Investing Instruments: Cash, Bonds and Stocks

Categories Investing

In the first post of the Investing Guide for Beginners series, I covered the basics of investing. The previous post should have given you a few essential rules you should follow before you invest. However, we did not include details about how to invest in financial instruments.

It is time now we cover more investing details. In this post, I am going to cover the most important financial instruments that you can use to invest: Cash, Bonds, and Stocks.

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Why I Will Never Recommend Bluehost Again!

Categories Blogging

As you may have seen, my blog was pretty much not working between last Thursday and Saturday. I had many issues with Bluehost and it took them an unreasonable amount of time to fix the issue. I already had issues before and this last one was a really bad outage. So, I decided I will never trust them again. Since I do not trust them as hosting provider, I am not going to recommend them anymore.

I have only started using Bluehost a few months ago. But I have had several issues in these months. And these last issues with the website being down for more than a day. They are really doing a bad job… I plan to migrate to another hosting provider soon. In this post, you will find the story behind this!

I am going to start with a question: How many Bluehost support guys do you need to fix an SSL certificate? You will find the answer below ;)

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My New Job at Pied Piper – Opportunity and Benefits

Categories Financial Independence, Investing

At the beginning of this month, I started my new job. For the sake of anonymity, let’s say I am working for Pied Piper. I hope there are some Silicon Valley fans in my readers ;) Since I am just starting working at this company, I do not want to disclose it on this blog. And since I am still anonymous, I am going to try to stay like this.

This is going to be a shorter post than usual. In this post, I will describe all the financial aspects of my new job. I am really happy about my new job. Working at Pied Piper is an incredible opportunity. In my field, this is a great company. And in the region where I live, they offer really good conditions. This will help me a lot in my path towards Financial Independence (FI). As you will see, there are many advantages when working at Pied Piper.

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How To Build a DIY Bookshelf for 65$

Categories Frugality

I always liked to build things myself. I had always wanted to buy a Do-It-Yourself (DIY) furniture myself. At first, I wanted to do it principally for fun. But I also wanted to save money on buying new furniture. Since we needed a new bookshelf for our living room, we decided to build a bookshelf ourselves.

We did it with Mrs. The Poor Swiss. None of us is an expert and it is our first DIY furniture. I am reasonably handy in general. And I built a few things with wood when I was a kid. But that was a long time ago. For this project, I watched a lot of DIY videos on Youtube and it taught me a lot. But that is all the experience I have. If you have advice for us, do not hesitate to let us know! In the end, we still managed to build something quite nice for our experience!

In this post, I am going to go over all the steps necessary to build this project. And since it is a finance blog, I am also going to go over the costs of building the wood bookshelf by ourselves.

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The basics of investing – Why and How to invest?

Categories Investing, Financial Independence, Frugality

Investing is something that not enough people do. It is something that I started to do too late myself. For some people, it can be intimidating to begin investing.

But investing is not as complicated as people think. While it can be intimidating, this is something that everybody can do. But people should not start investing without doing their research.

This post is the first in a series of posts on Investing. This series of posts is to be an Investing Guide For Beginners.

It is the first post I am going to write about Investing. I am going to try to cover as much as possible on the different forms of investing. In this first post of the series, we are going to see what is investing in a broad sense.

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May 2018 – Wedding and 100K net worth milestone

Categories Monthly, Blogging, Investing

A lot of things happened in May 2018! The most important event of this month is of course that we got married! We had a nice and simple wedding with close family and friends.

And as you will see, we have reached the 100K CHF milestone in our net worth! This is the first time :) We can now hope that we will stay at this level for some time!

Even considering the wedding expenses, this month has some good savings rate. This is mostly due to the extensive gifts we received. This month is the month with my largest income yet. We should have been able to turn it down. Let’s hope we can keep expenses to a low next month.

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What is The Best Credit card in Switzerland for 2020?

Categories Frugality, Switzerland

Everybody will agree that credit cards are very useful. A credit card is a powerful tool to improve your personal finances. However, if you do not choose an adequate credit card, it may make your finances worse.

The first important thing is to choose a credit card with no annual fee. You should focus on that first. Contrary to what credit cards want you to believe, it is often better to get a credit card with no fee and smaller cashback rather than an expensive credit card with a lot of cashback. The important thing is to do your research and compare it with your actual credit card spending.

Let’s explore the different credit card options that are available in Switzerland.

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We Got Married! Our Wedding in Switzerland

Categories Frugality, Switzerland

We got married! Last Friday (18.05.2018) Mr and Mrs the Poor Swiss got married! It was a charming and straightforward official ceremony in our state. We invited our closest friends and family members to the ceremony. And then we did a simple party at our apartment. Find out about our wedding in Switzerland.

This post is mostly an occasion for me to share the good news ;) And some photos! I will also share information about how weddings in Switzerland. It is nothing extraordinary. But it could help some readers if they do not know how it works here.

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My 7 Biggest Budgeting Mistakes – How to fix them!

Categories Budget, Frugality

Over the years, I have made many budgeting mistakes. In this post, I will try to list a few of the big mistakes I have made. I am talking here about mistakes in the way I did my budget. And I will also talk about spending mistakes. Some of the mistakes are not a big deal. But some of the others made me spend too much. Overall, I would be much better off if I had known this a few years ago.

Find out how I fixed my budgeting mistakes. I have learned a lot from my budgeting mistakes, and I hope you can learn a lot from them too! The idea is, of course, to avoid them now that you of them!

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Reasons to Start a Vegetable Garden

Categories Frugality

When I was young, I was gardening with my father in our house. And before that, my grandfather was often taking me to his big garden. I always enjoyed it. However, since I moved into my current apartment, I never took the time to start a vegetable garden. Now that my girlfriend moved in with me, we decided it was time to start a garden again.  The idea was to grow some of our own vegetables.

With our apartment, we have a large lawn, filled with grass and a few trees. We asked the owner if we could remove the grass to start a garden. Since she accepted, we started our garden.

I am going to present all we did with our garden in this post. Neither of us is any gardening expert. We maybe did some mistakes, but we are having fun :) And I wanted to share this project. Also, my English gardening vocabulary may not be great. So, gardening experts, do not get offended ;) I would be glad to hear all your tips!

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