Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
13 Greatest Stock Market Myths that do not die
Stop believing lies. We debunk the 9 most common stock market myths that keep people from investing and building wealth.
How to Calculate your Financial Independence (FI) Ratio
How you can compute your ratio to Financial Independence (FI). How to use Safe Withdrawal Rate (SWR) to see how much you need to save.
Dollar Cost Averaging is more risky than you think
Lump Sum or DCA? We analyze whether you should invest all at once or spread it out over time (Dollar Cost Averaging) to maximize returns.
Interview of Felix Niederer, CEO of True Wealth Robo-Advisor
Robo-Advisor insights. Read our interview with Felix Niederer, CEO of True Wealth, and learn about their mission to lower investing fees.
How to start investing in P2P Lending in 2026
Find out how I started to invest in P2P Lending with FastInvest and Mintos. I am going to disclose my current P2P investment strategy.
Out of The Rat Race – Financial Freedom – Book Review
Out of The Rat Race is a good book by Eric Duneau that tells how to achieve Financial Freedom by leveraging Real Estate properties, with low savings rate.
June 2019 – Holidays, Taxes and Insurances!
Find out why we only saved 15% of our income in June 2019 and why spent almost 8000 CHF in one month (it has to do with taxes! and midlde of the year)
How I moved my portfolio with Cash and Market Timing!
Find out how I moved my portfolio from DEGIRO to Interactive Brokers with Cash and some Market Timing! I saved money doing so, but it took a long time!
Guide to Taxes in Switzerland – Reduce your taxes!
If you earn income in Switzerland, you will need to pay taxes. Here is my complete guide on how to file taxes in Switzerland and save on your taxes!
11 Best Personal Finance Metrics You Need To Track
Measure your success. Discover the 11 most important personal finance metrics you can track to reach Financial Independence faster.
Distributing Funds vs Accumulating Funds: Which is better?
Dividends or Growth? Learn the difference between Distributing and Accumulating ETFs and which one is better for Swiss taxes and compound interest.