The Best Phone Plans in Switzerland in 2022

By Baptiste Wicht | Updated: | Save, Switzerland

(Disclosure: Some of the links below may be affiliate links)

Everybody wants to pay as little as possible for their phone bills. Even though you may think your current phone plan is the cheapest available, there could be new deals since you started using your plan. It is always essential to keep up to date with the latest offers.

The Swiss Phone plan market is quite diverse these days. Fifteen years ago, it was only Swisscom, and everybody was content with it. Now, many other providers are using one of the three major networks.

In this article, I compare the phone plans and prepaid cards for seven standard phone usages. For each of them, I will show the cheapest options available. Keep reading if you want to save money on your phone bill!

These options are up-to-date as of December 2021!

Prepaid vs Plan

You have two options to pay for your phone bills:

  1. A proper plan where you pay month after month based on what you used.
  2. A prepaid card where you have to charge your card in advance.

Most people prefer to use a plan because it is much easier. Having a plan means that you will always be able to use your phone. On the contrary, if you use a prepaid card and forget to charge your card, you may not use your phone.

Using a prepaid card is a bit more work. But it may be cheaper. Before I did the first version of this article, I did not want to use a prepaid card. But this is too lazy. I know I have the discipline to charge my phone regularly. Therefore, I will consider using a prepaid card if it is a cheaper option for me.

Which mobile phone network?

In Switzerland, there are three large mobile networks:

  1. Swisscom
  2. Salt
  3. Sunrise

They are all operating their own devices and antennas. Each prepaid or plan is working on some specific network.

In the beginning, the Swisscom network was by far the best in Switzerland. Today, Sunrise and Swisscom are probably in a draw. However, it is challenging to find an unbiased comparison of these networks today. Most of the comparisons available are made by network providers and, as such, are biased.

I am using the Swisscom network. I always had excellent coverage and excellent internet speed. I had the Sunrise network for less than two years, about ten years ago. I was very dissatisfied with the network and quickly moved back to the Swisscom network. Today, I would not want to change the network. But I am biased as well.

These days, non-Swisscom networks have become much better. For most people, any network should work just fine.

Your Phone Usage

Now, no single plan or prepaid card is the cheapest for each possible case. You need to know your usage of your phone:

  • How many SMS and MMS per month?
  • How many calls per month?
  • The length of these calls in minutes?
  • How many MB of data per month?

If you do not know this, you can look at your last three phone bills and make the average of your usage. This average should be enough to give you an idea of how much you need on average. Generally, you should round minutes higher. A 1 minute 30 seconds call should be counted as two minutes. This rounding is how operators are counting for the price.

For each of the cases, I will list the main cheapest options. For the sake of comparison, I will exclude youth offers and special offers from the pack. If the same provider has several options in the top three, I will generally take the best one. It would not make sense to take the other one anyway. Finally, I will compare the monthly price of the offers. I do not include activation fees since we talk about long-term usage here.

My Phone Usage

I checked my phone bills for the last four months, and I came up with this average usage:

  • 1 SMS per month
  • 0 MMS per month
  • 8 calls per month with about 28 minutes in total
  • 600 MB per month of mobile data (can be tuned down to 500 MB easily)

I realize that I am not a very common user. Indeed, most people use their phones a lot more than I do. For instance, most people use several gigabytes (GB) of data every month. I do not like using my phone. And generally, I use the internet when I have Wifi at home. Unfortunately, I do not have Wifi at work. Otherwise, I would be able to keep below 100 MB.

User 1: Mr. The Poor Swiss

Let’s start the first case with my case: 1 SMS per month, 8 calls per month, about 4 minutes per call, and 500 MB of mobile data.

Here are the cheapest options:

  1. Mucho Duo Nano (prepaid, Swisscom network): 4.90 CHF per month
  2. Lidl Connect Smart Prepaid (prepaid, Salt network): 8.70 CHF per month
    1. With Data Package 500MB
  3. Mucho Duo Micro (prepaid, Swisscom network): 9.90 CHF per month
  4. Coop Mobile Prepaid (prepaid, Swisscom network): 10.50 CHF per month
    1. With Surf Package and 15 Cents package

For me, the best offer would be the Mucho Duo Nano. At only 4.90 CHF per month, it is very cheap.

