I’ve just seen that Migros started a very nice offer on their MBudget Mini and MBudget Maxi mobile plan. You can now get twice more mobile data each month for free. I think it’s a great offer. So I wanted to share this offer with you! I hope many of you can profit from this awesome offer!
From July 1st to August 31st, you get twice more data for one year. For the same price! This is also working for current customers! My monthly data allowance just got doubled from 600Mo to 1.2Go 🙂
Here are the details of the two plans from Migros:
MBudget Mini is 19 CHF / month. You normally get 600Mo per month. Now you can get 1200Mo per month
MBudget Maxi is 29 CHF / month. You normally get 2Go per month. Now you’ll get 4Go per month.
If you are an existing customer, there is no downside to it. You can get double the data for one year. If you want to change mobile plan, this is the perfect plan 🙂
I’ve been a customer of Migros mobile plans for more than 1 year now. Recently, I changed from the Maxi to the Mini plan to save 10 CHF per month. I haven’t had any issue with them so far. The plan is great and I’ve been able to keep below 600Mo. However, I have to be very careful. But with more data, I will be able to use my phone a bit more. Especially since I don’t have WIFI at work anymore. So far, I really their offer. And the network is really good since they are using Swisscom network which is the best in my region. For now, I don’t have any reason to find a better plan. And it’s even more the case with this offer.
Although it’s a good month for savings, it’s not as good as I planned. This month is the first month I received my new salary 🙂 But it was a very expensive month 🙁 We had to pay many insurance fees. And several other relatively big expenses. But it’s still not too bad 🙂
Recently, I did some ordering in my technology closet (yes, I have a technology closet…). And I realized that I had way too many things stored at home. I also realized that I had way too many servers. So I decided to sell online a few things and to dismount two of my servers to sell the pieces. I’m mostly using online websites to sell things. I’m far from a minimalist. But I’m trying to reduce a bit the amount of burden I own. And if I can get some money in the process, it is bonus 😉
In this post, I’m going to talk about what am I selling online in Switzerland. And how am I selling them!
In my first review of my options for Switzerland, I already took a look at Revolut. They offer prepaid credit cards with free foreign exchange transactions! I didn’t want to consider it because there were a few problems. In this post, I’m going to come back to these problems. I finally decided to order a Revolut credit card! And I found out a process to top up a Revolut card for free in Switzerland!
A few weeks ago, I compared the credit cards in Switzerland. I came to the conclusion that for me, the best credit card would be to use Cumulus Mastercard. Since then, I ordered the card, but I haven’t received it yet. I’m also waiting on Revolut to finally get a Swiss IBAN so that I can top it up for free.
However, there is a card I haven’t considered in my first comparison. The Touring Club Suisse (TCS) is offering two credit cards for its members. The first one is the TCS Member MasterCard. This is not really interesting since it does not have any cashback, but it’s free. What is more interesting is the TCS Travel MasterCard Gold. This card will cost you 100 CHF per year, although it’s free on its first year. But they will give you 1% cashback. In this post, I’m going to look at this card in details.
For a while now, I wanted to buy a Do-It-Yourself (DIY) furniture myself. I wanted to do it principally for fun. And also, I wanted to save money on buying new furniture. Since we needed a new bookshelf for our living room, we decided to build a book shelf ourselves.
We did it with my wife. None of us is an expert and it’s our first DIY furniture. I’m reasonably handy. I watched a lot of DIY videos on Youtube and it taught me a lot. But that’s all the experience I have. If you have advice for us, don’t hesitate to let us know 🙂 In the end, we still managed to build something quite nice for our experience 🙂
This is the first post I’m going to write about Investing. I’m going to try to cover as much as possible on the different forms of investing. In this first post of the series, we are going to see what is investing in the broad sense.
I don’t yet know how many posts will be in this series. I will try to cover the basics, the stocks, the funds, Exchange Traded Funds (ETFs) and so on 🙂 Hopefully, it will be interesting for some of you and it will motivation some people to motivate.
I’m no financial advisor. I’m not nearly an expert investor. This post is just what I know about investing from my experience and from research.
This month I had to use my credit card a lot. We paid for our honeymoon in full in advance. I also had to advance money to my company for a trip that they will reimburse later. Also, we purchased many things online. Finally, we pay all our groceries with credit card. To make sure I could pay for our wedding lunch, I even had to increase my limit to 5000 CHF.
Once I realized how much I was using this credit card, I started to wonder if my card was the best available for me. Also, I read a lot of stories of people getting a lot of flights and hotels for free using credit cards. I wanted to know if this was possible for me too. Let’s explore the different options that are available in Switzerland.
Over the years, I’ve made many budgeting mistakes. In this post, I’ll try to list a few of the big mistakes I’ve made. I’m talking here about mistakes in the way I did my budget. And also spending mistakes. Some of the mistakes are not a big deal but some of the others made me spend too much. Overall, I would be better off if I had known this a few years ago.
Find out how I fixed my budgeting mistakes. I’ve learned a lot from my budgeting mistakes and I hope you can learn a lot from them too! The idea is of course to avoid them now that you of them 😉