Retirement
It is never too early to learn about retirement, even if you just started working. Indeed, it is very important to learn how retirement and early retirement work. We will all retire eventually, so learning about it makes sense.
Featured Content
Updated Trinity Study for 2024 – More Withdrawal Rates!
Updated Trinity Study Results for 2024, with data from 1871 to 2023. Find out if the 4% rule still holds and the best withdrawal rate for you!Categories
Best retirement accounts Financial Independence and Retire Early Retire in SwitzerlandRecent Content
Selma 3a Review 2024 – Pros & Cons
Selma already offers an interesting Robo-Advisor and they now offer a Selma 3a account. So, we see if you should invest in this third pillar account.
Frankly 3a Review 2024: Pros & Cons
Frankly is a new third pillar offered by the Zurcher Kantonal Bank (ZKB). We discuss if it is good and how it compares with the best third pillar!
How Much Will You Spend in Retirement?
To reach Financial Independence, you need to know how much you are going to spend in retirement and it is not as simple as it seems!
Should you contribute to your third pillar in 2024?
The third pillar has lower returns than a low-cost index portfolio but will save you some taxes. Should contribute to your third pillar?
VIAC vs Finpension Vested Benefits: Best account in 2024?
Choosing the right vested benefits account is important! Should you choose VIAC vs VIAC vs Finpension Vested Benefits? We find out!
VIAC Vested Benefits Review 2024: Pros & Cons
From the company offering a great third pillar in Switzerland, the VIAC vested benefits account is now available. We review it in depth!
Finpension Vested Benefits Review 2024 – Pros & Cons
Finpension Vested Benefits is a great vested benefits account. For very low fees, you can invest up to 99% of your second pillar in equities!
Grow Your Income or Spend Less to Reach FI in 2024?
Financial Independence (FI) brings you a lot of freedom. To reach FI, you can either grow your income or spend less? On which should you focus?
Does the 4 percent rule work in recent years?
Safe withdrawal simulations are done over the last 150 years and work well. But would that work well for the last 50 years? We will find out.
Does the 4% rule work with low yield bonds?
Most safe withdrawal simulations are based upon historical bond yields, which are significantly higher than now. Would they still work today?
Third Pillar: All you need to know to retire in Switzerland
The retirement system in Switzerland is based on three pillars. The third pillar is a tax-advantaged retirement account, with voluntary contributions.