to anyone! It's time to automate your investments!