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Manage your money

Many people do not know well how to manage money. If you want healthy finances, it is very important to learn how to manage your money.

Recent Content

Should you pay your bills early in 2024?

We sometimes get a reduction if we pay bills early. But should we do it? Is there any advantage. We answer this question in depth!

Spending less will not make you rich

Beware of articles saying you can get rich by cutting your expenses and having a budget! It is a lie! We see why most households can't get rich.

I use budgetwarrior for my budget and net worth

Here is exactly how I use budgetwarrior to manage my expenses and net worth. I have used this tool for almost 10 years now!

A few ways to simplify our life

Optimizing for the best price is great, but something it takes away from your quality of life. We are now trying to simplify our life by de-optimizing!

What’s the Time Value of Money?

The time value of money concept helps you understand the real value of money if you were investing it and helps you think about expenses!

The 13 Steps of My Monthly Personal Finance Routine

If you want your finances to be solid, you need to develop a personal finance routine! Learn from my routine and develop the best routine for you!

Frugality is personal – Spend based on your needs

Everybody is different and will have to spend a different amount of money to reach their personal level of comfort for their life.

Emergency Fund – Do you Really Need One in 2024?

An emergency fund is there to pay for your expenses. It is an important first step in taking care of your finances. But does everyone need really one?

How to manage your finances as a couple?

As a couple, it is important to manage the finances properly to avoid friction. Here are a several models for your couple finances!

Depreciating assets will hurt your wealth

Do you have any depreciating assets in your net worth? Do you know what they are doing to your net worth? Read this and find out!

12 Tips to Protect Your Online Personal Finances in 2024

Your Online Personal Finances are essential, you need to protect them from hackers! Follow these 9 tips to protect your online services!

Automating Your Personal Finances is a Mistake

Many people want to automate as much as possible for their finances. But I have a different opinion that will surprise you! Automating is not always great!