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Wise vs Revolut: Which Is Best in 2024?

Baptiste Wicht | Updated: |

(Disclosure: Some of the links below may be affiliate links)

Wise and Revolut offer similar services. They are both offering cheap money transfers in many different currencies. How can you decide between both services?

I currently use neither of these cards, but I have used both. And many readers are asking me which they should use. Today, I answer the question: Which is better between Wise and Revolut?

Both companies will help you save money on foreign currency exchanges. However, they are still different in their fees and their offers. They both have some pros and cons. And that is what we go over in this article.

For this comparison, I only review personal accounts, not business ones. Both Wise and Revolut offer businesses accounts. But this is out of the scope of this article. So, we will compare Wise vs Revolut. Which should you use?

Wise (formerly TransferWise)

Wise is a private company based in the United Kingdom. It was launched in 2011 under the name TransferWise. It is a money transfer service. From your Wise account, you can transfer money to any other user in almost any currency. You can also transfer money to a bank account. You can use money from your account with the Borderless MasterCard.

Wise’s main focus is on people working abroad. These people can receive a salary in a currency different from the country they live in, and Wise can help them save a lot of money on fees.

Wise has been profitable since 2017 and has more than four million users. It has about one thousand employees all over the world. Their services are available in Europe and the United States.

For more information, I have a full review of Wise.

Revolut

Revolut is a private company based in the United Kingdom. It was launched in 2015. They offer money transfer services. You can transfer money from your account to other users or bank accounts. You can do transfers in almost any currency. You can use your money in your account with the Revolut MasterCard.

They also offer virtual cards that can be used on the Internet and have started providing access to cryptocurrencies.

The original focus of Revolut was for people traveling abroad. By using their cards in another country, these travelers must pay hefty fees. Revolut can save them a lot of money.

Revolut announced that it had about four million users in 2019. It has about 600 employees worldwide. In the beginning, Revolut was only available in Europe. But since 2020, it has also been available in the United States. And it will probably increase its coverage in the years to come.

I have been using Revolut for a while now. You can learn more about it in my full review of Revolut.

Availability

Winner: Wise

Both services are very well supported in Europe.

However, Revolut is available mainly in Europe. Overall, Revolut is available in 32 European countries. They are already available in Australia. And since 2020, they are available in the United States as well.

On the other hand, Wise is available in more than 50 countries, including the United States. It makes Wise generally more popular since they have more coverage from the U.S. Also, you can use Wise in many Asian countries (Indonesia, for instance). At the same time, Revolut is absent from these countries.

Revolut supports 140 currencies, while Wise only supports 96 currencies. But, Revolut only lets you hold money in 24 currencies in your account. On the other hand, Wise allows you to hold money in 50 currencies!

So, Wise can hold more currencies. If you are traveling to a lot of countries, this could make a difference. But this is not a significant difference for me.

Money Transfer Service

Draw

Both companies focus on money transfer as their primary service. They both offer a debit card that you can use everywhere. You can charge your debit card from your bank account. You can then use it as a physical card or online. In both cases, you can also withdraw money from your debit card.

Both Wise and Revolut offer a way to transfer money from one account to another or from another bank account. Generally, people believe that Wise is a bit faster in executing payments. However, my transfers with Revolut have always been swift. Revolut has always been faster than my bank account.

With both accounts, you can also receive money in many currencies.

Both services have both a mobile application and a web portal. The web portals are quite similar in usability. However, I think that Revolut’s mobile application is better than Wise’s.

As for the cards themselves, Revolut offers a Mastercard and a Maestro, while Wise only offers a Mastercard. The offer of a Maestro is a good point in favor of Revolut. It can be convenient to get a Maestro card in Switzerland. But it is not critical anymore.

So, for money transfer services, Revolut and Wise are a tie!

Other services

Winner: Revolut

Wise is very focused on the single service of transferring money at a low cost between bank accounts or between Wise accounts.

On the other hand, Revolut has many features. For instance, they started offering cryptocurrencies in 2018. That means you can hold cryptocurrencies in your account. On the other hand, this is not a free service.

Indeed, you will pay a 1.5% fee for each buy or sell of cryptocurrencies. You cannot get your cryptocurrencies out of your Revolut account, for instance, or move them into your cryptocurrency wallet. So, this is not a replacement for other cryptocurrency exchanges.

