Zak is a free digital Swiss bank account from Bank Cler. It is the first fully digital bank account from Switzerland. It was launched in 2018.
Since it is a digital bank account, you can use Zak from anywhere with your smartphone.
The main feature of Zak is that it is free! For all your operations in Switzerland, you will not pay anything. Being free makes Zak very attractive.
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The third pillar of retirement of Switzerland is entirely optional. Your contributions will be locked until retirement. But you will get a significant tax cut from your contributions.
So, should you contribute to your third pillar every year? Before, it was obvious to me. I have always contributed as much as I could into my third pillar. But recently, several people have asked me if they should invest the maximum every year.
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We have not yet talked a lot about value investing on this blog. Since I have received many questions from you about this subject, I thought it would be a good time to cover value investing on this blog.
Value investing is a form of investing where investors evaluate the value of a company to find undervalued stocks in the stock market.
Continue reading “Value Investing: What is it? And should you do it?”
A big trend in investing this last decade has been impact investing! And you may have heard about sustainable investing, ESG Investing, and SRI investing as well. Are those all the same thing?
All these follow the same idea: Investing for a better future. But these investing philosophies are all slightly different. So, we are going to see what they are and how you can invest sustainably.
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When you are investing, you want to minimize your investing fees. It is something most people already realize. But what most people do not realize is how expensive fees can be in the long-term.
In this article, we are going to see precisely how much investing fees are hurting you! Not only will we see that they are more expensive than they seem. We will also see that investing fees have a significant impact on your retirement!
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Selma Finance is a Robo-Advisor in Switzerland. They offer a different approach than other Robo-Advisors in Switzerland. Indeed, you will have your own virtual personal assistant.
This assistant will guide you through investing. And through your chat with the assistant, the system will design a personalized portfolio.
Continue reading “Selma Finance Review – Great Swiss Robo-Advisor for 2020”
TransferWise and Revolut offer services that are quite similar. They are both offering cheap money transfers in many different currencies. How can you decide between both services?
I have both cards. But, I am mostly using my Revolut card. So, many of my readers asked me why I was mainly using my Revolut card, where I could have only used my TransferWise card. Today, I am going to answer the question: Which is better between TransferWise and Revolut?
Both companies will help you save money on foreign currency exchanges. However, they are still different in their fees and their offers. They both have some pros and cons. And that is precisely what we are going to go over in this post.
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Many of you have asked me about sustainable investing and how they should invest in Sustainable Instruments. Specifically, many have asked which Robo-Advisor they should use for sustainable investing.
The two main Robo-Advisors for sustainable investing in Switzerland are Selma Finance and Yova. So, today, we are going to compare Selma vs Yova for easy investment in sustainable companies.
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There are many good brokers available. So how do you choose between them? Today, we are comparing DEGIRO vs eToro, two brokers that are popular in Europe.
If you want to trade in the stock market, you will need a broker account. And you must choose your brokerage company well. You will likely keep the same one for a long time. And changing brokers is a significant pain.
Continue reading “DEGIRO vs eToro: Which Is Best For You in 2020?”
A few months ago, I read Deep Work, by Cal Newport. This book is excellent if you want to improve your efficiency.
This book is about the benefits of working deeply. If you practice deep work, you will be able to be much more efficient. It means you can achieve more things for you.
Continue reading “Deep Work – Book Review – More focus for success”