Category: Retirement
It is never too early to learn about retirement, even if you just started working.
Indeed, it is very important to learn how retirement and early retirement work. We will all retire eventually, so learning about it makes sense.
Add some margin of safety to your FIRE plan
A good FIRE plan relies on historical data, so we need to protect it with some margin of safety! Here are some ways to achieve extra safety!
How to choose a Safe Withdrawal Rate?
Your Safe Withdrawal Rate (SWR) is a fundamental piece of your retirement planning, here is a step-by-step guide on how to choose it for you!
All you need to know about the Trinity Study
The 4% Rule explained. Learn about the famous Trinity Study, how it determined safe withdrawal rates, and what it means for early retirement.
Retiring early is simple but not easy
The hard truth about FIRE. Retiring early is mathematically simple but psychologically hard. Learn why discipline matters more than high income.
Can you withdraw 4% of your current portfolio?
In the Trinity Study, we withdraw based on the initial portfolio, what happens if we withdraw based on the value of the current portfolio?
How often should you withdraw money from your portfolio?
Withdrawal frequency. Should you withdraw monthly or yearly in retirement? We test different strategies to see which one minimizes risk and cash drag.
Your FI Number – How much do you need to retire?
Your FI number will tell you when you have reached Financial Independence (FI). It is an important number, you should learn how to calculate it!
The Three Axes of Personal Finance
Master the 3 axes. Learn about the three main levers of personal finance: Income, Expenses, and Returns, and which one you should focus on first.
Should You Contribute to Your Second Pillar in 2026?
Should you buy into your pension? Learn the tax benefits and risks of voluntary Second Pillar contributions and when it makes sense to invest extra.
What is the best third pillar in Switzerland for 2026?
Save on taxes. We compare the best Third Pillar (3a) accounts in Switzerland for 2026. Find the cheapest and most profitable option for your retirement.
VIAC 3a Review 2026 – Pros & Cons
Read our 2026 review of VIAC, analyze their low fees and investment strategies, and find out if it is the best place for your savings.