Revolut also started offering insurance for several things. They also have Vaults, a system with which you can round purchases and save spare cash. The mobile application has many budgeting capabilities. Moreover, Revolut has a banking license, which means it could become a bank in the future.

Being able to pay from a smartphone is good news for many people! Recently, Revolut started working with Google Pay and Apple Pay. So you can use your smartphone directly to pay with your Revolut card. But this only matters if you want to use this feature.

Finally, Revolut offers three different accounts:

  1. Standard. It is the free account I am focusing on in this article.
  2. Premium. This account costs 6.99 EUR per month. It adds to the Standard account with priority support, higher withdrawal, no more monthly limits, and several forms of insurance.
  3. Metal. This account costs 12.99 EUR per month. This account adds to the Premium account a concierge service and 0.1% cashback on European purchases and 1% cashback abroad.

I do not see an advantage in having Premium or Metal accounts. It seems like most people will have enough with the Standard account.

So, when comparing Wise vs Revolut, Revolut has many more features than Wise. However, I am not sure these features will appeal to everybody. I think it is good that Wise focuses on doing one single thing very well rather than trying to do everything at once. Having more features does not mean it is better if you do not use them.

Limits – Wise vs Revolut

Winner: Revolut

Both services have different limits. For my usage, I never hit any of the limits. But if you plan to rely heavily on either Wise or Revolut, you need to be aware of these limits.

Wise has a small default limit on each operation. But you can change the default from the mobile application. So I talk about the maximum limits you can set. Also, Wise has different limits for European and U.S. customers.

We will start with European customers.  European customers can withdraw 1000 GBP per withdrawal, 1500 GBP per day, and 4000 GBP per month. They can purchase for a maximum of  10’000 GBP per day or 30’000 GBP per month for online purchases. U.S. customers have smaller limits. They can withdraw 1000 USD per day and 4000 USD per month. And they can pay online for 2000 USD per day and 10’000 USD per month.

Revolut has a more straightforward system for limits. Indeed, you can withdraw a maximum of 3000 GBP per day. And you can transfer a lot of money with Revolut. The daily limit on Revolut is 100’000 GBP. And the weekly limit is 250’000 GBP.

Revolut has much higher limits than Wise. Moreover, their system is much simpler. However, for most users, the limits of Wise should be more than sufficient.

Money transfer prices

Winner: Wise

What is most impressive with these two services is their prices.

Standard credit cards make you pay a substantial fee for foreign currency exchanges. It is typically between 1.5% and 2.5% on each amount. Both Wise and Revolut are significantly cheaper than that! Saving money is their primary purpose. Price is the thing I am looking the most into to compare these two services.

Wise is not free for transfers. You will need to pay between 0.3% and 0.7% fee on each transfer, depending on the currency pair you are converting money from. They are using a very complicated pricing system.

Revolut is not free, either. They used to offer the interbank exchange rate, but are now offering the all but transparent Revolut Exchange Rate. It has been evaluated that this exchange rate is about 0.40% worse than the interbank exchange rate on average.

On top of that, there is a limit of 1000£ (GBP) per month. Once you reach this limit, you will have to pay a 1.0% fee on each transfer. Moreover, you will have to pay an extra 1.0% fee for each transfer on the weekend.

As a side note, you can use one of the premium accounts of Revolut to increase the monthly limit for cheaper transfers. This could be worth it if you plan to convert a large amount of money.

With that, both services have about the same prices, with an advantage in transparency for Wise.

Wise is better than Revolut for guaranteeing the amount the recipient will receive from a bank transfer. Wise has local accounts for all their currencies. And they will use that to guarantee the amount received by the recipient.

For instance, if you send Mexican Pesos from the U.K., you will know exactly how much they will receive. Your money will go from one TW account to another first. And then, it will make a local payment to the recipient’s bank account. Revolut does not have such a guarantee. It means you could lose some money because of the fees.

Now, there are some complicated examples of transfers that are not free. For instance, with Revolut, you are only allowed one SWIFT transfer outside the SEPA region. After this, they will cost you 4 USD. Unfortunately, this is very poorly documented. In practice, you should be fine, but it is useful to know that these situations can happen.

Example of fees

We can run a few examples of exchanges to compare Wise and Revolut. I take Wise Borderless Card as an example. The prices differ if you send money from the app or use the card. If you want all the details, you can use the Wise pricing system.

