Interview of Richard Toolen – CEO of Investart

In Investing

Today, I have the privilege of interviewing Richard Toolen, the CEO of Investart. Investart is a new investing service in Switzerland.

I am very intrigued by this new service. They are offering free investment in Exchange Traded Funds (ETFs) in Switzerland. And they are offering both a custom portfolio and a managed portfolio. Moreover, they are offering more than 80 ETFs, all passive investing ETFs.

Is it too good to be true? What better way to find out than interviewing the CEO and founder of Investart, Richard Toolen. I asked him many questions, and I am sharing his answers with you.

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What is the Modern Portfolio Theory?

In Investing

The Modern Portfolio Theory (MPT) is popular in the investing world. Many people are designing investment portfolios based on this theory.

And some online services are also using the Modern Portfolio Theory to provide investment services. For instance, this is the case of the Yova Robo-Advisor that bases its portfolios on this theory.

So, it is about time to learn precisely what is the Modern Portfolio Theory and what it means to us, passive investors.

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The Simple Path to Wealth Book Review

In Investing, Financial Independence

I have recently ordered a few more non-fiction books, and I have just finished The Simple Path To Wealth. This book was on my reading list for a very long time.

The Simple Path To Wealth, by Jim L. Collins, is about investing simply to amass enough money to reach Financial Independence. The entire focus of the book is to keep investing as simple as possible. And it is something done quite well.

In this article, I share my review of The Simple Path To Wealth, what I liked, and what I did like.

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You should invest every month not every quarter

In Investing

I have recently read a recommendation to invest only once a quarter instead of more frequently. I think investing every quarter is bad advice and I want to explain why in this article.

As I have a lot of data on my hands, I figured the best way to provide it would be to run simulations. And so I did!

In this article, I will show you why you should invest every month and not less frequently than that.

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Free by 40 in Switzerland – Book Review

In Switzerland, Investing

I just finished reading Free by 40 in Switzerland, a book about financial independence, in Switzerland, by fellow blogger Mr. Mustachian Post, alias Marc Pittet. Mr. MP was kind enough to send me a version that I could review before the release date. So I can have this review ready now that the book is available!

Free by 40 in Switzerland will go over how to retire by the age of 40 in Switzerland. It covers how to reduce your expenses, increase your income, and invest your savings. And all this is directly tied to Switzerland.

It should not matter much, but I have to say that I have read the French version. But the English version should be similar, and both are available for sale now (the German version will arrive later).

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Interview of Beat Bühlmann – CEO of finpension

In Investing

Recently, I had the pleasure of interviewing Beat Bühlmann, the CEO of finpension. I hope you will like this interview as much as the other interviews I have made in the past on this blog.

finpension is the company behind the best vested benefits account in Switzerland: valuepension. And they recently launched their third pillar offer: finpension 3a. And finpension 3a looks amazing.

All these products are fully digital and are focusing on low costs and high investment in stocks. This is exactly what I recommend on this blog. So I quite like their offers!

Several of my readers asked that I interview the CEO of finpension to learn more from him. So, let’s hear what Beat Bühlmann, CEO of finpension, has to say!

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Broker Bankruptcy: What happens to your investments?

In Investing

When you plan on living on your investments, you need to consider the safety of these investments. Some of them will be in your retirement accounts. But the bulk of your investments will be in your broker account.

So, what happens if your broker goes bankrupt? Are we going to lose everything?

In this article, we will see in detail what happens to our securities if a broker goes bankrupt.

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Diversification is important – Free lunch in Investing

In Investing

Diversification is often called the only free lunch in investing. It is a great way to reduce the volatility of a portfolio and sometimes increase its returns. You want to avoid having all your eggs in one basket. So, instead, you are going to use many baskets.

The idea of diversification is mostly to invest in many companies and many countries. But there are other forms of diversification that we are going to see in this article. And we are also going to discuss the limits of diversification.

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Finpension 3a Review: Is it the new best third pillar?

In Investing, Switzerland

Finpension just started their third pillar offer: Finpension 3a. And it is extremely interesting.

Finpension is already behind valuepension, the best vested benefits (second pillar) account available in Switzerland. So, it is great that they now start to offer a third pillar account.

So, let’s review Finpension 3a in detail.

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Should you have a home bias in your portfolio in 2021?

In Investing

Many people use a home bias in their investing portfolio. These investors are allocating a large portion of their portfolio to domestic stocks. And this portion is not based on the size of their local stock market. But not every investor agrees on that strategy. And some people do not know what a home bias is.

So, in this article, I want to answer the question of whether investors should have a home bias in their portfolio. We are also going to look at existing research on the subject.

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