It is time for my monthly update for August 2020 already! Quite a few things happened in this month. We went for a short vacation in Davos. And we started buying some furniture for the house.
On top of that, we had many smaller expenses that quickly piled up. So, this month ended up very expensive.
While it was an expensive month, it was still a good month. We had several parties with friends, and the vacation was really good.
Continue reading “August 2020 – Vacations and Furnitures”
We have now crossed into the second part of 2020. July 2020 went fast very quickly on our side. Life in Switzerland is starting to get back to normal for most things.
The most significant event that happened to us this month is that we signed the contract for buying a house! We finally found a house that we liked, and we were able to get it! We are delighted with that.
Continue reading “July 2020 – We are buying a house!”
It is time for another monthly update! June 2020 flew by us! Like last month, we had to pay a ton of taxes. I did not pay enough taxes last year, so this year is very high.
Fortunately, we had less to pay this month than in May. So, we still managed to save a little amount of money. It is better than last month, where our savings rate was zero.
Continue reading “June 2020 – Another month deep in taxes!”
May 2020 is over! One more month that we spent at home. Restrictions have started to get eased in Switzerland. But we still spent most of the time in our apartment.
We managed to spend very little money this month. However, we now have to pay the taxes for 2019! Given my significant increase in income last year, I did not pay enough taxes in 2019! So now, it is time for the taxes to take their revenge!
Continue reading “May 2020 – The revenge of the taxes!”
April 2020 is now over! That was one of the weirdest months of our life. We spent the entire month in our village, mostly at home. We only went out to buy groceries and help some of my relatives.
Fortunately, we have a large backyard, so we spent a lot of time outside. And Switzerland is not in full lockdown, so we still went out for walks. But we respected the two meters distance and almost did not talk to people. This is quite weird.
Continue reading “April 2020 – A month at home”
These are troubled times. In March 2020, the new coronavirus, COVID-19, made it to Europe. And now, European countries are trying to fight off the virus. Some are doing a good job, but most are not faring too well.
I hope all of you are healthy and safe in these weird times! Health is the most important thing these days.
Regardless of all this madness, it is time for another monthly update, a constant in this changing world!
Continue reading “March 2020 – COVID-19 comes to Europe”
It is time for the second update of the year. February 2020 is already done.
Last month, we went to China amid the coronavirus outbreak. When we come back, my company put me on quarantine for two weeks. I had to work from home for about ten days.
Aside from this, it was a very uneventful month. From a financial point of view, it was not a bad month. We spent a bit too much on food. But I received my ESPP shares, which made a nice bump on our net worth. So overall, it was a good financial month. We managed to save 63% of our income this month.
We are still looking for a house. But we have not been very successful. I am starting to believe that it is not going to happen with the needs of both of us and our financial situation.
So, let’s see in detail what happened to us in February 2020.
Continue reading “February 2020 – Quarantine and Quarter of a Million!”
It is already time for the first monthly update of 2020!
And January 2020 was relatively quiet. We had a nice party for the new year. Finally, I have been to China in the last week of the month. And I will still be there a few days of February as well.
From a financial point of view, it is not a good month. But this was expected.
We went to China for about ten days. We went there with Mrs. The Poor Swiss to visit her family. And we celebrated the Chinese new year. Normally, this is the best time for us to visit since the family is all together.
However, given the current state of China because of the new virus, this was not the most exciting vacation we ever had. People were afraid of going out, and most things were closed. And some of the members of her family did not come in fear of the virus. And since most of the internet is completely blocked, there was not a lot I could do. But it would have been challenging to plan for this.
Let’s see in detail what happened to us in January 2020.
Continue reading “January 2020 – China, Dowry and Coronavirus”
I cannot believe that 2019 is already over! It flew by us! December 2019 was no exception. It went by really fast. And before I forget, Happy New Year to you all!
This article will be the last monthly update for 2019! December 2019 was a quiet month for us. As it is usual at this time of the year, we had many parties with friends and families. But nothing out of the ordinary happened this month (which is good!).
From a financial point of view, it was a good month. We had a few unexpected expenses, but nothing catastrophic. We managed to save 57% of our income this month.
Let’s see in detail what happened to use in December 2019.
Continue reading “December 2019 – Quiet month”
In November 2019, we did very few special things. It was a quiet month. But it was still a good month. And it was a great month for our finances.
I spent a few days in Berlin for work for a conference. It was a good conference. Since it was paid by my company, it did not make big differences in our budget.
We still spent more than 5000 CHF this month. But we managed to save more than 50% of our income anyway. So this is not a bad month!
So, let’s see what happened to us during the month of November 2019.
Continue reading “November 2019 – Flights to China”