Logo of the The Poor Swiss
Discover Swiss Financial Secrets That Maximize Your Money!

Learn easy ways to optimize your finances and save thousands in Switzerland with our exclusive e-book. Learn about the most cost-effective financial services tailored for savvy residents and expats!

Get Your FREE Swiss Money-Saving Guide

Author: Baptiste Wicht

Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.

August 2021 – A good simple month

August 2021 was a a good and simple month for us, with many family and friend events and a good savings rate.

How do stock options work?

Options trading 101. Learn the basics of stock options, how calls and puts work, and why they are generally too risky for long-term investors.

How to Open an Interactive Brokers Account in 2026?

Start trading with IBKR. Follow our step-by-step guide to opening an Interactive Brokers account and access global markets with low fees.

True Wealth Review 2026 – Pros & Cons

We test True Wealth, the Swiss Robo-Advisor to see if its low fees and ETF strategies make it the best choice for your money.

clevercircles Review 2026 – Pros & Cons

clevercirlcles is a new Swiss Robo-advisor, with a twist. They add a community feature to the system. Is that enough to shine? Let's find out.

Should you use a cash cushion in retirement?

Does a cash cushion help your chances of success in retirement? We find out with a ton of historical data and some simulations!

July 2021 – New schedule for the blog

In July 2021, we had a good time, but we had to pay large taxes from last year, making our savings rate 0% and decreasing our net worth.

4 Ways to make money with your vehicle

You could make some extra money by using your vehicle! Here are 4 ways to make money with your vehicle, in Switzerland.

Wise Review 2026 – Pros & Cons

Wise (formerly TransferWise) lets you hold many currencies in your account for a great price: My in-depth review will help you decide to use Wise.

How to Choose an ETF or an Index Fund

ETF or Index Fund? Learn how to choose the right passive investment vehicle, understand Total Expense Ratios (TER), and build a solid portfolio.

Selma vs True Wealth 2026 – Best Swiss robo-advisor?

Robo-Advisor clash. Selma or True Wealth? We compare the two leading Swiss Robo-Advisors to help you decide which one is best for your investments.

Raiffeisen Bank Review 2026 – Pros & Cons

Is Raiffeisen good? Read our review of Raiffeisen Bank. We analyze their member benefits and fees to see if this cooperative bank fits your needs.