August 2018 – Wedding and honeymoon

Posted on Categories FIRE, Goals, Monthly, Side Hustle, Spending3 Comments on August 2018 – Wedding and honeymoon

From a personal point of view, August 2018 was a great month. We had our wedding ceremony with friends and family. Also, we went on honeymoon in Egypt. We really had a great time. We rested, swam, snorkeled and had a lot of fun. This was an awesome honeymoon :)

However, from a finance point of view, August 2018 was not a very good month. We spent a lot for our wedding and I had to take days off without pay. This means a very small savings rate. Fortunately, there was some extra income from the wedding and from the army. This helped us not being in negative this month. But at least, there was some savings ;)

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July 2018 – Getting back up to speed

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After a disappointing June 2018 month, we managed to get back up to speed in July 2018. We had some strong savings this month. Nothing extraordinary, but pretty good still. We were able to increase our net worth significantly.

Since today is Swiss national day, Happy National Day to all my Swiss readers.

We went to OrlĂ©ans one week this month. I also spent one week in the army. It was my last five days to serve in the army! Other than that, nothing special happened. It was a good month overall. Let’s go into the details now :)

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June 2018 – Insurance month!

Posted on Categories Frugality, Monthly, Spending14 Comments on June 2018 – Insurance month!

Less things happened in June 2018 than the crazy previous month!

Although it’s a good month for savings, it’s not as good as I planned. This month is the first month I received my new salary :) But it was a very expensive month :( We had to pay many insurance fees. And several other relatively big expenses. But it’s still not too bad :)

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May 2018 – Wedding and 100K net worth milestone

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A lot of things happened in May 2018! The most important event of this month is of course that we got married! We had a nice and simple wedding with close family and friends.

And as you’ll see, I reached the 100K CHF milestone in my net worth!

Even considering the wedding expenses, this month has some good savings rate. This is mostly due to the extensive gifts we received. This month is the month with my largest income yet. We should have been able to turn it down. Let’s hope we can keep expenses to a low next month.

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April 2018 – Birthday and new savings record

Posted on Categories ETF, Frugality, Investment, Monthly, Spending11 Comments on April 2018 – Birthday and new savings record

After a record-breaking March 2018, April 2018 is even better :)

Although I had some significant expenses this month, the savings were great. This is partly thanks to the gifts I received this month for my 30 years birthday! I also managed to keep my expenses quite low. And my net worth made a very nice jump. Overall, a great month :)

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February 2018 Update – Vacation and wedding

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Edit: I changed the way I’m accounting for my life insurance, this gives me a savings rate of 4.2% now.

February is now done, it’s time for another monthly update!

I haven’t posted on this blog since the last update, I was in vacation in China for more than half the month. I hope to post more in March.

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January 2018 Update – Ph.D. and good savings

Posted on Categories Budget, Frugality, Goals, Monthly1 Comment on January 2018 Update – Ph.D. and good savings

Edit: I changed the way I’m accounting for my life insurance, this gives me a savings rate of 33.7% now.

It is time for another monthly update! After a good December 2017, the new year is up to great start in January with year another very good month :)

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November 2017 Update

Posted on Categories Budget, China, Monthly, Travel1 Comment on November 2017 Update

November 2017 is over, it is time for another monthly update. After a bad October 2017, I have seen some improvements.

November 2017 was not bad in terms of savings, but it was a bit lower than I was expecting. The savings rate for the month is 14.25%. It is not perfect, but still better than last month. My goal is to go to 25%, but probably will need a raise to go there (I’m still gonna try without the raise).

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