April 2022 – A good month

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April 2022 was a good month. We had a few pleasant events with our friends and family. It was not very eventful, but we had time to work on a few late things, which is excellent since we have very little free time these days.

On the financial side, it was a great month with regular earnings and relatively low expenses. So, we managed to save a sizeable portion of our income again.

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March 2022 – Splurging the bonus

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March 2022 was a good month, with a few pleasant events and nice weather. There were no huge events this month. And especially, there were no significant issues, which is nice. There was a great balance between events and time at home.

Financially, March 2022 was an excellent month. I have received my bonus and had no taxes to pay. On the other hand, we splurged a little on the bonus, but we still saved a lot of money this month.

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February 2022 – A good month

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February was a better month than January. We did not have to deal with COVID again. And we managed to do a few things again with friends and family.

Overall, not much happened this month.

Financially, it was quite a good month. We had a good income and a few extra expenses, but nothing too expensive. So we managed to save a substantial portion of our income.

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How much we spent in 2021 – Full Expense Report

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I keep track of all my expenses. And monthly, I publish an update with my expenses on this blog. But once a year, I also do a complete analysis of my costs for the past year. It helps me put things in perspective. And it also gives me an idea of where my expenses are going for an entire year.

It is an essential part of the way I manage my money. I do not have a budget, but I track all our expenses. And seeing expenses summed for an entire year help us realize how much we spend in some categories.

So, let’s see the expenses of The Poor Swiss family for 2021. Compared to our previous years, this is now for a family of 3!

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January 2022 – A poor start of the year

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January 2022 did not start as well as we would have liked. We went back in quarantine after contact with somebody that turned out COVID positive, and Mrs. The Poor Swiss and Baby Poor Swiss had dome symptoms. But everybody is fine now!

We had to cancel plenty of things and refuse help when we would have needed it. This month was definitely not good for morale.

From a financial point of view, it was a great month with standard expenses and high income.

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2022 Goals and 2021 Goals Review

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At the end of each year, I review my goals and plan the following year. And to keep me accountable, I publish them on this blog and follow them month after month.

I will do a single article for the review and the new goals this year. I think it is more digestible that way.

So, in this article, I will review my 2021 goals and their progress, what went well, and what did not go well. And then, I am going to show and explain my 2022 goals.

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December 2021 – Usual end of year month

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2021 really flew by. I cannot believe it is already over! Overall, this was a weird year, with COVID and then the birth of my son. It did not look like any other year.

Nevertheless, December 2021 still felt a little like a usual end-of-year month. We had the (mostly) usual celebrations and the usual end-of-year bills.

Overall, it was a good month for us. So, let’s see the details of what happened in December 2021.

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November 2021 – Not so frugal

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I cannot believe it is already December. These last few months are flying by us very quickly. It is crazy how a child can change everything.

We are still slowly adapting to life with our son. He is growing nicely and changing very quickly. It was an interesting month to follow his growth.

Financially, we bought quite a few unusual things but did not go overboard either. So, we managed to save a sizeable portion of our income again.

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October 2021 – Tiring but rewarding

Updates, Updates, Updates, Updates, Updates, Updates, Updates, Updates, Updates, Updates

October is now over. It is time for another monthly update. This month has been very different from the months we were used to. We have to adapt to life with our baby. And every day is different.

We are still not sleeping well and have very little free time at this point. So, we are in survival mode, and we only do the things we deem necessary.

Fortunately, the baby grows well. The only issue is that he still has strong problems with digestion during the nights.

Financially, it has been a good month with reasonable expenses and a good income. So, let’s see in detail what happened.

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September 2021 – Some big news

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September 2021 was very eventful for my family and me. Usually, there is not much new in my updates, but this update is packed with two big news! Keep reading if you want to know!

Financially, this was a good month, without anything out of the ordinary. We had a good income and also low expenses, despite some unexpected expenses. So, we managed to save a sizeable portion of our income.

In this article, we will see everything that happened to us and our finances in September 2021.

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