I cannot believe it has already been one year since I started blogging. On October 10th 2017, I wrote the first blog post of The Poor Swiss. I have learned a lot of about personal finance in that year. And I have also learned a lot about blogging. Even though this was not my first blog, I still had a lot to learn. And I still have a lot more to learn now!
In this post, I am going to talk about my first year of blogging. If I say this year, it will the year of blogging, it will not be 2018 ;)
Recently, I have talked about the reasons why I am blogging. Now, I am going to share numbers about how the blog is doing. I am also going to share the things I did right and the things that did not go well. However, I still have a lot of work to do to improve this blog. I am hoping that it gets better over time.
Continue reading “One Year Blog Anniversary! Lessons and Next Steps”
No, I did not make two million dollars in the stock market. But I just read a book about a man who did! I finished reading How I made $2,000,000 in the stock market.
This book tells the story of Nicolas Darvas, who made two million dollars in the stock market in less than two years. Nicolas Darvas is not a professional investor, but a dancer. He is touring around the world, going from one show to another. The book tells his story from his beginnings with many mistakes to the successful. I thought it was a very interesting story. You can learn many things from his mistakes and his successes. Even though the book is quite old, I think it is still mostly relevant to today. You
Continue reading “How I Made $2’000’000 on the Stock Market – Book Review”
This post is not about my blog but other blogs! As I mentioned several times in the past, I am reading many other personal finance blogs. Some blogs are purely about investing, and some blogs are entirely about Early Retirement. However, all of them contain some valuable lessons if you are on the road to Financial Independence (FI). Some of them helped make the Financial Independence and Retire Early (FIRE) movement as popular as it now. I think it is also important to share with the community and not only focus on a single blog.
There are several reasons why I read other blogs. The first reason is to learn from others. Indeed, I am far from being an expert in FIRE. I like reading what people are doing to achieve FIRE and especially what people who already achieved FIRE can teach me. Also, I love reading in general, and some of these blogs have really enjoyable content. Another reason is to get some inspiration for my blog. I am not talking about copying their blog posts. But I am talking about making my blog by learning from others.
The seven following FIRE blogs are in no order. I do not have a favorite in these seven blogs. They all are my favorite blogs. I also read many other blogs. But the entire list would be too long to publish here. I strongly encourage you to take a look at them if you are not already reading them!
Continue reading “7 Best Blogs on FIRE”
After poor financial results in August 2018, it is time to review September 2018. Even though we had some big expenses this month, the results are better. We were able to save more money this month. It is still not perfect, but it is very slowly getting there.
Not a lot of things happened in September 2018. I spent about ten days in the United States for my company. This was not expensive since everything was paid by my company. I did some shopping though. However, we bought plane tickets to China for the next Chinese new year. And we had to pay the repair for the car accident of Mrs. The Poor Swiss. This made a very large dent into our budget.
Continue reading “September 2018 – Car repair and plane tickets”
Today, I am going to talk about a subject that most people would rather not talk about: Death. More specifically, we are going to talk about what will happen to your family after your death.
Even if it is not a funny concern, you should prepare for your death. Not for you. But for people who depend on you. The bills will not stop coming after your death.
Continue reading “Disaster File – A Simple Way to Prepare for Your Death”
I have lived in a small village all my life. I have lived all my life inside the same village. And I do not want to change this. A lot of people find this very surprising. Today, we are going to discuss why anyone would want to live in a small country village.
For me, there are too many advantages to living in the countryside and especially in small villages. Of course, there are also disadvantages and some people may not like it. But for me, it is excellent!
Continue reading “9 Reasons to Live in a Small Village”
I have already talked about the emergency fund before. Today, we are going to cover a different kind of fund: the opportunity fund. It is not as well-known as the emergency fund. And it is not nearly as used at the emergency fund either. However, I think it is important to know what it is.
As its name indicates, an opportunity fund is a fund that contains money waiting for an opportunity. The idea is to get ready for investing opportunities. The best opportunity in the stock market is a full-blown bear market. In this post, we are going to see exactly what purpose this kind of fund serves. And also I am going to discuss its downsides.
Continue reading “What is an Opportunity Fund? Be Ready for a Bear Market”
This month, I spent ten days in the United States for my company. Since it was not far, I and one colleague decided to go visit Washington D.C. while we had the chance. We only went there for a day but we already were able to see quite a lot of things.
Washington D.C. is the capital of the United States. It is just between the states of Maryland and Virginia. It is interesting to know that they in no real state. In fact, Washington D.C. is in the district of Columbia (hence D.C.). And its inhabitants do not get a vote in Congress. It is not a huge city, having less than one million people. But it contains many very iconic buildings such as the Capitol, the White House or the Lincoln Memorial. It is really a nice place to visit.
The day was quite cloudy during our visit. Unfortunately, some of my pictures are not very clear as a result. But we did not get any rain and the trip was very good. And very frugal. I managed to not spend anything in D.C. :)
Continue reading “One Day in Washington D.C. – Frugal and Awesome”
These days, more and more people are investing in Real Estate. Many people believe that the returns on real estate are higher than on the stock market. We will not discuss whether it is true or not. But Real Estate offers some nice diversification to your portfolio.
You may not know it. But there are many ways to invest in real estate. Each of these ways has advantages and disadvantages. If you want to invest in real estate, it is essential to know about these ways before making a choice and investing in one of them, or investing in several of them.
I am not invested in the real estate market. I have a small position through my World ETF that has some real estate funds. But I may invest more in the future. For now, I need more stocks in my portfolio, but once I have got enough, I may shift a bit of my portfolio into real estate.
Let’s now see the different ways to invest in real estate. There are quite diverse. Each person wanting to invest in real estate should find a way that is adapted.
Continue reading “5 Simple Ways to Invest in Real Estate in 2022”
I have not covered yet on this blog how we get around. You may be surprised to hear that we mostly use a car. If you follow several personal finance blogs, you may have heard that cars are almost evil. Most people will recommend you ride a bike or take public transportation.
However, I think that cars are not evil for your finances. I dislike driving, but I like the freedom a car gives me. Moreover, where I live, it is almost mandatory to own a car. We use it to get around nearly everywhere.
In this article, we see how we get around our car and how we travel abroad. I also detail the cost related to my vehicle. I do not recommend having a car for everybody. The choice is for everyone to make. But there are ways to be frugal with a car.
I can understand people who do not want to drive. If you live in a city, for example, it is not as useful. But cars are not evil! You can become financially independent and have a car! And it is a good way to get around, even for frugal people.
Continue reading “How do We Get Around in Switzerland and abroad?”