May 2020 – The revenge of the taxes!

Categories Monthly

May 2020 is over! One more month that we spent at home. Restrictions have started to get eased in Switzerland. But we still spent most of the time in our apartment.

We managed to spend very little money this month. However, we now have to pay the taxes for 2019! Given my significant increase in income last year, I did not pay enough taxes in 2019! So now, it is time for the taxes to take their revenge!

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April 2020 – A month at home

Categories Monthly

April 2020 is now over! That was one of the weirdest months of our life. We spent the entire month in our village, mostly at home. We only went out to buy groceries and help some of my relatives.

Fortunately, we have a large backyard, so we spent a lot of time outside. And Switzerland is not in full lockdown, so we still went out for walks. But we respected the two meters distance and almost did not talk to people. This is quite weird.

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March 2020 – COVID-19 comes to Europe

Categories Monthly

These are troubled times. In March 2020, the new coronavirus, COVID-19, made it to Europe. And now, European countries are trying to fight off the virus. Some are doing a good job, but most are not faring too well.

I hope all of you are healthy and safe in these weird times! Health is the most important thing these days.

Regardless of all this madness, it is time for another monthly update, a constant in this changing world!

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February 2020 – Quarantine and Quarter of a Million!

Categories Monthly

It is time for the second update of the year. February 2020 is already done.

Last month, we went to China amid the coronavirus outbreak. When we come back, my company put me on quarantine for two weeks. I had to work from home for about ten days.

Aside from this, it was a very uneventful month. From a financial point of view, it was not a bad month. We spent a bit too much on food. But I received my ESPP shares, which made a nice bump on our net worth. So overall, it was a good financial month. We managed to save 63% of our income this month.

We are still looking for a house. But we have not been very successful. I am starting to believe that it is not going to happen with the needs of both of us and our financial situation.

So, let’s see in detail what happened to us in February 2020.

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January 2020 – China, Dowry and Coronavirus

Categories Monthly

It is already time for the first monthly update of 2020!

And January 2020 was relatively quiet. We had a nice party for the new year. Finally, I have been to China in the last week of the month. And I will still be there a few days of February as well.

From a financial point of view, it is not a good month. But this was expected.

We went to China for about ten days. We went there with Mrs. The Poor Swiss to visit her family. And we celebrated the Chinese new year. Normally, this is the best time for us to visit since the family is all together.

However, given the current state of China because of the new virus, this was not the most exciting vacation we ever had. People were afraid of going out, and most things were closed. And some of the members of her family did not come in fear of the virus. And since most of the internet is completely blocked, there was not a lot I could do. But it would have been challenging to plan for this.

Let’s see in detail what happened to us in January 2020.

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December 2019 – Quiet month

Categories Monthly

I cannot believe that 2019 is already over! It flew by us! December 2019 was no exception. It went by really fast. And before I forget, Happy New Year to you all!

This article will be the last monthly update for 2019! December 2019 was a quiet month for us. As it is usual at this time of the year, we had many parties with friends and families. But nothing out of the ordinary happened this month (which is good!).

From a financial point of view, it was a good month. We had a few unexpected expenses, but nothing catastrophic. We managed to save 57% of our income this month.

Let’s see in detail what happened to use in December 2019.

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November 2019 – Flights to China

Categories Monthly

In November 2019, we did very few special things. It was a quiet month. But it was still a good month. And it was a great month for our finances.

I spent a few days in Berlin for work for a conference. It was a good conference. Since it was paid by my company, it did not make big differences in our budget.

We still spent more than 5000 CHF this month. But we managed to save more than 50% of our income anyway. So this is not a bad month!

So, let’s see what happened to us during the month of November 2019.

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October 2019 – Holidays

Categories Monthly

October 2019 started with our vacations in Barcelona. We spent six great days in this lovely city. It was a perfect trip!

Of course, with the vacation, our budget suffered a bit. But we still managed to save a substantial portion of our income. So, I am not going to complain, this time!

Even though we spent more than 5000 CHF this month, we still saved more than 50% of our income. I am getting happy about the state of our finances. And our goals are also going great!

So, let’s see everything that happened to us and our finances during this month.

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September 2019 – Holidays and Dentist bills

Categories Monthly

September 2019 was not a very special month for us. The only thing of mention was that I spent about ten days in the United States for work. Aside from this, it was a quiet and good month. We saw our friends and families several times. So it was a good month!

However, our finances were not quiet at all! We had to pay big dentist bills. I also started the gym again. It seems like it was the wrong time to do that. And we spent some money on vacation next month. It also seems like it was not the best time to do that.

We still managed to save a nice portion of our income. But since my salary is now higher, we should definitely have saved more than that!

So, let’s see everything that happened to us and our finances during this month.

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