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Discover Swiss Financial Secrets That Maximize Your Money!

Learn easy ways to optimize your finances and save thousands in Switzerland with our exclusive e-book. Learn about the most cost-effective financial services tailored for savvy residents and expats!

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Author: Baptiste Wicht

Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.

Our 2020 Goals – Path to Financial Independence

Find out all our 2020 Goals in great detail! We want to reduce some of our bills, read more books, increase our net worth and much more!

Frugal Living in Switzerland Interview 3 – Thomas Sparkojote

Find out how Thomas is saving more than 80% of its income in Switzerland! Learn his tips and tricks!

How to Go Paperless in 2026? And why?

Being paperless has many advantages, do you know which? Do you want to know how to become paperless? Here's exactly how!

2019 Goals Review – We are getting better at it!

In 2019, we set ourselves many goals (financial, personal and career). Now is the time for our 2019 Goals Review!

Does the 4% rule work with low yield bonds?

Retiring with low interest? Learn how low bond yields impact safe withdrawal rates and how to adjust your FIRE strategy for a low-yield future.

Third Pillar: All you need to know to retire in Switzerland

Save on taxes today. Learn everything about the Third Pillar (3a) in Switzerland and how to choose the best account to grow your retirement savings.

How to set goals to improve your life

If you want to succeed in your life, it is very important to set yourself goals to reach. Find out how you can set good goals with this guide!

Second Pillar: All you need to know to retire in Switzerland

Maximize your Second Pillar (LPP). Discover how occupational pensions work in Switzerland and how to optimize your contributions for a better retirement.

First Pillar: All you need to know to retire in Switzerland

Understand the First Pillar (AVS). Learn how the Swiss state pension works, how much you contribute, and what retirement benefits you can expect.

December 2019 – Quiet month

In December 2019, we saved 57% of our income! It was a simple and quiet month and we had cool holiday parties.

The Little Glossary of Investing: Every term you need to know

Confused by financial jargon? Our investing glossary defines essential terms like ETF, TER, P/E ratio, and Volatility in simple language.

Frugal Living in Switzerland Interview 2 – Mr. Road To Fire

Find out how Mr. RTF is saving more than 55% of his income in Switzerland, without a huge income. Learn from him to save more each month!