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Retirement

It is never too early to learn about retirement, even if you just started working. Indeed, it is very important to learn how retirement and early retirement work. We will all retire eventually, so learning about it makes sense.

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Best retirement accounts Financial Independence and Retire Early (FIRE) Financial Independence and Retire Early (FIRE) Retire in Switzerland

Recent Content

Can flexibility help your early retirement?

Can you withdraw more money from your portfolio if you have flexibility with your expenses in retirement? We find out with many simulations.

Kaspar& 3a Review 2026 – Pros & Cons

Kaspar& 3a is a relatively recent third pillar with some interesting features. We check how it fares in practice in this review.

3a buybacks are now possible: All you need to know

Missed a year? Learn about the new 3a Buyback rules. Discover who is eligible to make retroactive contributions and save taxes on past years.

VZ 3a Review 2026 – Pros & Cons

VZ 3a Review. We analyze the VZ VermögensZentrum 3rd Pillar. Is their active management worth the higher fees compared to VIAC or Finpension?

Should you use a dynamic withdrawal rate?

Flexible spending. Learn how using a Dynamic Withdrawal Rate (like the CAPE method) can increase your safe withdrawal rate and reduce failure risk.

Trinity Study with world stocks in 2026

Global FIRE? We test the Trinity Study (4% Rule) using World Stocks data instead of US stocks to see if safe withdrawal rates hold up globally.

6 keys to avoid the pitfalls of financial independence

The dark side of FIRE. We discuss the potential pitfalls of pursuing Financial Independence, from burnout to social isolation, and how to avoid them.

Early retirement and social security

How can we factor social security into early retirement scenarios? Social security may be interesting, but it needs to be well planned.

Save taxes with staggered withdrawals in 2026

Save massive taxes. Learn how to stagger your Second and Third Pillar withdrawals over several years to significantly reduce your capital tax bill.

Frankly Vested Benefits Review 2026: Pros & Cons

Frankly Vested Benefits is a new vested benefits account, by Frankly. We review its advantages and disadvantages in depth.

Can you retire early with Swiss Stocks and Bonds?

Can we retire early with only Swiss stocks and bonds? We find out with Trinity Study simulations with historical Swiss stocks and bonds data.

Yuh 3a Review 2026 – Pros & Cons

Yuh 3a. Read our review of the Yuh 3a pillar. We analyze the 0.50% fee, the investment strategy, and how it compares to VIAC and Finpension.