Author: Baptiste Wicht
Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.
6 Steps towards a Solid Budget can make you Debt-Free
Do you want to become debt-free? Find how to work towards a solid budget to help you become debt-free!
How to fake your Savings Rate with Math
The math of early retirement. See how increasing your savings rate drastically reduces the years you need to work before retiring.
July 2019 – New computer
Find out everything that happened to us in July 2019! Why did I spend 1300 CHF on a computer and why is our grocery budget so high?
How to Build a Simple Kitchen Cabinet for 30$
Find how we built a simple kitchen cabinet for under 30$, all by ourselves!
Why do so many software engineers choose FIRE?
Tech and FIRE. Explore why so many programmers and software engineers are drawn to the Financial Independence, Retire Early movement.
Interview of Julius Kirscheneder, Founder of The Neon Bank
The story of Neon. Read our interview with Julius Kirscheneder, founder of Neon, and learn about the future of digital banking in Switzerland.
13 Greatest Stock Market Myths that do not die
Stop believing lies. We debunk the 9 most common stock market myths that keep people from investing and building wealth.
How to Calculate your Financial Independence (FI) Ratio
How you can compute your ratio to Financial Independence (FI). How to use Safe Withdrawal Rate (SWR) to see how much you need to save.
Dollar Cost Averaging is more risky than you think
Lump Sum or DCA? We analyze whether you should invest all at once or spread it out over time (Dollar Cost Averaging) to maximize returns.
Interview of Felix Niederer, CEO of True Wealth Robo-Advisor
Robo-Advisor insights. Read our interview with Felix Niederer, CEO of True Wealth, and learn about their mission to lower investing fees.
How to start investing in P2P Lending in 2026
Find out how I started to invest in P2P Lending with FastInvest and Mintos. I am going to disclose my current P2P investment strategy.