As you can see, there are options at less than 5 CHF per month for my usage. It is really impressive. A lot of people spend much more than that. I used to spend more than four times that.

For very light phone users, prepaid plans are shining.

I currently do not have the best offer since I have the Coop Mobile Prepaid and not the Mucho offer. However, I will not change it because there is a

significant advantage to Coop Mobile Prepaid. Indeed, the packs have no duration. So, if you buy a pack of 1GB of data, you can use it for a long-time. So, if you use less data for one month, you can save data in the next month. Most packs have a 30-day duration. This advantage makes the Coop Mobile Prepaid offer excellent.

However, I could probably save money by switching to Mucho. But it is not worth the trouble to save 5 CHF per month. 

User 2: Light Phone User

But most people use their phones more than me. Let’s see what happens with a more realistic small user:

  • 50 SMS per month
  • 60 minutes per month (12 times 5 minutes calls)
  • 1 GB of data

I think this is pretty much a basic user in Switzerland.

Here are the cheapest options for this user:

  1. Much Duo Micro (Prepaid, Swisscom network): 9.90 CHF per month
  2. Aldi Suisse Mobile Smart S (Prepaid, Sunrise network): 14.90 CHF per month
  3. M-Budget Mobile Mini (plan, Swisscom network): 19 CHF per month
  4. Lidl Connect Smart Abo (plan, Salt network): 19.95 CHF per month

Once again, the best option is from Mucho. But there are some attractive options here. And some of these options have much more monthly data than others.

User 3: Medium User

Let’s take it up a notch with our third user:

  • 100 SMS per month
  • 240 minutes of calls (24 times 10 minutes calls)
  • 2 GB of data

Here are the three best options:

  1. Aldi Suisse Mobile Smart S (Prepaid, Sunrise network): 14.90 CHF per month
  2. Mucho Duo Mini (prepaid, Swisscom network): 17.90 CHF per month
  3. Lidl Connect Smart Abo (plan, Salt network): 19.95 CHF per month

This time, Aldi is shining in the first place! The prepaid offer from Aldi is outstanding. The plan from Lidl is quite good as well.

User 4: Heavy Data user

Our user 4 uses the same as user 3, but with more data:

  • 100 SMS per month
  • 240 minutes of calls (24 times 10 minutes calls)
  • 5 GB of data

Let’s see what the options for this user are:

  1. Mucho Duo Mini (prepaid, Swisscom network): 17.90 CHF per month
  2. Lidl Connect Smart Abo (plan, Salt network): 19.95 CHF per month
  3. yallo Swype Swiss (plan, Sunrise network): 20 CHF per month
  4. Aldi Suisse Mobile Smart M (prepaid, Sunrise Network): 24.90 CHF per month

Once again, the Mucho offer is quite cheap. And we find the offers from Lidl and Aldi again. We also see yallo in the top offers.

User 5: Heavier Data only user

User 5 only uses mobile data, no calls, and no SMS. This usage is not uncommon since you can easily use internet apps for calls and messages. Our user 5 uses 10 GB of data per month. Such a user will want at least 100Mbps in speed as well.

Here are the three cheapest options for user 5:

  1. yallo Swype Surf (plan, Sunrise network): 15 CHF per month
  2. Sunrise We Connect Surf (Plan, Sunrise network): 20 CHF per month
  3. yallo Swype Swiss (plan, Sunrise network): 20 CHF per month
  4. Salt Surf 50 GB (Plan, Salt network): 24.95 CHF per month

For such a user, it becomes essential to check the plan’s speed. If you use the internet a lot and watch videos, you will want between 50Mbps and 100Mbps in speed.

The yallo Swype Surf offer is great at only 15 CHF per month.

User 6: Unlimited Data only user

Now, some people need even more data. Our user 5 needs 500 GB per month on its phone. Granted, this is not unlimited. But who uses more than that per month on the phone? And this user wants 200Mbps in speed.