Amount From To Wise Revolut Revolut Weekend
1000 CHF EUR 4.84 CHF 4 CHF 14 CHF
5000 CHF EUR 21.97 CHF 70 CHF 120 CHF
10000 CHF EUR 43.37 CHF 140 CHF 240 CHF
1000 EUR USD 5.14 EUR 4 EUR 14 EUR
5000 EUR USD 21.47 EUR 70 EUR 120 EUR

Since Revolut increased its fees in June 2020 and then dropped the interbank exchange rate, the results favor Wise more than Revolut!

  • Revolut is marginally cheaper for small amounts (less than 1100 CHF per month).
  • Wise is always better during the weekend
  • Wise is much better for large amounts
  • Wise is much better for special currencies

So, in general, Wise is better.

If you want the best fees in every case, you will have to use both cards:

  • Revolut for small transfers in standard currencies
  • Wise for exotic currency transfers
  • Wise for big transfers
  • Wise during the weekends

If you enter several of these categories, you will need both a Revolut and a Wise. It will be the most optimal combination to reduce the fees.

So, both solutions have their advantages and disadvantages. You need to know the fees to minimize them.

Reputation – Revolut vs Wise

Winner: Wise

We can also compare the reputation of these two services.

There has been some recent controversy about Revolut. If you follow financial news, you probably have heard some of them.

Since its creation, Revolut has had many issues with its employees. Or rather, employees had many problems with Revolut! Indeed, they have a significant turnover. And several prior employees have reported a lot of unpaid work and extreme work conditions.

Of course, these are only rumors. Revolut never confirmed them. I do not know the truth behind these allegations. But this does not help Revolut’s reputation. Indeed, there is generally some truth behind such claims.

In early 2019, the news reported that thousands of suspicious transactions were allowed through the Revolut system. They showed that Revolut switched off their screening system. We do not know why Revolut did not activate the system. After the news, Revolut reactivated the system. But this is worrisome.

Shortly after this event, the Chief Financial Officer (CFO) of Revolut stepped down, increasing the controversy and conjectures around Revolut. He said he stepped down because Revolut was becoming too big too fast and could not handle all these changes.

There are also rumors of another kind about Revolut. Many people believe that they have strong ties to the Kremlin. But I have never read any facts about this. It is generally only based on the fact that the founder is Russian. I would not worry too much about that.

Also, I have heard about many people having issues with their accounts and losing some money, even in Switzerland. Now, I do not know if these people did everything right. But this is still worrying.

On the other hand, there has not been much controversy about Wise. Overall, Wise has a much better reputation than Revolut.

I am not worried enough about all this information to stop using Revolut. Many companies go through something like this when they grow up. Moreover, some of the news have debatable sources. However, this is still something I would worry about if I were to transfer a lot of money through Revolut.

I currently would not trust Revolut with more than a few thousand dollars.

User Reviews – Wise vs Revolut

Draw

Finally, we can also look at actual user reviews for both companies. I use Trustpilot as a reference (in January 2020). Trustpilot is generally the place that has the most high-quality reviews for such services.

Wise gets a score of 4.6 out of 5 on Trustpilot. It is an excellent score! 86% of people are reviewing Wise as Excellent and 8% as Great. On the other hand, 2% think it is average, 1% think it is poor, and 3% think it is bad!

If we look at the bad reviews for Wise, we can see recurring themes:

  • Bad experience with customer support
  • Transfers took longer than expected
  • Accounts were disabled for apparently no reason

Then, Revolut also gets a score of 4.6 out of 5 on Trustpilot. Once again, this is an excellent score. 79% of people say it is excellent, and 12% say it is great. On the contrary, 2% say it is average, 1% say it is poor, while 6% say it is bad.

Looking at the negative reviews for Revolut, we can also see some recurring themes:

  • Bad experience with customer service
  • Accounts have been disabled for apparently no reason
  • Extra fee on some transfers

Given that they have the same score, Revolut and Wise have the same good ratings by users! We can see the same recurring themes in negative reviews for both companies. But they have many great views, and their scores are excellent. Reviews are much better than I thought. It is because negative feedback is often louder than positive ones.

Wise vs Revolut Summary

Winner: Wise

To finish this comparison, here is a summary of the primary comparison points between the two services.

