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Now that the year is over, I thought it would be interesting to see which of the posts I wrote in 2018 have been the most popular. Therefore, I collected the list of the Top Five posts from the blog in 2018.
For this Top Five list, I took the five most visited posts of the year, counting page views. I did not take any pages from my blog into account. In fact, the most popular page on the website is the home page, closely followed by the About The Poor Swiss page. I should note that this may not be the best metric to check popularity. Indeed, some posts are older than others and as such have more views than really recent ones. Moreover, even though some posts have a lot of views, they do not have a lot of comments. So this is not a perfect list. Regardless, I thought it would be interesting to see what come out!
Stay tuned for the five most read articles from The Poor Swiss blog in 2018!
#1 My 9 Biggest Investing Mistakes – How to avoid them
This post is about my nine biggest investing mistakes. With more than 2000 page views, this post is by far the most viewed on the blog. The main reason for this success is that it was featured on the RockstarFinance curation website. This website has a lot of viewers. This made a huge spike in my blog statistics. I had more views in one day than in the entire previous month.
In this post, you can read about nine of my biggest investing mistakes. As you will see, I made many investing mistakes over the years. Even though I only started recently to invest seriously, this is not my first attempt at investing. Indeed, on my first attempt, I stopped investing too early. Had I kept my funds at that time and kept investing, I would have significantly more money today. Another mistake I did is to invest in funds that were too expensive. They would have eaten too much of my profits. The Total Expense Ratio (TER) of a fund is a very important metric when choosing a fund.
I think it is important to admit mistakes so that we can learn from them. By sharing them on this blog, I hope that other people will learn from them and not do the same mistakes I did. If you want to learn from my mistakes, you can read My 9 Biggest Investing Mistakes and How to avoid them.
#2 Revolut Credit Card – No more foreign exchange fees
This post is about the Revolut Credit Card. This card allows you to convert between different currencies without paying fees and at market rates. With about 850 views, this post is the second most popular on The Poor Swiss blog. It is far from the first one. But it did not get a big feature.
This post is probably popular because it is very actionable. This is something that everybody can do to reduce the foreign exchange fees that you pay with most credit cards. Many people do not realize that they pay a lot of fees when they pay with their credit card in foreign currencies. American people do not have that problem as much as European people since most things are available in U.S. dollars. However, this can still be useful for everybody. Revolut does not charge any fee for converting currencies. You can charge your card for free and then use it for free as well to pay for your expenses.
However, you should still keep a local credit card for your expenses in your home currencies. Indeed, Revolut does not offer any cash back. That means with your home currency, it is more efficient to use a credit card with nice cash back. If you are interested in such a card, you can read Revolut Credit Card – No more foreign exchange fees.
#3 How to calculate your Financial Independence (FI) Ratio
This third post is about computing your Financial Independence (FI) ratio. With around 830 views, it is just slightly behind the previous post and it is the third most popular of my article.
Once again this is a very actionable post. It explains how you can compute your own FI Ratio. If you are interested in becoming financially independent, it is very good to know what is your FI ratio. That is the percent of how close you are from Financial Independence. The process is really simple. You need to estimate your expenses in retirement or for Financial Freedom. You need to choose a withdrawal rate as well. This is the amount of money you are allowed to withdraw from your net worth every year. If you choose smart withdrawal rate, you can sustain it for ever. And finally, you can compute your ratio based on your current net worth and the estimated net worth you need to be FI.
This is interesting to note that I was at 3.5% when I wrote the article and I am now at more than 7%! If you are interested in getting your own FI Ratio, you can read How to calculate your Financial Independence Ratio.
#4 How to buy an Exchange Traded Fund (VT) on DEGIRO
The fourth post is an explanation on how to buy an Exchange Traded Fund (ETF) on DEGIRO, the broker that I use. It just has five fewer views than the previous one, so they are almost on the same level.
This is the third actionable how to post in a row in this Top Five. I should take a hint! In this post, you can find the detailed steps for buying an ETF on DEGIRO. I have detailed the steps for both the web version and the mobile version of DEGIRO. I took the example of the Vanguard Total World (VT) ETF. Because this is a very popular ETF. So people can more relate to this article.
Buying an ETF on DEGIRO is not a really difficult thing to do. But it is always better to see an explanation before doing something wrong on a broker. You can always save yourself some issues if you know the kinds of orders that you can use in the broker. For instance, you should know the difference between a limit order and a market order. If you want to know how to do that, you can read How to Buy an Exchange Traded Fund on DEGIRO.
#5 My Monthly Personal Finance Routine – 11 Things I do each month
The fifth and last post of the Top Five is all about My monthly Personal Finance Routine. This routine is made of 11 things that I do each month to manage my money. With about 600 views, this post was quite popular. It has been very popular since the start. It had a few mentions since it was posted.
I believe routine is a very important thing. It can help you get things done and not forgetting anything. I have many routines for several things. Every month, I do 11 specific things for my personal finance routine. Once you get started on a routine, it becomes easier and easier to get it done. You get faster over time doing your financial chores. I think it is very important to not forget anything when managing your money.
Most people depend on money automation for their financial management. However, I think automating your money tasks is a mistake. I prefer to stay in control of my finances. That is why I have a complete routine for managing them. I am currently thinking of establishing a morning routine for my finances. If you want to learn my monthly routine, you can read My Monthly Personal Finance Routine – 11 Things I do each month.
Learning from the Top Five
It is really interesting to see what worked the best on the blog. These Top Five posts are the kind of posts that really worked during the year. We can see from the list that they are very varied. One thing that stands out is that actionable posts seem to be very popular. That means posts that explain how you can do things yourself. Also, people like to read from other people’s mistakes. Hopefully, they want to learn from them. But I am sure that some people feel better when they read other’s mistakes!
I should try to learn some lessons from these Top Five posts and try to make more of these posts in the future. Of course, it is impossible to write only very successful posts. I mostly write what I enjoy. I would not write a post simply for it to be successful. It is probably easier to write only stuff that gets clicks. But I want to write some real content that I enjoy writing and I hope my readers enjoy reading!
Something that I realized while reading and analyzing the statistics for this blog is that the number of views on old articles is almost flat now. The number of views on the blog is only increasing because I publish consistently new content. Each of these new articles is adding a little flat traffic to the blog. I need to work in the future into promoting my old posts as well. It is good that new articles bring new traffic. But I should not forget about previously written blog posts.
Thanks a lot to all the people who follow this post and read my articles :) I really enjoy writing and I hope my posts are interesting for all of you! If you would like me to write about a specific topic, let me a comment and I will consider it!
If you are interested in reading more about the Top Posts from the blog, you can take a look at the Top 10 of The Poor Swiss. Some of the posts are the same, but not all of them. In the Top 10 list, I have taken reader preference and personal preference into account as well.
What about you? Which post did you prefer on this blog this year? Do you agree with this Top Five?