So, here are two good options:

  1. Lidl Connect Smart Abo Unlimited (Plan, Salt network): 29.95 CHF per month
  2. Yallo Slim Plus (Plan, Sunrise network): 40 CHF per month

At this speed and unlimited, options are becoming more expensive. But less than 30 CHF per month on that user is a great choice.

User 7: Frequent User Roaming

Roaming is costly in Switzerland. You have to be careful about that. Unfortunately, I do not know of a very good comparator for Roaming. Moreover, the roaming rates are different for every country. So it is challenging to compare different plans without having an exact situation.

When I travel to other countries, my strategy is straightforward: I let my phone in airplane mode the whole time. If I find a Wifi, I will use it, but otherwise, I will not allow myself to use any data. I think that most people can disconnect from their phones. It could do them some good.

For this comparison, I used the Frequent User profile from moneyland (later on) with France as a destination. For Switzerland, this user has the same national usage as user 3. The Frequent Profile is as follows:

  • 38 calls from Switzerland while abroad
  • 1.4 GB of mobile data while abroad
  • 38 calls to Switzerland while abroad, 2.5 minutes per call
  • 38 calls to France while in France, 2.5 minutes per call

I think it is already pretty heavy usage of Roaming. Here are the three cheapest options for this usage:

  1. Mucho Plus (Prepaid, Swisscom network): 84.35 CHF per year
    1. With options Talk Mini Roam and Data Mini Roam
  2. Aldi Suisse Mobile (prepaid, Sunrise network): 84.40 CHF per year
    1. With options Roaming Voice, Roaming 1000 MB, and Roaming 500 Mo
  3. Swisscom inOne Prepaid (prepaid, Swisscom network): 123.70 CHF per year
    1. With options Travel Voice and Data Travel

We can see that this makes it significantly more expensive than User 3. However, it is more reasonable than I thought. I would not have thought that prepaid plans were interesting for Roaming.

These options are all very reasonable. And I am surprised to see Swisscom arrive in the top three.

Of course, the best course of action is not to use Roaming!

Best prepaid for light users: Coop Mobile

My favorite prepaid offer is the Coop Mobile Prepaid. The base prices are fair:

  • 0.29 CHF per minute on call
  • 0.15 CHF per SMS

But the great thing about this offer is the packages Coop Mobile Prepaid has!

  • The 15 Cents offer that gives 100 units of calls and SMS (1 SMS = 1 unit and 1 minute of call = 1 unit) at 15 CHF
  • Surf 250: 250MB at 4.90 CHF
  • Surf 750: 750MB at 9.90 CHF
  • Surf 1500: 1500MB at 14.90 CHF

The best thing about these offers is that they do not have an expiration date. So, you can buy a pack and use it for a year if you want. So, this is the best prepaid offer for light users, like me.

I currently have the Coop Mobile Prepaid offer, and I am pleased with it. Since I started using it, I have used an average of 5 CHF per month!

If you are using your phone more than me (very likely), you should look at the prepaid offers from Mucho and Aldi.

Having a cheap phone plan is one of the ways I use to save a lot of money in Switzerland. But there are others!

Best Overall Plan: Lidl Connect Smart Abo

My favorite phone plan is the Lidl Connect Smart Abo plan. It gives you unlimited SMS and calls and 5 GB of data per month. It only costs 19.95 CHF per month. And at the time of this writing, there is an offer to get it at 11.95 CHF per month.

The only thing I do not like about this plan is that it is on the Salt network. But if you are not against other networks like me, this network should be perfectly fine for you.

Mobile Plans Comparators

Moneyland Comparators

Moneyland offers independent comparators for many services: telecom, mortgages, insurances!

Find exactly what you need with Moneyland!

There are plenty of comparators in Switzerland for mobile prepaid and plans. However, many of them are limited.

The first one and the best one is the mobile comparator from moneyland. You can configure all the numbers precisely, and the results are detailed. This comparator is the one I have used for most of the comparisons in this article. The problem is that they are considering many offers that are only valid for some time. And the way they compare it is using the activation costs and one-time costs. I much prefer to see the long-time costs.

