Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
How do bonds and bond funds work?
Bonds vs Bond Funds. Learn the key differences between holding individual bonds and investing in bond funds, and which is better for your portfolio.
DEGIRO vs Interactive Brokers for European Portfolio: Who is cheaper in 2026?
In-depth analysis of who is cheapest: DEGIRO vs Interactive Brokers. We are considering European investment portfolios for Swiss and European investors.
Interactive Brokers Review 2026: Pros & Cons
My honest and complete review of Interactive Brokers (IB), an excellent broker. Find out how good IB is and its pros and cons, and more.
What happened to GameStop in 2021?
Meme stocks explained. What happened with GameStop? We analyze the short squeeze saga and the dangerous lessons for long-term investors.
Should you rebalance your portfolio in retirement?
Keep your risk in check. Learn why and how to rebalance your investment portfolio to maintain your target asset allocation and reduce risk.
June 2021 – A warm and quiet month
In June 2021, we went on a small vacation to Thun and spent too much money, but we still managed to save more than 50% of our income!
Add some margin of safety to your FIRE plan
A good FIRE plan relies on historical data, so we need to protect it with some margin of safety! Here are some ways to achieve extra safety!
Inyova Review 2026 – Pros and Cons
Invest with impact. Read our 2026 review of Inyova. We analyze their impact investing strategy and fees to see if it's right for you.
PostFinance Bank Review 2026 – Pros & Cons
Still a good bank? Read our 2026 review of PostFinance. We analyze their new fees and app to see if they are still a competitive option in Switzerland.
How to choose a Safe Withdrawal Rate?
Your Safe Withdrawal Rate (SWR) is a fundamental piece of your retirement planning, here is a step-by-step guide on how to choose it for you!
Financial advisors – Do not get ripped off
Do you need advice? Learn the difference between fee-only and commission-based financial advisors and how to spot a salesperson in disguise.