Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Alpian Review 2026 – Pros & Cons
Read our review of Alpian. Is the premium metal card and advisory service worth the monthly fee for Swiss investors?
April 2023 – Another expensive month
In April 2023, we saved a significant portion of our income, but it was still a very expensive April, compared to previous years.
How to choose pure-risk life insurance?
Do you need it? Learn the truth about Life Insurance in Switzerland. Why you should separate insurance from investing and avoid mixed pillars.
How should you finance a car in 2026?
Leasing or Buying? We analyze the cheapest way to finance a car in Switzerland and why paying cash is almost always the best financial decision.
Margin Loans – Borrow money from your broker
A margin loan is a way to borrow money from your broker using your portfolio as collateral. How does it work? It is risky? We will find out!
March 2023 – A little splurging
We spent too much in March, but it was our highest income month, leading to a great savings rate!
Can you retire early with a robo-advisor?
Most retirement simulations assume DIY investing and low fees, but can you also retire early with a Robo-advisor and higher fees? We will find out!
Automate your investments with Interactive Brokers in 2026
Put your investments on auto-pilot with Interactive Brokers, in a very easy way, available to anyone! It's time to automate your investments!
Inyova 3a Review 2026 – Pros & Cons
Impact 3a. Read our review of Inyova's Third Pillar. Can you really grow your retirement savings while fighting climate change?
February 2023 – Expensive
In February 2023, we saved slightly less than our goal, because of some large extraordinary expenses, low taxes and high income .
11 Tips to Save Money Sustainably
Save green. Discover practical tips to save money while living sustainably. Protect the planet and your wallet at the same time.