Migros Bank Review – Best Traditional Bank in Switzerland

Save, Switzerland

For several years, I have been using Migros Bank as my main bank account. They are offering good service at excellent prices. And in the days of expensive bank accounts in Switzerland, it is important to look at these fees.

In this article, I want to review the bank account offering of Migros Bank in detail. We will see all their prices and how it compares against other Swiss banks.

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9 Great Reasons to Live in a Small Countryside Village

Financial Independence, Save

I have lived in a small village all my life. I have lived all my life inside the same village. And I do not want to change this. A lot of people find this very surprising. Today, we are going to discuss why anyone would want to live in a small country village.

For me, there are too many advantages to living in the countryside and especially in small villages. Of course, there are also disadvantages and some people may not like it. But for me, it is excellent!

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How do We Get Around in Switzerland and abroad?

Financial Independence, Save

One thing I did not cover yet on this blog is how do we get around. You may be surprised to hear that we mostly use a car. If you follow several personal finance blogs, you may have heard that cars are almost evil. Most people will recommend you ride a bike or take public transportation.

However, I think that cars are not evil for your finances. I do not really like driving, but I like the freedom that a car gives me. Moreover, where I live, it is almost mandatory to own a car. We use it to get around nearly everywhere.

In this post, we are going to see how we get around our car and how we are traveling abroad. I am also going to detail the cost related to my vehicle. I am not going to recommend having a car for everybody. The choice is for everyone to do. But there are ways to be frugal with a car.

I can understand people who do not want to drive. If you live in a city, for example, it is not as useful. But cars are not evil! You can become financially independent and have a car! And it is a perfectly fine way to get around even for frugal people.

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Mid Year Review of My 2018 Goals

Investing, Save

This year, I wanted to review my goals after 6 months. But I am really late ;) At first, I forgot about it. And then, there were too many posts I wanted to write so I delayed this review for too long.

Last year, I set goals for the year 2018. Setting goals is a very important thing. But it is also important to review them. If after six months the goals are going bad, it is important to take actions to improve the chances to meet the goals. Also, sometimes, the goals are not set correctly.

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11 Awesome Tips to Save Money on Your Wedding


Everybody will agree with me that A Wedding is a Special Day! But most people will also agree that Weddings can be very expensive. For our wedding, we managed to make a nice wedding ceremony while keeping it at a reasonable price tag. Let’s see how we did that!

In 2018, we celebrated our wedding! We had very good feedback from our guests and we both enjoyed it very much. It was a very nice and happy day. And we managed to keep under a reasonable budget. We did not go cheap though.

In this post, I am going to talk about some 11 Great Ways that you can use to make your wedding cheaper but not less nice! You want your wedding to be memorable, but you do not want it to hinder your entire finances. It is possible to organize a very nice wedding and still keep a tight budget!

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Our Wedding Ceremony in Switzerland on a Budget!


No, I am not writing the same post twice! You may remember, that we got married in Switzerland in May. At that time, we did a small civil wedding with my close family, followed by a small party at our places, joined by some of my friends. We did not have much time, so we decided on doing something really simple.

However, many of our friends and family could not come. So we decided to throw a bigger party to have more people join us. In this post, I am going to share what we did for our wedding. It was a great time for us and our guests! I am also going to discuss the costs, personal finance blog obligation!

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TCS Travel Mastercard Gold Credit Card with 1% cashback!


In the past, I already compared the credit cards in Switzerland. At this point, I concluded that the best credit card is the Cumulus Mastercard. I compared several credit cards to arrive at that conclusion. However, even though I have found a good credit card for my situation, it is a bad idea not to consider new options.

However, there is a card I have not considered in my first comparison. The Touring Club Suisse (TCS) is offering two new credit cards for its members.

What is very interesting is the TCS Travel MasterCard Gold. This card will cost you 100 CHF per year, although it is free in its first year. But they will give you 1% cashback. This cash back makes it an exciting card for Switzerland.

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How To Build a DIY Bookshelf for 65$


I always liked to build things myself. I had always wanted to buy a Do-It-Yourself (DIY) furniture myself. At first, I wanted to do it principally for fun. But I also wanted to save money on buying new furniture. Since we needed a new bookshelf for our living room, we decided to build a bookshelf ourselves.

We did it with Mrs. The Poor Swiss. None of us is an expert and it is our first DIY furniture. I am reasonably handy in general. And I built a few things with wood when I was a kid. But that was a long time ago. For this project, I watched a lot of DIY videos on Youtube and it taught me a lot. But that is all the experience I have. If you have advice for us, do not hesitate to let us know! In the end, we still managed to build something quite nice for our experience!

In this post, I am going to go over all the steps necessary to build this project. And since it is a finance blog, I am also going to go over the costs of building the wood bookshelf by ourselves.

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We Got Married! Our Wedding in Switzerland

Save, Switzerland

We got married! Last Friday (18.05.2018) Mr and Mrs the Poor Swiss got married! It was a charming and straightforward official ceremony in our state. We invited our closest friends and family members to the ceremony. And then we did a simple party at our apartment. Find out about our wedding in Switzerland.

This post is mostly an occasion for me to share the good news ;) And some photos! I will also share information about how weddings in Switzerland. It is nothing extraordinary. But it could help some readers if they do not know how it works here.

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My 7 Biggest Budgeting Mistakes – How to fix them!


Over the years, I have made many budgeting mistakes. In this article, I list a few of the big mistakes I have made. I am talking here about mistakes in the way I did my budget. And I will also talk about spending mistakes. Some of the mistakes are not a big deal. But some of the others made me spend too much. Overall, I would be better off if I had known this a few years ago.

Find out how I fixed my budgeting mistakes. I have learned a lot from my budgeting mistakes, and I hope you can learn a lot from them too! The idea is, of course, to avoid them now that you of them!

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