 
 
4.5
3.0
Free
Free
  • Good reputation
  • Support many currencies
  • Good fees
  • Excellent transfer speed
  • Great fees
  • Great to pay abroad
  • High limits
  • No free transfers
  • Poor mobile application
  • Few withdrawals
  • Expensive during the weekend
  • Bad reputation
  • Few withdrawals
  • Poor customer service
  • Not transparent with their exchange rates
4.5
Free
  • Good reputation
  • Support many currencies
  • Good fees
  • Excellent transfer speed
  • No free transfers
  • Poor mobile application
  • Few withdrawals
3.0
Free
  • Great fees
  • Great to pay abroad
  • High limits
  • Expensive during the weekend
  • Bad reputation
  • Few withdrawals
  • Poor customer service
  • Not transparent with their exchange rates

Overall, we can see that both services have excellent things to offer.

Wise has more advantages than Revolut. From a pure money point of view, Revolut is superior. But, since their increase in fees, they are only advantageous when transferring low amounts of money.

Here are the main differences between Revolut and Wise :

  • Both have similar fees in the best case
  • Revolut is only cheap for the first 1000 GBP per month
  • Revolut is more expensive during the weekend
  • Wise supports more currencies
  • Wise is available in more countries than Revolut
  • Wise is profitable. Revolut is not
  • Revolut has more features on mobile
  • Wise has a much better reputation

Alternatives

Revolut is not the only digital banking services available. In fact, there has been many new digital bank accounts these last few years.

Revolut and Wise vs Neon

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For instance, Neon is a Swiss digital bank account with many advantages like Revolut and Wise. For instance, you can pay abroad for free without limits (other than your balance). You can also send money in foreign currencies at a fair rate. However, international transfers are more expensive with Neon than with Revolut and Wise.

On the other hand, you will not be able to store multiple currencies in your Neon account, only CHF.

With Neon, your money will be insured for up to 100’00 CHF. And you also have the advantage of storing your money in a reputable Swiss bank.

So, if you only need to pay abroad and in foreign currencies for free, Neon is probably a better fit than Revolut and Wise. But if you need multiple currencies and international transfers, Wise or Revolut are probably good for you.

You can read more in my Neon Review.

FAQ

Is Revolut cheaper than Wise?

Often, yes!

Wise is never free since you pay a fee of at least 0.3% of your transaction. Revolut has a 0.40% surcharge on average on the interbank exchange rate. Revolut is more expensive than Wise during the weekend and for some currency pairs. So, you need to compare each currency pair.

Is Revolut better than Wise?

It depends on the situation. Overall, Wise has a much better reputation and lower fees for larger transfers. And on small transfers, Wise is only marginally more expensive than Revolut.

Conclusion

When comparing Wise vs Revolut, I much prefer Wise over Revolut. The main reason is more about reputation and the company itself. The fact that it is profitable could mean that it will last longer than Revolut. But Revolut could come around!

Moreover, since Revolut increased its fees in June 2020, you can only convert small monthly amounts (maximum of 1000 GBP) per month. And transactions during the weekend have become expensive. On top of that, they have dropped the interbank exchange rate in 2023, in favor of the not-transparent Revolut Exchange Rate. For me, this is a big disadvantage.

Whether you use Wise or Revolut, such a travel card could be an essential part of your credit card strategy. Indeed, saving on currency exchange fees is the single thing that will save you the most money on your card fees!

If you are in Switzerland, a great alternative is to use the Swiss bank Neon. They have fewer features, but they also offer free purchases abroad with their Mastercard. And most people would prefer to have a local bank for the extra security of regulations.

However, nothing prevents you from using two different cards. As I pointed out earlier, you will need both cards to minimize the fees to a maximum. For instance, you could use Revolut for most currencies and Wise for exotic currencies.

I would advise being careful before depositing too much money in any of these two services in both cases. I believe you should primarily use them for currency exchanges.

And do not forget: do not use either Wise or Revolut for your default currency! Indeed, you need to use your local payment card for that. That way, you will accumulate some cashback. These two services are only good for money transfers involving two different currencies.

What about you? Do you prefer Wise or Revolut?

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Baptiste Wicht started thepoorswiss.com in 2017. He realized that he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. This blog is relating his story and findings. In 2019, he is saving more than 50% of his income. He made it a goal to reach Financial Independence. You can send Mr. The Poor Swiss a message here.

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93 thoughts on “Wise vs Revolut: Which Is Best in 2024?”

