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Discover Swiss Financial Secrets That Maximize Your Money!

Learn easy ways to optimize your finances and save thousands in Switzerland with our exclusive e-book. Learn about the most cost-effective financial services tailored for savvy residents and expats!

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Your Marginal Tax Rate and all you need to know about it

Your marginal tax rate is an important metric that will help you know how much taxes you are going to pay for more income and more!

January 2021 – Starting the new year in force

In January 2021, we managed to save 62% of our income and enjoyed living in our new house! Find out all the details!

The Complete Guide to Asset Allocation

Stocks vs Bonds. Learn what asset allocation is, why it determines 90% of your investment returns, and how to choose the right mix for your goals.

Our 2021 Goals – We try to do better!

Discover the 2021 goals we set for ourselves! And find out how we want to achieve these goals! Improve our finances, health, ...

VIAC vs Finpension 3a – Which is the best third pillar for 2026?

The ultimate 3a battle. VIAC or Finpension? We compare the two best 3rd Pillar accounts in Switzerland to see which one has lower fees and better returns.

Interview of Richard Toolen – CEO of Investart

Investart is a great online service that offers free investing in ETFs, to know more I interview Investart CEO, Richard Toolen.

2020 Goals Review – How did we do?

We review each of our 2020 goals and see how well (or how badly) we did at each of them and plan the future of our goals!

Updated Trinity Study for 2026- More Withdrawal Rates!

Is the 4% rule dead? We updated the Trinity Study with recent market data to see if the safe withdrawal rate still holds for early retirees.

December 2020 – Moving to the new house

In December 2020, we finally moved to the new house! It is a great event for us. On top of that, we managed to save a large portion of our income.

What is the Modern Portfolio Theory?

Invest like a pro. Understand Modern Portfolio Theory (MPT), the math behind diversification, and how to build an efficient portfolio.

Depreciating assets will hurt your wealth

Stop buying liabilities. Learn the difference between appreciating and depreciating assets and why buying too many cars or gadgets kills wealth.

The Best Websites For Online Shopping In Switzerland

Shop smarter online. Discover the best online shopping websites in Switzerland to find deals on electronics, food, and household items.