If you want something simpler and more user-friendly, you can use the mobile comparator from besteabos. They do not have prepaid cards, but they have an excellent offer on mobile plans and present the information in a great way with a lot of information on how to choose.

Conclusion

I have to say that I am surprised by the comparison results. Over the last decade, phone plans and prepaid offers have become much more affordable.

When I was young, I remember that a good Swisscom plan was costing 69 CHF per month, and it was not considered that bad. Fortunately, we have many more options now.

We can see that there is a lot of competition in this field. There are many actors. And even German discounters, Lidl and Aldi, offer excellent mobile plans. And Mucho has extremely cheap offers.

If you have never considered prepaid before, I strongly encourage you to do so now. There are many great options, and they can be much cheaper than phone plans.

And you should not forget to rethink your plans every few years. For instance, the Lid Connect Smart Abo was not in the first version of this article. But it is now an excellent plan. But you should not change every year since you would then pay heavy activation fees.

If you are in the best value for money, you may also be interested in the best internet plans in Switzerland.

What about you? Which phone plan or prepaid card do you use?

Baptiste Wicht started thepoorswiss.com in 2017. He realized that he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. This blog is relating his story and findings. In 2019, he is saving more than 50% of his income. He made it a goal to reach Financial Independence. You can send Mr. The Poor Swiss a message here.

66 thoughts on “The Best Phone Plans in Switzerland in 2022”

  1. What’s the best mobile/smart phone sim card to get for someone from the UK, who has residency in Lausanne, Switzerland for work, and theoretically consumes the following:

    Calls: 100 mins
    SMS: 100 texts
    Data: 100GB internet (video calls, conferencing)

    France is across Lake Leman, so sometimes I my phone picks up a signal from Orange France, and I don’t know whether I will be charged local or roaming rates when that happens!

  2. I think yallo swype is a great option too. You can get unlimited data, calls and sms for just 20 CHF per month. I like the flexibility of not being limited.

    1. Hi Kristopher, I am considering Yallo Swype and would like to know what you think about its network. Are Swype connections reliable (e.g. for video calls)? Also, I read online that you may be tricked into viewing ads, and if you click on the ads, you will be charged. Have you had such experience?

      1. Hello Leo,

        Swype uses the Sunrise network which is one of the most reliable ones in my opinion. And no, I had no experience with being tricked into watching ads.

  3. Hi,

    I’ve collected some providers about available Swiss and international/traveler SIM cards. You can find Hungarian also but probably it isn’t relevant for most of you.
    I focus on prepaid versions because I’m living in Hungary until I get a job in Switzerland. By the way do you have any information about which service provider doesn’t allow tethering?
    Link for my spreadsheet: https://docs.google.com/spreadsheets/d/15sX2cDsIhYSD2akIRau52zKsW3jjVAb4f2bwHSHGcAM/edit?usp=sharing

    I recommend mobile hotspot (MiFi) device for SIM card what you want to use only for internet. It could reduce hustle and you don’t need a phone with dual SIM or you can use the secondary SIM slot for other purpose.
    Smartphone vs MiFi (explanation and comparison) https://www.youtube.com/watch?v=Ak7LGtt7eWY

    1. Hi Roy,

      Nice job! Thanks for sharing!

      Using a MiFi for your laptop or desktop computer is indeed a good idea and more practical than use the smartphone.

      I have no idea about the usage of tethering in Switzerland.

      Which are you using now?

      1. Hi Mr. The Poor Swiss,

        Actually I’m still living in Hungary because I haven’t received job offer in Switzerland yet.
        Currently we are using Netfone family pack (free call between each other, amount of monthly fee can use for calling) with prepaid Telekom (data package without expiration available) to extend when required.

  4. I bought a sim card from ebay from the Uk Three network for 53gbp. It has 24GB of data and allows me to roam here and within the EU for 2 years. I’m not sure if that will continue to work in the future though, but for now it’s super cheap for data. The trick is to find a sim card that you can activate in Switzerland, some of the UK sim cards can only be activated within the UK and then used in the rest of the EU. I’ve read that if you use the same strategy for French cards you have to activate within France as well.

