Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
Can you retire early with Swiss Stocks and Bonds?
Can we retire early with only Swiss stocks and bonds? We find out with Trinity Study simulations with historical Swiss stocks and bonds data.
Sixth year of blogging – Summary
The blog is now six years old. Read about everything that happened during this sixth year of blogging.
Building Insurance in Switzerland
Protect your home. Learn about mandatory Building Insurance in Switzerland, what it covers, and where you need private insurance.
September 2023 – Finally colder but more expensive
September 2023 was finally a colder month (a great thing!). We spent too much on food and "only" saved 29% of our income as a result.
Yuh 3a Review 2026 – Pros & Cons
Yuh 3a. Read our review of the Yuh 3a pillar. We analyze the 0.50% fee, the investment strategy, and how it compares to VIAC and Finpension.
The truth about 3b pillar accounts
Flexible savings. What is the Pillar 3b? Learn the differences between free and tied pension plans and how to use 3b for early retirement.
Swissquote Invest Easy Review 2026 – Pros & Cons
Swissquote started a new Robo-advisor: Invest Easy. Should we use? We find out in this in-depth review, with its fees, strategy and pros and cons.
August 2023 – Too hot
The worst part about August 2023 was the extreme heat, I am glad it is over! Here is all that happened to us during this hot month!
radicant Review 2026 – Discontinued
radicant is a new digital bank account focusing on sustainability. We review it in detail to see its pros and cons and whether you should use it!
Equity Glidepaths in Retirement
Reduce sequence risk. Learn how an Equity Glidepath (increasing stocks after retiring) can improve your portfolio's survival rate.
How to create an LLC in Switzerland
Start a business. A step-by-step guide to creating a LLC in Switzerland. We cover the costs, capital requirements, and notary process.