Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
2024 Goals and 2023 Goals Review
We review our 2023 goals and discuss our new 2024 goals. Look at everything that happened during 2023 and our plan for 2024.
5 Traps to avoid when moving to Switzerland
Moving to Switzerland? Avoid these 7 common financial traps that expats fall into, from expensive health insurance to wrong tax assumptions.
December 2023 – Expensive but nice
In December 2023, we spent a lot of money, mostly because of replacing our boiler. But it was a nice December month!
Coop Finance+ Review 2026 – Discontinued
Coop is back in the banking market with Coop Finance+, a new banking package. We review this product to see whether it is good!
6 keys to avoid the pitfalls of financial independence
The dark side of FIRE. We discuss the potential pitfalls of pursuing Financial Independence, from burnout to social isolation, and how to avoid them.
November 2023 – A rainy month
November 2023 was quite average but with a lot of rain. Not much change but financially it was a good month.
Early retirement and social security
How can we factor social security into early retirement scenarios? Social security may be interesting, but it needs to be well planned.
Alternative Bank Switzerland Review 2026: Pros & Cons
Banking with values. Read our review of the Alternative Bank Switzerland (ABS). We analyze their social mission, fees, and if they are right for you.
Save taxes with staggered withdrawals in 2026
Save massive taxes. Learn how to stagger your Second and Third Pillar withdrawals over several years to significantly reduce your capital tax bill.
October 2023 – New heat pump boiler
In October 2023, we spent more reasonably than during previous months. Here is all that happened to us during this month.
Frankly Vested Benefits Review 2026: Pros & Cons
Frankly Vested Benefits is a new vested benefits account, by Frankly. We review its advantages and disadvantages in depth.