  1. Good morning,

    Thanks for this very helpful overview. I was wondering whether you have compared SEPA payments to TW/Revolut? SEPA payments are free of charge within EU (with no limit), but since they can only be done in EUR I assume the bank will charge a conversion fee. For example, if I make a SEPA payment, I suppose my Swiss bank will charge a fee on top of the interbank rate to convert CHF to EUR prior to wiring off the amount. Additionally, if the default currency of the receiving bank is not EUR (e.g. UK, Sweden, Denmark etc), I guess they also would impose a fee to convert the receiving EUR into the local currency.

    It would be interesting to know whether the free SEPA payments come at a higher price tag than TW/Revolut because of higher conversion rates/fees.

    Also, do I understand correctly that the 1250 CHF limit with Revolut is not valid if you have the premium plan?

    Thanks!

    /William

    1. Hi William,

      You are right, a EUR transfer from your Swiss bank to another bank in the EU is not free. You will likely pay one fee from your bank and maybe a second from the receiving bank depending on the currency.
      These payments will very likely be cheaper with TW and Revolut. You could send CHF to your TW or Revolut account, convert it and then send EUR to any other bank (or GBP directly to UK for instance).
      These two banks are not only good for travel, but they are also good for transferring and receiving money.

      Yes, you understand correctly, the 1250 CHF is only for the free account, it is waived with premium.

      Thanks for stopping by!

  2. I’m a U.S. based customer of both companies, with monthly transfers to a couple European countries. Both companies offer what I need. The saying “You get what you pay for” is true in my experience. I use Revolut quite often for small amounts and it works good and fast. I also like their app better. However, their customer service is a joke compared to TW. TW might have higher fees for my usual usage, but I trust them more, so when I do large transfers I definitely opt for TW.

    1. Hi Daniel,

      Thanks a lot for sharing your experience, this is very helpful!
      I completely agree with you that for large transactions I would not trust Revolut. TW is much better there.
      Revolut shines for small amounts with zero fees. But for the rest and for a business, I would not transfer amounts with them.

      Thanks for stopping by!

  3. I’m about to move off of revolut and try transfer wise especially as the fees have gone up.
    I’ve had a couple of really bad experiences with revolut. I got paid a large amount into revolut, but the money never arrived apparently. Took over 1 week to arrive and I had to get the company prove today sent it through their bank. Revolut insisted thay could not see it but once I finally got the transfer proof it magically appeared minutes later. I don’t trust them.

    Took a friend over two weeks to get money, granted the money was sent to an acct with a typo, but revolut are terrible to help with these issues, and will not budge and help you.

    They keep asking me to prove my to source of funds as well. My other banks do not require this?

    I’ve also wondered how you will get support if you have your phone and card stolen. Because support is only through be the app

    1. Hi David,

      I am sorry for your experience with Revolut. I have heard many such stories about them. And I do not trust them either. I think they are fine for a small amount of money. But I would not receive a large amount of money with them.

      The problem with your phone is the same as many mobile services. This is indeed a big issue with mobile services.

      Thanks for stopping by!

    1. Hi Diego,

      Yes, I am aware of that :)
      I will update the Revolut articles in the coming days with the fees. It really makes it less interesting. And when we add all the bad press these days, I am a bit disappointed in Revolut.

      Thanks for stopping by!

  4. Hi,
    I used to use currency fair. The exchange rate was pretty good, about 0.2 to 0.4% loss compared to Interbank rate, but now I prefer to use Revolut because it provides interbank exchange rate. Another option would be Interactive Brokers, they also provide Interbank exchange rate, but sending money there is a bit more complicated since you do not have your own IBAN (similar to currency fair). Revolut provides you a unique IBAN.
    When I opened my Revolut account and I sent the first transfer, in AED, they asked me for salary slips and bank statement maybe because I transferred a big amount. I found this practice ok for anti laundering reasons, which also my regular bank did the first time I sent a big amount home.
    P.S.: you can send money to Revolut account in other currencies rather than EUR, GBP and CHF. As mentioned, I have used AED.

    1. Hi Pablo,

      As you said, Interactive Brokers is a bit more complicated, but not that much if you have CHF. Revolut does not provide you a CHF unique IBAN either. So, for CHF, both IB and Revolut are the same levels of simplicity. I just trust IB a bit more for a large amount.
      But for small amounts, Revolut is perfectly fine.

      Yes, I agree that asking some questions is perfectly fine. They have to protect themselves and not help money laundering. And hopefully, they are serious about this.
      If they are reasonable in the documents they are asking, this is good protection.

