September 2021 was very eventful for my family and me. Usually, there is not much new in my updates, but this update is packed with two big news! Keep reading if you want to know!
Financially, this was a good month, without anything out of the ordinary. We had a good income and also low expenses, despite some unexpected expenses. So, we managed to save a sizeable portion of our income.
In this article, we will see everything that happened to us and our finances in September 2021.
Continue reading “September 2021 – Some big news”
August 2021 was a good and simple month for us. We had many events during the weekend with our friends and families. This month was the perfect mix of events and time at home.
Financially, it was also a great month with good income and record low expenses (not counting taxes). So, we managed to save more than half of our income. This puts us back on track to save more than half of our income during the entire year.
Continue reading “August 2021 – A good simple month”
Overall, July 2021 was a good month for us. We could see many friends and family members that we had not seen in a long time. The weather was not great, with many floods in Switzerland, but the weather did not impact us too much.
Financially, it was an awful month because of the taxes due from next year. Because of that, we were not able to save any money during the month. But we already knew it was going to happen. So, this is not too bad in the end.
Continue reading “July 2021 – New schedule for the blog”
June 2021 is already over. It went very fast! After the crappy weather of May, we finally got some better weather, although it was crazy hot. And then we went back to the crappy weather. But overall, it was a good month. We even had a nice short vacation in Thun.
Financially, it was an okay month, despite large expenses due to the vacations, the blog, and some shopping for the house. Overall, we still managed to save 53% of our income this month.
Continue reading “June 2021 – A warm and quiet month”
Overall, May 2021 was a good month, despite the crappy weather. We had some opportunities to see our friends and family again, and we feel like life is slightly going back to normal.
But from a financial point of view, it was not a great month! We had to pay a large bill for the house. So despite a good income this smooth, we did not save any money this month, and our net worth fell for the first time in a long time.
So, let’s see what happened in detail!
Continue reading “May 2021 – The house strikes back!”
April 2021 was a fairly standard month for us. We had a few events with my family and friends, which was great. But less than last month so, we were able to enjoy some quiet time.
And with the nicer days, we could be outside a little more, even though not as much as we would have liked.
It was a good month with high income and extremely low expenses from a financial point of view. So, we managed to save 77% of our income during the month.
Continue reading “April 2021 – A quiet month”
March 2021 was not a very special month. We could see some friends and family, which is always good. But of course, everything has to be done in small groups, so we do more invitations than usual.
But there was no significant event during this month. It was a good month, though.
Financially, March is always the month I receive my bonus. So this adds a lot to the income. And it is generally the best month of the year in terms of savings rate. This month, we managed to save 78% of our income.
Continue reading “March 2021 – Splurging the bonus”
Overall, February 2021 was not very eventful. We had some dinners with friends in small groups. Other than that, we did some walks around the wife and me. But nothing special.
Financially, we had to pay some extra taxes related to the withdrawal of our pension money for the house. And we had a few extra other large expenses this month.
In this article, you will find all that happened to us and our money in February 2021.
Continue reading “February 2021 – More and more taxes”
We are finally done with 2020! However, 2021 did not change much so far. We are still full in COVID-madness. However, one thing changed significantly. We are now living in our new house. And this changes things a lot for us! For the better!
We have settled very well into our new house. And it is much better to have nothing to do in a great house than in a small apartment.
Financially, it was also a good month! We had to buy a few more things for the house. And we blew our groceries budget with some invitations. But, we had no large expenses and managed to save more than 60% of our income!
In this article, you will find all that happened to us and our money in January 2021.
Continue reading “January 2021 – Starting the new year in force”
December 2020 and 2020 is now behind us! And what a weird year it was. But I will reflect on this year later. Now, we can reflect on December 2020! I hope you all had a good time despite the weirdness that is going on.
In December 2020, we finally moved to our new house! This was definitely the main event of the month. And to be honest, it dwarfs the financial aspects of the month.
Our move was quite successful. We managed to get most of the moving, mounting, and unpacking in three days. We still had smaller things to do after that, but it was an efficient move.
On the money side, it was an expensive month, like every December. However, our income was good and our ordinary expenses this month were very low. So, we still ended up saving 45% of our income in December 2020!
Continue reading “December 2020 – Moving to the new house”