June 2021 – A warm and quiet month


June 2021 is already over. It went very fast! After the crappy weather of May, we finally got some better weather, although it was crazy hot. And then we went back to the crappy weather. But overall, it was a good month. We even had a nice short vacation in Thun.

Financially, it was an okay month, despite large expenses due to the vacations, the blog, and some shopping for the house. Overall, we still managed to save 53% of our income this month.

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May 2021 – The house strikes back!


Overall, May 2021 was a good month, despite the crappy weather. We had some opportunities to see our friends and family again, and we feel like life is slightly going back to normal.

But from a financial point of view, it was not a great month! We had to pay a large bill for the house. So despite a good income this smooth, we did not save any money this month, and our net worth fell for the first time in a long time.

So, let’s see what happened in detail!

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April 2021 – A quiet month


April 2021 was a fairly standard month for us. We had a few events with my family and friends, which was great. But less than last month so, we were able to enjoy some quiet time.

And with the nicer days, we could be outside a little more, even though not as much as we would have liked.

It was a good month with high income and extremely low expenses from a financial point of view. So, we managed to save 77% of our income during the month.

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March 2021 – Splurging the bonus


March 2021 was not a very special month. We could see some friends and family, which is always good. But of course, everything has to be done in small groups, so we do more invitations than usual.

But there was no significant event during this month. It was a good month, though.

Financially, March is always the month I receive my bonus. So this adds a lot to the income. And it is generally the best month of the year in terms of savings rate. This month, we managed to save 78% of our income.

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February 2021 – More and more taxes


Overall, February 2021 was not very eventful. We had some dinners with friends in small groups. Other than that, we did some walks around the wife and me. But nothing special.

Financially, we had to pay some extra taxes related to the withdrawal of our pension money for the house. And we had a few extra other large expenses this month.

In this article, you will find all that happened to us and our money in February 2021.

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January 2021 – Starting the new year in force


We are finally done with 2020! However, 2021 did not change much so far. We are still full in COVID-madness. However, one thing changed significantly. We are now living in our new house. And this changes things a lot for us! For the better!

We have settled very well into our new house. And it is much better to have nothing to do in a great house than in a small apartment.

Financially, it was also a good month! We had to buy a few more things for the house. And we blew our groceries budget with some invitations. But, we had no large expenses and managed to save more than 60% of our income!

In this article, you will find all that happened to us and our money in January 2021.

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December 2020 – Moving to the new house


December 2020 and 2020 is now behind us! And what a weird year it was. But I will reflect on this year later. Now, we can reflect on December 2020! I hope you all had a good time despite the weirdness that is going on.

In December 2020, we finally moved to our new house! This was definitely the main event of the month. And to be honest, it dwarfs the financial aspects of the month.

Our move was quite successful. We managed to get most of the moving, mounting, and unpacking in three days. We still had smaller things to do after that, but it was an efficient move.

On the money side, it was an expensive month, like every December. However, our income was good and our ordinary expenses this month were very low. So, we still ended up saving 45% of our income in December 2020!

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November 2020 – An uneventful yet expensive month


November 2020 is over, and it was another of these 2020 months. Nothing much happened during this month because we could not see many people and several things were canceled.

At least, we are both healthy. And this was the last month before we move to the new house. We are really looking forward to that. This will keep us occupied! And this will keep our mind off this boring virus.

We still had to buy quite a few things this month for the new house. But we now have everything we need except for the summer things. We spent much more than I anticipated.

So, let’s see what happened to us in November 2020 and the state of our finances.

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October 2020 – More COVID and quarantine


October 2020 was a weird month. The month started well with a return to almost normal in Switzerland. And we had found a new tenant for our apartment. But then, with the cold weather came a new big wave of COVID cases in Switzerland.

With this second wave, one of my family members found out he was infected a few days after we saw him. So, we had to do a 10-day quarantine again, and we actually were both infected as well. And we missed a few important social events that were planned. And the next tenant decided not to go further, so we had to start looking again.

So, it was not a great month overall.

Let’s find in detail what happened to us in October 2020.

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September 2020 – More furniture!


It is time for my update for September 2020. It was a quiet month for us. But it was not quiet for our finances.

We continued to shop for furniture for the new house. We once again spent a lot of money on that category this month. And we also several smaller expenses that added up to our budget.

We still managed to save money this month. But we did not save nearly as much as we usually try to save.

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