    For calling I’m using my office number since I arrived here 3 years ago. I’m planning to get a coop pre paid plan for my child since he is expected to have very minimal usage.

    1. Hi Newt,

      Thanks a lot for sharing!
      It’s really good to know that sometimes it’s not possible to activate it in Switzerland. It makes sense from a UK point of view, but I would not have thought of that!

  5. Good article.

    For the type of user as yourself, 10 calls or less, around 0.5-1 GB data, I highly recommend a two SIM card setup as mentioned by some other replies.

    I am a similar user. Here is my setup:

    Calling: Swisscom prepaid 0.89c/h
    I go with prepaid Swisscom for calling. The great thing is, I do not call ofthen but when I do, with swisscom prepaid, I can talk for one hour per call for 0.89 cents (Rappen), so I have no problem making a couple of longer phone calls that last 1h or more without to fear really high cost per call!

    Data: Lycamobile 500MB/3.25 CHF
    On the second Sim card I go with the prepaid Lycamobile Data bundle. The website is poor, the handling of recharge and bundle activation a pain but the price is unbeatable for people with known/good estimated Data usage per month.

    1. Hi Vincent,

      Thanks a lot for sharing your setup :)

      That sounds like a great deal! This would take me below 5 CHF per month.

      I will have to consider this option next year. I will have to see if my cheap Android can handle two SIM cards nicely.

      Thanks for stopping by!

  6. I am an ‘unlimited’ data user and for me the best is yallo (Sunrise network). I pay 24 chf per month for unlimited 4G data, calls and sms but I only really need the data.

    Most of the time yallo has these 50% off “deals” that last forever.

    Before I had yallo internet at home for 19 chf month but this required a special sim card that couldnt be used for calls and sms so I had to that 2 sim cards in my phone. This was a problem because I also have a prepaid european sim card that I use when I travel to EU (for cheap data). It was a bit of a hassle to swap sim cards so now I have only 1 swiss and 1 EU sim and both are in the phone at the same time.

  7. What‘s the most interesting about Lycamobile, in my opinion, is that it is very flexible due to having no contracts. Since there is Wi-Fi at both home and office, I don’t need to buy any bundles. When I go hiking on weekends, I buy Surf Daily Swiss (1.5CHF per day, unlimited and high speed). By this way, the sum of my phone bill for last 3 months is less than 25 CHF.

    1. Hi Ren,

      That’s a good point. When you do not need much internet, a prepaid plan without contract is the best option. I am currently using Coop Mobile Prepaid and I have paid only 35 CHF in the last 6 months.

      Thanks for sharing!

  8. Hi,

    Thank you for your very informative blog. I recently moved to Switzerland and trying to save money as well as to start some investment. I have been digging into your past posts, really helpful!

    I am using Swisscom prepaid plan. In last 6 months I only topped up 30 CHF (including the balance of 20 CHF came with the SIM purchase. A SIM costs 20 CHF).

    I have chosen not to take any monthly package, I don’t need to pay anything if I don’t use my mobile phone. Their tariffs are:
    CHF 0.29/min for calls
    0.15/SMS within Switzerland and abroad
    2.–/day to surf in Switzerland

    These days I hardly go out, so I don’t really need to use data outside, also no need for calls.

    I am very happy to have a premium provider with a low expense!

    1. Hi Hiro,

      I am glad you find my posts useful!

      Wow, that’s a better offer than I thought. 2 CHF per day you use mobile data is really not that bad. I generally use it a few days per week so it would be more expensive for me than Coop Mobile.
      But this is a great offer if you want to watch videos for instance. And as you said, it’s a premium provider at a great price!

      Thanks for stopping by!

  9. Thanks for the article !

    On my side I have the Salt Smart plan which I pay 20.- per month thanks to an offer and it includes eveything (call, sms, internet). Unfortunately there is no roaming included.

    Thanks to this plan I can benefit from Salt Fiber at 40.- per month which is really great.

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