      Thanks for stopping by!

  5. I can speak from experience, Revolut has a really good customer experience. Very fast.

  6. Theres another card that you should consider using when spending in Euros – the Amex international currency card.

    https://www.americanexpress.com/icc/cards/the-green-international-currency-card.html?intlink=icc-en-cards-personal-green-16072019

    There is an annual fee of €100. However, you get 1 Amex point per Euro spent. Amex points have a value of roughly 1 cent. If you spend €10,000 plus year in Euros it is likely to be better than Revolut.

    Of course, you would probably want to keep the Revolut for any Euro spend that doesn’t accept Amex…
    … and of course to pay off your credit card bill (which will be in Euros).

    I also think its worth mentioning curve, for those who have access to EU or GB credit cards. You can link your EU card to curve for spending with no FX fees in CHF, and your GB card for no FX spending in EU or CHF.

    https://www.curve.app/en-gb/.

    1. Hi Joe,

      The Amex international card looks interesting. I did not know it. But you have to spend a lot in Euros to make it worthwhile. And as you said, you still need Revolut to pay it off. I am not sure it is worth the complication.

      I have heard several times about Curve but I never looked into it. It looks more interesting than I thought. There are many features that I did not know. I will have to do more research.

      Thanks for sharing!

  7. I’ve been reading the comments above. I’ve done three stints working freelance in Zurich and my currency trades are usually CHF->GBP and for what it’s worth here are my experiences:

    1) In the mid noughties I first used UBS to convert my CHF and send it to my UK account as GBP and the exchange rate they gave was appalling but I’m sure it made UBS very happy. Then I discovered xe.com where you do a currency trade and then wire the money to xe.com.

    2) About 7 years ago I discovered currency fair and the rate that they offer for CHF/GBP trades was a lot more attractive than xe.com.

    Money laundering regulations require all the companies mentioned above to confirm your identity/address via passport & utility bills. One of the comments above was complaining about this requirement but I think it is a good thing.

    Anyway, I’ve done a quick test and Transferwise seem to be better than CurrencyFair but I will have to try again during the week when the markets are open.

    I will have a need for this service as there will come a time when I will sell my CHF and buy GBP but that time is not now thanks to BREXIT. The US markets are far too frothy for my liking as well and I don’t want to take on any more market exposure so for the time being my CHF funds are with UBS. May be I should investigate Swiss “safe” funds?

    1. In an ideal world for currency transfer I want the interbank rate plus a fixed fee but xe.com and currencyfair both take a percentage based fee.

      When travelling I use a Santander Zero credit card (GBP) to withdraw cash as the exchange rate that they give is very close to the interbank rate. I top the card up with cash to avoid interest payments on cash withdrawals.

    2. Hi Lakshman,

      Thanks for sharing your experience.
      I knew about currency fair but I did not know about xe.com.

      I also think it’s fair to get information and utility bills information. Even some brokers are starting to do that.

      Swiss funds are not really safer. But it’s true that they are less volatile than the U.S. stocks market for instance. The SPI is a good index to follow for Swiss performance.
      But it will not be entirely safe (nothing is).

      Thanks!

  8. How do you top up Revolut? I’ve been looking to make an account with either Revolut or Transferwise for traveling (would need a card). I read on another blog that you could use your swiss credit card to top up Revolut, get the money on revolut and also profit from cashback. On the other hand I read that some people have had to pay a substantial amount of fees for that. What has been your experience?

    For the record, all my cards are part of Cembra Money bank (Cumulus and TCS gold)

    1. Hi outby40

      I am topping it my Migros Cumulus Mastercard. You can top it for free with this technique and it is instant :)
      It seems that the rule is a bit weird. I do not know exactly which credit cards can do that. But normally, you should see it in the app. If you register your credit card to the app, you should be able to see if there will be fees or not.
      So, you should be fine as well with your credit card. But it does not hurt to do a small test with a low amount.

      Thanks for stopping by!

  9. Even for big transfers Revolut is still better. You could buy Premium for 7 euros to avoid the £5,000 monthly limit, transfer what you want then cancel the membership. Even with the 10,000CHF example it’d be 33CHF for TW vs 7 euros for Revolut

    1. Hi Mike,

      That’s a very good idea! I never thought of that. With that, you are right that Revolut is almost always cheaper than Transferwise!
      Thanks for sharing!

      Thanks for stopping by!

Comments are closed.