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6 keys to avoid the pitfalls of financial independence

The dark side of FIRE. We discuss the potential pitfalls of pursuing Financial Independence, from burnout to social isolation, and how to avoid them.

November 2023 – A rainy month

November 2023 was quite average but with a lot of rain. Not much change but financially it was a good month.

Early retirement and social security

How can we factor social security into early retirement scenarios? Social security may be interesting, but it needs to be well planned.

Alternative Bank Switzerland Review 2026: Pros & Cons

Banking with values. Read our review of the Alternative Bank Switzerland (ABS). We analyze their social mission, fees, and if they are right for you.

Save taxes with staggered withdrawals in 2026

Save massive taxes. Learn how to stagger your Second and Third Pillar withdrawals over several years to significantly reduce your capital tax bill.

October 2023 – New heat pump boiler

In October 2023, we spent more reasonably than during previous months. Here is all that happened to us during this month.

Frankly Vested Benefits Review 2026: Pros & Cons

Frankly Vested Benefits is a new vested benefits account, by Frankly. We review its advantages and disadvantages in depth.

Can you retire early with Swiss Stocks and Bonds?

Can we retire early with only Swiss stocks and bonds? We find out with Trinity Study simulations with historical Swiss stocks and bonds data.

Sixth year of blogging – Summary

The blog is now six years old. Read about everything that happened during this sixth year of blogging.

Building Insurance in Switzerland

Protect your home. Learn about mandatory Building Insurance in Switzerland, what it covers, and where you need private insurance.

September 2023 – Finally colder but more expensive

September 2023 was finally a colder month (a great thing!). We spent too much on food and "only" saved 29% of our income as a result.

Yuh 3a Review 2026 – Pros & Cons

Yuh 3a. Read our review of the Yuh 3a pillar. We analyze the 0.50% fee, the investment strategy, and how it compares to VIAC and Finpension.