Category: Investing

Investing is an essential part to building wealth. If you invest your savings in stock market or in another form of investment, you will greatly increase the speed at which your net worth increases.

Below, you can find all the articles from this blog about investing. Find out about Cash, Bonds and Stocks. There are also many articles about index funds which is the instrument I am using to invest! Find out why index funds are the best way to invest right now. And also why Exchange Traded Funds (ETFs) are great investments.

Introduction to short selling: How to bet against a stock?

By Mr. The Poor SwissInvesting

Many of you have probably heard of the Gamestop saga. A lot of hedge funds were short selling Gamestop stocks. And some investors found out about that and decided to fight against the big hedge funds by massively buying into this stock.

But what is shorting a stock? When you are shorting a stock, you are betting against this stock. But why and how to do that?

Even though I am not a short seller, I think it is interesting to learn about this. And I know many of my readers are interested in some more advanced investing techniques. So, let’s delve into short selling!

Continue reading “Introduction to short selling: How to bet against a stock?”

The Three Axes of Personal Finance

By Mr. The Poor SwissEarn, Financial Independence, Investing

There are three main axes of personal finance: your expenses, your income, and investing. These axes are the ones on which you can work to improve your personal finance.

In the end, you want to improve your wealth or improve your state of living. Whether you want to retire early or afford an expensive vacation to Hawaii, you can work on these three axes.

In this article, we will see what you can do to improve your financial situation by using the three axes of personal finance.

Continue reading “The Three Axes of Personal Finance”

What is the best Swiss broker in 2021?

By Mr. The Poor SwissInvesting

When you want to invest in the stock market, you need a broker account. And many Swiss investors only feel comfortable having a broker from Switzerland, or at least a broker with an office in Switzerland.

So, we need to compare these Swiss brokers and see which one is the best to invest in the stock market for a Swiss investor.

In this article, I will compare five Swiss brokers with different scenarios and see which one is the best (the cheapest!).

Continue reading “What is the best Swiss broker in 2021?”

Should You Contribute to Your Second Pillar in 2021?

By Mr. The Poor SwissInvesting, Financial Independence, Retirement, Switzerland

In Switzerland, you can make a voluntary contribution to your second pillar. These contributions come with some tax advantages since you can deduct that from your income. Therefore, you have a return equal to your marginal tax rate. And this return is almost instant.

However, the money is then blocked into the second pillar. And the returns on that blocked money have been very low in recent years. Finally, you can only withdraw the money from your second pillar if you retire, buy a house, or start a company.

Many people ask whether they should contribute money to their second pillar or continue investing in stocks.

Continue reading “Should You Contribute to Your Second Pillar in 2021?”

What is the best third pillar in Switzerland for 2021?

By Mr. The Poor SwissInvesting, Retirement

In Switzerland, contributing to your third pillar is one of the best ways to save on taxes. I recommend everybody to contribute to their third pillar.

But contributing to your third pillar is not enough. You should invest the money in your third pillar. That means you have to pick the best third pillar for your money. Since there are many options, it may be difficult to choose the best third pillar for your needs.

So, this article is here to help you! We will see how to choose the best third pillar!

Continue reading “What is the best third pillar in Switzerland for 2021?”

VIAC Review 2021 – Excellent third pillar in Switzerland

By Mr. The Poor SwissInvesting, Retirement, Switzerland

There are many third pillar providers in Switzerland. Some of them are good, but most of them are too expensive. You do not want to waste your retirement bank on fees. Therefore, you need to choose the best third pillar provider.

In 2018, VIAC started on the market of third pillars. VIAC is the first mobile third pillar. And they are really interesting! VIAC has very low fees and lets you invest up to 97% exposure in stocks. It is significantly better than what I have found before in other third-pillar providers.

In this post, I am going to do an in-depth review of VIAC! Among other things, we will look at the investing strategies and the fees of this service.

Continue reading “VIAC Review 2021 – Excellent third pillar in Switzerland”

How to file your taxes with Swiss and foreign securities

By Mr. The Poor SwissInvesting

One question I get often is how to file taxes with stocks and dividends. And this especially gets popular when we add foreign stocks and foreign dividends into the mix.

Many people are afraid of investing because they think it will make it complicated to file your taxes. But in practice, it is not complicated to file your taxes even with a large ETF portfolio.

In this article, we will see how to file your taxes with Swiss Stocks and dividends, which is very simple. And with U.S. Stocks and dividends, which is slightly more complicated.

Continue reading “How to file your taxes with Swiss and foreign securities”

What makes U.S. ETFs so great?

By Mr. The Poor SwissInvesting

I mostly invest in U.S. ETFs, and I have recommended these ETFs many times on this blog. I consider U.S. ETFs to be the best available ETFs. I have talked a few times about what makes them great in various articles. But since I still get many questions, I will now go into all the details of these U.S. ETFs.

I will not talk about Exchanged Traded Funds (ETFs) that invest in the United States. I am going to talk specifically about ETFs from the United States. What matters here is the domicile of the ETF. This is more important than many people realize.

So, let’s see what makes these U.S. ETFs great.

Continue reading “What makes U.S. ETFs so great?”

Selma Finance Review 2021 – Pros & Cons

By Mr. The Poor SwissInvesting

Selma Finance is a Swiss Robo-Advisor with a different approach than other Robo-Advisors. Indeed, they offer you your own virtual personal assistant.

This assistant will guide you through investing. And through your chat with the assistant, the system will design a personalized portfolio. They are extremely interesting for beginner investors or investors not wanting to spend too much time learning the ins and outs of investing.

It sounds quite interesting. But how does it fare in practice?

Continue reading “Selma Finance Review 2021 – Pros & Cons”

Investart Review 2021 – Pros and Cons

By Mr. The Poor SwissInvesting

Investart is a new online Robo-advisor service that lets you invest in Exchange Traded Funds (ETFs) for free! And not only that! They actually let you invest with custom strategies. So, you could use it either as a Robo-advisor or as a broker for ETFs!

I only recently discovered this service. But it looks exciting. I even started investing some money myself. So, it is time I review Investart.

In this article, I will review Investart in-depth, with its advantages and disadvantages, and compare it against similar services!

Continue reading “Investart Review 2021 – Pros and Cons”