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Discover Swiss Financial Secrets That Maximize Your Money!

Learn easy ways to optimize your finances and save thousands in Switzerland with our exclusive e-book. Learn about the most cost-effective financial services tailored for savvy residents and expats!

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Author: Baptiste Wicht

Baptiste Wicht started The Poor Swiss in 2017. He realized he was falling into the trap of lifestyle inflation. He decided to cut his expenses and increase his income. Since 2019, he has been saving more than 50% of his income every year. He made it a goal to reach Financial Independence and help Swiss people with their finances.

Renting in Switzerland – All you need to know

Renting made easy. A complete guide to renting an apartment in Switzerland, understanding the deposit, and avoiding common pitfalls for tenants.

Swiss robo-advisors 2026: Invest without any hassle

Automate your investing. We compare the best Robo-Advisors in Switzerland to help you find the right service to manage your wealth automatically.

Automating Your Personal Finances is a Mistake

Is automation bad? Learn why automating every aspect of your personal finances might be a mistake and how to keep manual control of your money.

How to Invest in the 2020 Bear Market

Don't panic. Learn how to handle a bear market, why you should keep investing when stocks are down, and how to avoid selling at the bottom.

Protect yourself from a recession – Be prepared for the worst!

Prepare for a crash. Discover practical strategies to protect your finances and portfolio during a recession and come out stronger on the other side.

The 4% Rule for Swiss Stocks – Can you retire early?

FIRE with Swiss stocks? We test if the 4% rule works for a portfolio invested entirely in Swiss stocks and bonds versus a global portfolio.

Should Swiss investors worry about the US Estate Tax in 2026?

Avoid the tax trap. Learn about the US Estate Tax for Swiss investors and how holding US assets could expose your heirs to high taxes.

DEGIRO Review 2026: Pros and Cons

Is DEGIRO safe? Read our updated review of DEGIRO, covering their fees, platform, and why they are a popular choice for European investors.

How to Sell Things Online in Switzerland in 2026?

If you have too many things at home, you can sell things online is a great way to make some space and get some extra income!

February 2020 – Quarantine and Quarter of a Million!

We saved 67% of our income in February 2020. I worked from home for two weeks because of our trip to China. And our net worth reached 250'000 CHF!

How Much We Spent in 2019 – Detailed Expenses Report

Find out exactly how much we spent in 2019, with this detailed expense report, in each of our budget categories.

Does the 4 percent rule work in recent years?

Does the 4% rule still work? We analyze the performance of the safe withdrawal rate using the most recent market data and economic conditions.