This month, I spent 10 days in the United States for my company. Since it was not far, me and one colleague decided to go visit Washington D.C. while we had the chance. We only went there for a day but we already were able to see quite a lot of things.
Washington D.C. is the capital of the United States. It is just between the states of Maryland and Virginia. It is interesting to know that they in no real state. In fact, Washington D.C. is in the district of Columbia (hence the D.C.). And its inhabitants do not get a vote in Congress. It is not a huge city, having less than one million people. But it contains many very iconic buildings such as the Capitol, the White House or the Lincoln Memorial. It is really a nice place to visit.
The day was quite cloudy during our visit. Unfortunately, some of my pictures are not very clear as a result. But we did not get any rain and the trip was very good. And very frugal. I managed to not spend anything in D.C. :)
Continue reading “One day in Washington D.C. – Frugal and Awesome”
One thing I didn’t cover yet on this blog is how do we get around. You may be surprised to hear that we mostly use a car. If you follow several personal finance blogs, you may have heard that cars are almost evil. Most people will actually advocate you to ride a bike or take public transportation.
However, I don’t think cars are evil. I don’t really like driving, but I like the freedom that the car give me. Moreover, where I live, it’s almost mandatory to own a car. We use it to get around almost everywhere.
In this post, we are going to see how we get around with our car and how we are traveling abroad. I’m also going to detail the cost related to my car. I’m not going to advocate you to have a car. The choice is for every one to do. I can totally understand people who don’t want to drive. If you live in a city for example, it’s not as useful. But cars are not evil! You can become financially independent with a car ;)
Continue reading “How do we get around ?”
Some people wonder why bloggers blog. You may want to know the reasons why I blog? There are many reasons why I started this blog. I’ve started this blog as a simple way to keep track of my progress in improving my budget. This helped me stay motivated a lot.
Over time, I took more and more pleasure in writing posts. So I increased the scope of the blog. I’ve writing many more articles on this blog than I would have thought. In this post, I’m going to give you the main reasons behind my blogging. I’m not going to tell you to start a blog. Contrary to most bloggers, I don’t think blogging is for every body. But there are many reasons why it’s interesting to blog! Continue reading “7 reasons why I blog”
I’m selling a lot of things online. For this, the main site I’m using is Ricardo. This is an auction website. You set a start price and an optional instant price and people can bid on your item. The highest bidder will win after a set time for the auction. I’ve found out Ricardo to work quite well for my needs. I’ve made several hundreds of Swiss francs on this website.
However, Ricardo is not free. You pay some fees to sell your things online. Even though I would prefer using a free service, I found out that my things sell better on Ricardo than on free alternatives. Yesterday, Ricardo just announced that they updated their fees. The new fee model will be active from September 13th. In this post, I’m going to describe the changes and exactly what this means for you if you want to sell things online on Ricardo. We are going to look at when you are actually saving money compared to before and when you are losing money.
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A lot of this blog is about my path to financial independence (FI). But why would I want to be financially independent ? There are many reasons for wanting to be financially independent.
In this post, I’m going to list the main reasons I want to be financially independent. The reasons may not be the same for everybody. Some reasons will talk to you more than others. It’s fine. Not everybody has the same motivations in trying to reach FI. And not even everybody wants to reach FI ;)
Continue reading “7 Reasons to want to be financially independent”
One week after our lake wedding, we left for our sea honeymoon! We chose to go to Hurghada in Egypt in an all-inclusive hotel. We wanted to do very little for a few days and wanted to rest. Finally, we also wanted to get something relatively cheap and convenient, hence the all-inclusive. Neither of us had an all-inclusive experience before, so it was about time we tried :)
We used Migros Travel agency to book the entire trip. They booked the plane, the hotel and the transfers between airport and hotel. We compared between booking the trip ourselves and using this agency. It was a bit cheaper for the agency. And we didn’t have to book everything independently. From what we read about Egypt, it is also much better to be part of some tour. This is especially true for the Visa and the shuttle to and from airport.
Overall, it was a great honeymoon. We had a lot of fun, were able to rest and saw some great things! Find out all the details below :)
Continue reading “Our Honeymoon in Hurghada, Egypt”
This year, I wanted to review my goals after 6 months. But I’m really late ;) At first I forgot about it. And then, there were too many posts I wanted to write so I delayed this review for too long.
Last year, I set goals for the year 2018. Setting goals is very important. But it’s also important to review them. If after six months the goals are going bad, it’s important to take actions to improve the chances to meet the goals. Also, sometimes, the goals are not set correctly.
Continue reading “Mid Year Review of my 2018 goals”
Just a week ago, we celebrated our wedding! We had very good feedback from our guests and we both enjoyed it very much. It was a very nice and happy day. And we managed to keep under a reasonable budget. We didn’t go cheap though.
In this post, I’m going to talk about some ways that you can use to make your wedding cheaper but not less nice :) You want your wedding to be memorable, but you don’t want it to hinder your entire finance.
Continue reading “11 Tips to save money on your memorable wedding”
No, I’m not writing the same post twice! You may remember, that we got married in Switzerland in May. At that time, we did a small civil wedding with my close family, followed by a small party at our places, joined by some of my friends. We did not have much time, so we decided on doing something really simple.
However, many of our friends and family could not come. So we decided to throw a bigger party to have more people join us. In this post, I’m going to share what we did for our wedding. It was a great time for us and our guests! I’m also going to discuss the costs, personal finance blog obligation :P
Continue reading “Our wedding ceremony in Switzerland on a budget!”
If you are following personal finance blogs or podcast, you probably have heard the name of Warren Buffett. He’s very famous in the community. Warren Buffett is a very successful investor. He made a fortune from nothing. This the first reason he’s famous in the community. The second reason is that he advised his fortune to be invested in index funds once he passes away. This is one of the few big investors who are supporting index funds. Finally, he also beat the market many years. Which is something very difficult.
Being one of the richest persons in the world also helps making him a very well-know figure. In this post, we are going to look at the history of Warren Buffett first. Some numbers may not seem much in the early years. You need to take into account inflation. 1000 dollars 70 years ago are worth around 10’000 dollars now. We are especially going to focus on the biggest investment he did. Then, I’m going to talk about some important traits of the man. This is going to be a long post ;)
Continue reading “Who is Warren Buffett ? The man and its investments”