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Discover Swiss Financial Secrets That Maximize Your Money!

Learn easy ways to optimize your finances and save thousands in Switzerland with our exclusive e-book. Learn about the most cost-effective financial services tailored for savvy residents and expats!

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Author: Baptiste Wicht

Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.

July 2023 – Holidays

In July 2023, we had a nice time in Greece. Other than that, not much happened during the month and managed to save about a third of our income.

The 5 Best Short-Term Investments

Park your cash. Discover the best short-term investment options in Switzerland for money you need soon, from savings accounts to Kassenobligationen.

Neon Invest Review 2026: Pros & Cons

Invest with Neon. Read our review of the Neon Invest feature. Are the low trading fees and selected ETFs enough for serious investors?

Yuh vs Swissquote 2026 – Best Broker in 2026

Which broker wins? Yuh vs Swissquote: We compare the fees, features, and ETF selection to help you choose between the app and the full bank.

June 2023 – Travel and new lows in sleep

In June 2023, we planned our summer holiday and spent way too much money. We also slept very little again.

Impact Investing Interview with Inyova

Invest for good. An interview on Impact Investing: Can you generate market returns while making a positive difference in the world?

Fractional Trading: Should you do it?

Buy slices of shares. Learn how fractional trading works, which Swiss brokers offer it, and how it helps small investors diversify.

Everon Review 2026 – Pros & Cons

Everon is a Swiss digital private bank, trying to open private banking to more people. If you want a private bank, should you use Everon?

May 2023 – Good month and small vacation

May 2023 was a good month, with a short vacation to Annecy and had great time with friends and family. We saved a large portion of our income.

Wealth Tax in Switzerland in 2026

Tax on assets. Understand the Swiss Wealth Tax, how it is calculated in different cantons, and how it impacts your FIRE number.

Happily Back to work after 1 year of retirement – Dror’s Story

After one year of retirement, Dror is going back to work and building a coaching business. We catch up and see what happened!

How to sustain your capital in retirement?

Never run out of money. Learn strategies to sustain your capital indefinitely during retirement, even with market crashes and inflation.